Living Seed

23/04/2025

What can 200,000 interest free loan without collateral or upfront payment do for you? Tell us in the comment section

21/04/2025

What can 200,000 interest free loan without collateral or upfront payment do for you? Tell us in the comment section

21/04/2025

Tell us What 200,000 naira interest free and collateral free loan can do for you in the comment section

20/04/2025

Tell us What 200,000 naira interest free and collateral free loan can do for you in the comment section

20/04/2025

LAUNCHING A NEW DAWN: Financial Inclusion for Daily Earners (FIDE) Project Set to Transform Lives Across Nigeria

In a bold and visionary move to empower the informal sector and bridge the financial gap at the grassroots level, Living Seed Agro Financial Multipurpose Cooperative Society Limited, is proud to announce the launch of its flagship initiative — the Financial Inclusion for Daily Earners (FIDE) Project.

The FIDE Project is set to revolutionize access to finance for millions of hardworking Nigerians who earn a living on a day-to-day basis — artisans, traders, okada riders, street vendors, laborers, and smallholder farmers — many of whom are often excluded from the formal financial system.

What is FIDE?
FIDE is more than just a loan program. It is a holistic, community-driven financial inclusion model designed to provide daily earners with the tools they need to grow, save, invest, and thrive. The project offers a unique combination of interest-free loans, daily contributions, micro-savings, food support, and financial education — all tailored to the realities of the informal economy.

What Makes FIDE Different?
₦200,000 Interest-Free Loan
Every participant receives a zero-interest loan with no upfront payment. Processing fees are only deducted at the end of the 12-month repayment period.

No Collateral Required
The project operates within clusters of 30 members, fostering accountability, group support, and rotational daily payouts.

09/03/2025

31/07/2024

**Struggling to Pay Rent Every Year? We’ve Got You Covered!**

**Introducing: SAVE MY RENT by Living Seed Agro Financial Multipurpose Cooperative Society Limited**

Say goodbye to the stress of annual rent payments with our innovative savings solution. Here’s how we make it easy for you:

1. **Divide and Conquer**: Break your rent down into manageable daily, weekly, or monthly contributions.
2. **Automate Savings**: We’ll set up an automatic debit from your bank account to your SAVE MY RENT wallet.
3. **Flexible Savings**: Save regularly and let your funds grow.
4. **Emergency Loans**: Need extra cash? We offer loans for rent or emergencies.
5. **Rewarding Savings**: Save for 11 months, and get the 12th month free!
6. **Earn Interest**: Benefit from interest when you keep your savings intact.
7. **Easy Access**: Use an ATM card or transfer funds to your bank account when your savings mature.

**Plus**: You can terminate your savings and close your wallet anytime.

Make rent payments simple and stress-free with SAVE MY RENT. Start saving today with Living Seed Agro Financial Multipurpose Cooperative Society Limited!

**Contact Us Now** to open your SAVE MY RENT wallet and enjoy peace of mind with every rent payment!

20/04/2024

🌾 Introducing: Empower 2 Save

Unveiling a revolutionary initiative designed to empower and elevate your agricultural ventures - "Empower 2 Save." As an integral part of the Living Seed cooperative Society Limited, this initiative transforms dreams into reality through a unique savings culture and loan program.

🌟 How it Works: The Seeds of Prosperity Are Sown!

Cooperative Clusters: Headed by a dedicated Cluster Cooperative Partner, each cluster consists of 30 members ready to embark on a journey of growth.

Empowerment: After meticulous documentation and membership approval, each member receives #100,000 with a repayment plan of #10,000 monthly for 10 months, interest-free.

💰 Daily Dynamics of Savings:

Members diligently save #2,050 daily, contributing to a cumulative daily savings of #60,000.

A #50 compulsory bank charge ensures secure and efficient transactions.

💼 Disbursement Strategy:

#50,000 is disbursed daily to members based on their respective numbers.

Each beneficiary pays a #1,000 coordinating fee during disbursement, leaving a #9,000 balance.

📊 Strategic Savings Accounts:

Business Impact Account (BIA): A monthly #5,000 is fixed in this account, earning a flat rate interest of #5,000 yearly. Qualifies members for an annual #120,000 loan.

Daily Bread Account (DBA): A #4,000 monthly savings for food purchases at the end of the cooperative calendar year, aligning with each member's contributions.

🌽 Benefits that Blossom:

Food Loan: Enjoy a yearly food distribution based on DBA savings.

Business Loan: Interest-free, with a simple administrative charge of #2,000. Repay #20,500 monthly for 6 months.

📜 Terms and Conditions: Cultivating Success Together

Age Requirement: 18 years and above.

Verifiable Business Location.

Commitment to daily savings.

Business-minded and trustworthy.

Team player spirit.

Adherence to cooperative rules.

Cooperative membership is a prerequisite for plan enrollment.

🌱 Sow the Seeds of Prosperity with Empowe

18/02/2024

Separate business and personal finances
Many new small business owners use their personal credit cards to cover business expenses and deposit business revenue into their personal checking accounts. While that might be convenient at first, it can lead to serious complications.

For example, the IRS allows business owners to deduct business-related expenses, such as business travel and supplies. However, you have to provide proper documentation to support those deductions. If the IRS audits your return and you don’t have a clear record showing which transactions were business-related and which were personal, you could lose out on those deductions.

To avoid that headache, open a business bank account. You can usually find one that offers free checks, no monthly maintenance fees and unlimited transactions.

07/10/2023

Registration is free, you can join the cooperative from anywhere in nigeria and there's opportunity to be the cluster coordinator in your locality
Comment if interested

05/10/2023

What can #2000 do for you this weekend?
We're giving #2000 to 25 people as weekend give away for the first 25 people to like and share this post then comment their account details below this post
Good luck