18/08/2026
Four years of Xavat Pay 💚
From day one, Xavat Pay started with just three co-founders, Muhammad Abbagana, Aliyu Hayatu, and Abdullahi Njalowa, driven by a shared vision to build something meaningful.
We started small, learned fast, made mistakes, fixed them, and kept improving every step of the way. Even as the team has grown, that same mindset still drives us today.
We’ve faced criticism, doubt, and even mockery, including from people who didn’t understand what we were building. But we stayed focused.
We kept building. We kept improving. We kept pushing Xavat Pay forward.
Over the past four years, we’ve worked tirelessly to improve system reliability, reduce failed transactions, introduce new features, and most importantly, listen to our users and partners.
We are proud of our progress, including only 3 major downtimes in 4 years, but we also recognize there is still more work to do.
We are not done yet.
Four years later, we are still building, still improving, and still committed to doing better. 🚀💚
Thank you to our team, customers, and partners for being part of this journey.
Xavat Pay
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