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Don’t lend your friends money you can’t afford to lose. That’s like the number one rule of keeping your friendships in t...
19/12/2025

Don’t lend your friends money you can’t afford to lose.

That’s like the number one rule of keeping your friendships in this day and age.

Your friend needs urgent 10k for something, and they’ll ask you with the promise of paying you back.

As the good friend you are, you’ll send it. But when the time comes for repayment, they’ll stop replying to your messages, and your calls go unanswered like a jilted lover.

Asking for your own money back starts to seem like you’re begging so you just let the money go, but the trust for your friend can’t be gotten back.

And just like that, both your money and your friendship are gone.

Don’t worry, send them to Irorun. You’re still a good friend when you do.

Social media makes it seem like you always have to be chasing the next big thing. All while maintaining the soft life ae...
12/12/2025

Social media makes it seem like you always have to be chasing the next big thing.

All while maintaining the soft life aesthetic.

You’re seeing your mates owning cars you’ve never seen in real life, and renting houses you definitely can’t afford.

Now, you start to feel like you’re not enough and there’s a standard you have to keep up with.

Then comes the habits of living above your means and even borrowing money just to ‘keep up’ and impress people.

What you may not realize is that borrowing money to fund a perfect lifestyle that isn’t yours is a big fat risk.

The struggle to keep up never ends, and neither does your growing debt.

Don’t borrow money to impress people, but only for emergencies. Irorun is here to help.

In all your oblee this December, don’t forget that January is coming. January always feels like it takes more than it’s ...
05/12/2025

In all your oblee this December, don’t forget that January is coming.

January always feels like it takes more than it’s 31 days, and it’s usually because you come into the new year broker than you could imagine.

Here’s how to ensure that you’re not surviving January with a taste of regret from all the fun you had in December:

1. Pay your January bills before you buy tickets to that concert. That way, you’re partying now, and you still have a roof over your head in January.

2. Go to the market now and stock up as much as you can. A packet of noodles here, and a basket of tomatoes there can save you from drinking garri for the whole month. You cannot be broke and blind.

3. Put aside some money now for the rainy days that are sure to come.

So, enjoy your Detty December while preparing for January and if things get a little tough then, you can borrow from Irorun.

In Tinubu’s economy, sometimes taking a loan feels less like a choice and more like survival.But one wrong loan can turn...
29/11/2025

In Tinubu’s economy, sometimes taking a loan feels less like a choice and more like survival.

But one wrong loan can turn into a lifetime of stress, so here are a few things you really shouldn’t be borrowing money for:

1. Taking a loan for a new wig or the latest iPhone sounds like a great idea today, until all the excitement wears off and you’re left with the taste of financial regret.

2. If it’s an impulse buy, you definitely should reconsider before taking out a loan for it.

3. You shouldn’t use borrowed money you can’t afford to lose for high-risk investments.

4. Loans for “sure odds” is a one way ticket to premium tears.

5. Using loans for your daily expenses just keeps you stuck in a never-ending cycle of debt. The expenses don’t stop, and neither will taking loans.

6. Using new loans to pay out your old loans also keeps you in a never ending debt cycle.

7. Imagine having to pay back a loan you took for a weddings and ceremonies to feed people you don’t like. Exactly.

Keep your loans for real emergencies or solid investments.�And when you’re ready to take a legit loan, borrow from Irorun.

Taking a loan used to be scary as hell.High interest rates, confusing terms, rigid repayment that would choke you, and b...
22/11/2025

Taking a loan used to be scary as hell.

High interest rates, confusing terms, rigid repayment that would choke you, and banks treating you like you were begging.

But things have changed. Here's why loans don't have to stress you anymore:

1. You can literally borrow from your phone from your house in your pajamas so no need to dress up and go to the bank.

2. You don't need to wait forever for approval cause lenders can verify your identity fast and spot 419s faster.

3. There's different loan products now, so you need a student loan, business loan? take your pick.

4. No more jargons and hidden fees cause new laws force lenders to explain their terms clearly.

5. You can actually negotiate payment plans that fit your budget.

6. Lenders now have real customer service you can reach when you have issues with repayment or need to adjust plans.

7. Apps now show your loan balance, payment history, due dates so you can see everything clearly and not miss payments or lose track of your debt.

You don't have to fear loans anymore. Just borrow from the right people. Just borrow from Irorun.

It's the holidays and money makes everything more fun right?But taking a loan without a plan can mess you up in January....
14/11/2025

It's the holidays and money makes everything more fun right?

But taking a loan without a plan can mess you up in January. Here's how to use a loan responsibly this season:

1. Borrow ONLY what you need
2. Read the loan terms carefully. Don't let holiday rush push you into settling for nonsense.
3. Never take a loan thinking you'll figure out repayment later. There's consequences if you don't pay back.
4. Plan for the holiday and stick to it so you don't overspend. Prices will be high during this period.

Borrow smart, enjoy the holidays, pay back on time.

Loan sharks prey on people who need money urgently, and this is the season for it.Here's how to spot them:1. Cash-only l...
12/11/2025

Loan sharks prey on people who need money urgently, and this is the season for it.

Here's how to spot them:

1. Cash-only loans:
Most loan sharks deal in cash but some operate online too. Either way, sketchy.

2. No formal agreement:
They won't give you proper paperwork which makes it easy for them to change terms whenever they want.

3. Unclear interest rates:
They're vague about how much interest you'll pay or give you outrageous terms. But you're desperate, so you take it anyway.

4. No credit checks:
They don't assess anything before giving you money. Red flag.

5. Harassment and threats:
They'll threaten violence if you fall behind on payments. They operate outside the law so they're not afraid to do this.

6. Pressure to borrow more:
They charge such high interest that you can never fully repay. Then they convince you to borrow more to pay off the first loan. It's a trap.

If a loan shark is threatening you, report them to authorities with proof. Don't vex them because they operate outside the law and can take drastic illegal measures.

Remember: Licensed lenders can take legal action if you default but they won't threaten or harass you. If you need money, just visit app.irorun.com

We've said this before and we'll say it againGood credit = easier loans, better rates, and less stress. Here's how to bo...
24/10/2025

We've said this before and we'll say it again

Good credit = easier loans, better rates, and less stress.

Here's how to boost your credit score:

1. Take small loans first: We have ₦1k - ₦10k loans you can borrow right now to improve your score.

2. Pay on time: Late payments pull your score down fast. If you can’t pay yet, talk to us before the due date.

3. Avoid round-tripping: If your account always shows money coming in and immediately going out, it looks suspicious.

4. Don’t go into negative balance: Overdrafts and unpaid charges can hurt your score too. Keep your account in the positive as much as you can.

5. Check your credit report: You can get one free report a year from , , or . If something looks wrong, report it right away and fix it.

Now that you know what to do, maybe it’s time to start with step one:

Take a small, easy loan with Irorun, repay on time, and watch your credit score grow from there. 🌱

Salary week feels too far away? You’ve probably thought about taking a loan but with so many myths flying around, it’s h...
17/10/2025

Salary week feels too far away? You’ve probably thought about taking a loan but with so many myths flying around, it’s hard to know what’s true!

That’s why Irorun is here to set the record straight. 💡

We’ve rounded up 10 interesting facts about loans to help you make smarter financial decisions (without the fear or confusion).

Read the full article here 👉 https://irorun.com/blog/10-interesting-facts-about-loans

NYSC is so expensive 😖 Direct posting, travel, camp feeding, meds, phone charging, even reallocation. Before service rea...
10/10/2025

NYSC is so expensive 😖

Direct posting, travel, camp feeding, meds, phone charging, even reallocation. Before service really starts, it’s easy to spend ₦300k+, yet allowance is only ₦77k. Loans can help, if you choose right and repay right.

Here's a quick checklist of what to look for:

✔️ Easy application
✔️Flexible repayment
✔️Trustworthy provider
✔️Transparent costs with no hidden fees
✔️Fast disbursement in minutes/hours not days

Irorun ticks it all so why not get a loan from us?

Market women keep Nigeria moving.They wake up early, buy goods, sell all day, handle money that comes and goes in ways m...
04/10/2025

Market women keep Nigeria moving.

They wake up early, buy goods, sell all day, handle money that comes and goes in ways most people never see.

But there's one problem that never stops: cash.

A supplier has a good price today, but they need cash now. A customer says "I'll pay tomorrow." A chance to buy goods cheap shows up, but the money is stuck in stock that hasn't sold yet.

Banks don't help because they'll ask for documents they don't have, and most loan apps are slow, confusing, or hide extra charges until it's too late.

That's why we built Irorun.

With quick, small, short-term loans that match the rhythm of market life, we can help you restock and double your profit.

You don’t need to fill a hundred forms when all you want is to keep your stall open and your business running.

Irorun is here for the women who keep our markets and Nigeria alive, so if you know one, spread the word.

Being a student in Nigeria is a full-time hustle. One minute you have ₦5k in your account, the next minute you’re beggin...
30/09/2025

Being a student in Nigeria is a full-time hustle. One minute you have ₦5k in your account, the next minute you’re begging your roommate for Indomie.

That’s where Irorun comes in. ₦2k today can save you from trekking in the hot sun. ₦10k tomorrow can help you settle the guy printing your project report. ₦50k can even settle your school fees balance before they lock your portal.

Students are already using Irorun for:

1. Transport so you don't have to trek.
2. Printing money for projects
3. Feeding
4. Emergency hospital or hostel wahala.

And the best part is we won't harass you. Nobody is calling your mummy because you delayed small. Just borrow, breathe, and return. Simple.

School is already stressful enough.

Address

1B, Church Street, Off ILO Awela Road
Ota

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00
Saturday 12:00 - 18:00
Sunday 12:00 - 18:00

Telephone

+23417005288

Website

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