Circlesfundme Digital Savings& Loans Cooperative Society Ltd

01/08/2026

🚜 Need Working Capital to Expand Your Poultry Farm?

Access Up to ₦10 Million with the Circlesfundme Poultry Farmers SME Loan Scheme

Running a successful poultry farm requires consistent cash flow for feed, vaccines, day-old chicks, labour, and other operating expenses.

At Circlesfundme, we understand these challenges. That is why we have created a financing solution designed specifically for established poultry farmers.

Are You Eligible?

You may qualify if you:

✅ Operate a poultry farm in Abuja, Nasarawa State, or Niger State

✅ Produce 50 to 100 crates of eggs daily

✅ Have been in business for at least five (5) years

✅ Can consistently save ₦50,000 to ₦100,000 weekly

If you meet these requirements, you could access up to ₦10 million in affordable working capital to grow your business.

Why Choose Circlesfundme?

✔ Working capital of up to ₦10,000,000

✔ Competitive interest rate of just 1.8% per month

✔ Convenient repayment spread over 52 weeks (1 year)

✔ No conventional collateral such as landed property required

✔ Community-based lending that supports responsible farmers

A Smarter Way to Access Credit

Instead of demanding expensive assets as collateral, Circlesfundme uses a practical community lending approach.

Our Security Structure

Group Guarantee Model

Each participant belongs to a group of five poultry farmers. Whenever one member receives a loan, the remaining four members jointly guarantee repayment. This model promotes trust, accountability, and easier access to finance.

Post-Dated Cheque

A post-dated cheque is required as additional security.

Earn ₦5,000 for Every Successful Referral

Know a poultry farmer who qualifies?

Refer them to the Circlesfundme Poultry Farmers SME Loan Scheme.

For every qualified farmer who successfully signs up and meets the programme requirements, you earn ₦5,000.

The more successful referrals you make, the more you earn.

Take the First Step Today

Don't allow limited working capital to slow the growth of your poultry business.

Download the Circlesfundme App from the Google Play Store or Apple App Store, create your ₦50,000 Weekly Contribution Plan, begin your weekly savings, and position your farm for affordable financing.

Contact Us

Call:
+234 703 331 9394
+234 805 535 7592

Email:
r.sh*[email protected]
[email protected]
[email protected]

Website:
www.circlesfundme.com

Office Address:
Circlesfundme Capital Partners Ltd
Road 116, House 8, Gwarinpa, Abuja, Nigeria.

Circlesfundme

Empowering Poultry Farmers with Affordable Finance to Grow, Produce More, and Prosper.

Get access to loans without stress. Join a trusted digital cooperative where your savings unlock opportunity, from loans to auto financing and more.

01/08/2026

28/07/2026

Join the Circlesfundme Collaborative Savings and Credit Platform

Build wealth through disciplined savings. Access affordable financing. Achieve your personal and business goals.

Thank you for your interest in the Circlesfundme Collaborative Savings and Credit Platform, a nationwide digital savings and credit cooperative committed to empowering individuals, mobility entrepreneurs, and small businesses through innovative savings and affordable financing solutions.

Become a Member

Joining Circlesfundme is simple and convenient.

Download the Circlesfundme Mobile App from the Google Play Store or Apple App Store, create your account, and enroll in the savings plan that best aligns with your financial objectives.

Once your registration is complete, you can begin making contributions immediately and start building your financial future.

Savings Plans

Members can save through any of our flexible contribution plans:

- ₦1,000 Daily
- ₦7,500 Weekly
- ₦30,000 Monthly

These are the minimum contribution amounts. Members are free to contribute higher amounts based on their financial capacity and savings goals.

Financing Solutions

Circlesfundme offers affordable financing products tailored to meet the needs of its members.

Auto and Tricycle Financing

- Interest Rate: 12% per annum
- Flexible repayment tenure of 2 to 7 years

SME Business Loans

- Competitive interest rate of 1.8% per month

Our financing products are designed to help members acquire productive assets, expand their businesses, and improve their economic well-being.

Collateral – Group Guarantee Model

Rather than requiring traditional collateral, Circlesfundme operates a Group Guarantee Model.

Each member belongs to a group of five trusted individuals who voluntarily form and join the platform together.

When a member receives a loan, the other four members collectively guarantee the repayment of that facility. This community-based guarantee system promotes financial discipline, shared responsibility, and mutual accountability while expanding access to credit.

Referral Income Opportunity

Do you belong to an association, cooperative society, religious organisation, workplace, professional body, or any other organised group?

Introduce your network to Circlesfundme and earn a recurring referral commission of ₦500 per member every month for every person you successfully onboard, provided they continue to make their daily, weekly, or monthly savings contributions.

There is no limit to your earning potential.

Become a Circlesfundme Agent

Passionate about financial inclusion and community development?

Join our growing network of agents and earn additional income by promoting Circlesfundme's savings and financing solutions.

Call: +234 703 331 9394

Contact Us

For further information or assistance, please contact us through any of the following channels:

Telephone

- +234 703 331 9394
- +234 805 535 7592

Email

- r.sh*[email protected]
- [email protected]
- [email protected]

Nationwide Coverage

Membership is open to eligible individuals and groups throughout the Federal Republic of Nigeria.

Corporate Office

Circlesfundme Digital Savings and Loans Cooperative Society Ltd
Road 116, House 8,
Gwarinpa, Abuja, Nigeria.

Circlesfundme—Saving Together. Growing Together. Prospering Together.

16/07/2026

Grow Your Business with Affordable Financing Through Circlesfundme

Calling All Business Owners in Abuja, Niger State & Nasarawa State

Do you own a business in Suleja, Zuba, Madalla, Dei-Dei, Kubwa, Dutse, Wuse Market, Kado Market, Gwarampa, Garki Market, Nyanya, Jikwoyi, Mararaba, Masaka, Keffi, Mpape, Bwari, or Gudu?

If you operate a successful business and need affordable financing to expand, the Circlesfundme Digital Collaborative Savings and Credit Platform provides a structured pathway to access business loans through disciplined savings.

Eligibility Requirements

To qualify for participation, you must:

- Operate a physical shop in a recognised market or shopping complex.
- Generate average daily sales of at least ₦50,000.
- Be interested in accessing affordable business financing to grow your enterprise.
- Be willing to participate in our collaborative savings programme.

Savings Plans & Loan Eligibility

Daily Savings Plans

Daily Contribution| Maximum Loan Eligibility
₦1,000| Up to ₦365,000
₦2,000| Up to ₦730,000
₦5,000| Up to ₦1,825,000
₦10,000| Up to ₦3,650,000

Weekly Savings Plans

Weekly Contribution| Maximum Loan Eligibility
₦5,000| Up to ₦260,000
₦10,000| Up to ₦520,000
₦20,000| Up to ₦1,040,000
₦25,000| Up to ₦1,300,000

Loan Terms

- Minimum participation period: Three (3) months of consistent savings before loan eligibility.
- Interest Rate: 12% per annum.
- Loan Tenor: 12 months (365 days or 52 weeks).

Group Guarantee

Participants are required to belong to a group of five (5) members.

When a member receives a loan, the remaining four members jointly guarantee repayment. This collaborative guarantee system enables members to access financing without traditional collateral while promoting accountability within each group.

Why Join Circlesfundme?

- Access affordable business financing.
- Increase your working capital.
- Expand your inventory and business operations.
- Build a verifiable savings and credit history.
- Join a trusted community of disciplined entrepreneurs committed to business growth.

How to Join

Download the Circlesfundme mobile application from the Google Play Store or Apple App Store, create your Daily or Weekly Contribution Account, and begin saving towards your business financing goals.

Referral Rewards

Know other business owners who could benefit from this opportunity?

Refer them to the Circlesfundme Daily or Weekly Contributions Scheme and earn ₦500 for every participant you successfully onboard.

Contact Us

For enquiries or additional information:

Email

- [email protected]
- [email protected]
- r.sh*[email protected]

Telephone

- +234 703 331 9394
- +234 805 535 7592

Office Address

Circlesfundme Digital Savings and Loans Cooperative Society Ltd
Road 116, House 8,
Gwarinpa, Abuja, Nigeria.

Start saving today and position your business for sustainable growth through affordable financing with Circlesfundme.

15/07/2026

Own a Commercial Vehicle or Tricycle Through Circlesfundme

Are You a Mobility Entrepreneur?

Do you need a commercial vehicle or tricycle to grow your business?

Can you consistently save ₦1,000 daily, ₦7,500 weekly, or ₦30,000 monthly towards a 10% Equity Contribution?

Can you form a group of five mobility entrepreneurs who are interested in accessing vehicles or tricycles through a Hire Purchase arrangement?

If your answer is yes, then Circlesfundme Collaborative Savings and Credit Platform is designed for you.

How It Works

Circlesfundme is an innovative collaborative savings and auto financing platform that enables mobility entrepreneurs to save towards the acquisition of commercial vehicles and tricycles.

After joining the platform, maintaining active membership for at least three months, and successfully saving your 10% Equity Contribution, you may become eligible to access a 90% Hire Purchase loan, subject to our approval process and terms.

Group Guarantee System

Our asset financing operates on a Group Guarantee Model.

Each member belongs to a group of five mobility entrepreneurs. When a member is approved for asset financing, the remaining four members of the group serve as guarantors, providing mutual support and promoting responsible repayment.

Loan Terms

- Interest Rate: 12% per annum.
- Tricycle Finance: Repayment period of 104 weeks (2 years).
- Commercial Vehicle Finance: Repayment period of 208 weeks (4 years).
- Insurance: All financed assets are covered by comprehensive insurance throughout the financing period.

Join Circlesfundme Today

Download the Circlesfundme mobile application from the Google Play Store or the Apple App Store, create your account, and begin saving towards your 10% Equity Contribution.

Referral Programme

Do you know a cooperative, transport association, business group, or community of mobility entrepreneurs that could benefit from this opportunity?

Introduce Circlesfundme to the group and earn a ₦500 referral commission for every user who successfully registers and joins the platform through your referral, subject to our referral programme terms and conditions.

Contact Us

For further enquiries, please contact us:

Email:

- [email protected]
- [email protected]
- r.sh*[email protected]

Telephone:

- +234 703 331 9394
- +234 805 535 7592

Head Office:
Circlesfundme Digital Savings and Loans Cooperative Society Ltd.
Road 116, House 8,
Gwarinpa, Abuja, Nigeria.

15/07/2026

Call for Independent Sales Agents in the following states: Lagos, Oyo, Abuja, Ekiti, Ondo, Kwara, Ogun, Niger and Nasarawa States :

Circlesfundme Collaborative Savings and Credit Platform is inviting qualified and entrepreneurial individuals to serve as Independent Sales Agents across the Southwest states of Nigeria to promote our Tricycle and Commercial Vehicle Financing Scheme.
Role of the Independent Sales Agent
Independent Sales Agents will be responsible for identifying, engaging, and onboarding tricycle operators, commercial drivers, and other mobility entrepreneurs onto the Circlesfundme Collaborative Savings and Credit Platform within their assigned territories.
Commission Structure
Agents will earn a recurring commission of ₦500 per user they onboard for every month that the user successfully completes their daily, weekly, or monthly contributions on the Circlesfundme platform.
This recurring commission rewards agents for introducing active and committed members to the platform.
Minimum Contribution Plans
Prospective members may join through any of the following contribution plans:
- ₦1,000 Daily
- ₦7,500 Weekly
- ₦30,000 Monthly
These contributions enable members to build the 10% equity contribution required to qualify for Circlesfundme's Hire Purchase financing programme for tricycles and commercial vehicles.
Pre-Loan Contribution Requirement
To be eligible for financing, members must:
- Maintain contributions for a minimum of three (3) months.
- Meet all other credit and eligibility requirements of the platform.
Collateral Requirement – Group Guarantee
Circlesfundme operates a Group Guarantee model.
Each member is required to form or join a group of five (5) mobility entrepreneurs. When a member qualifies for financing, the remaining four members provide a mutual guarantee in support of that member's loan obligations, fostering accountability and responsible repayment.
Financing Programme
Circlesfundme aims to finance 10,000 mobility assets over the next five (5) years, supporting the growth of mobility entrepreneurs across Nigeria.
Financing Terms
Tricycle Financing
- Interest Rate: 12% per annum
- Repayment Period: 104 weeks (2 years)
Commercial Vehicle Financing
- Interest Rate: 12% per annum
- Repayment Period: 208 weeks (4 years)
How to Apply
Interested individuals should submit an Expression of Interest to:
rotimish*[email protected]
For further enquiries, please contact:
+234 703 331 9394 See less

30/06/2026

It is with great pleasure and a deep sense of gratitude that I announce the successful disbursement of our first SME loan under the ₦25,000 Weekly Contribution Scheme.

The beneficiary demonstrated remarkable financial discipline by consistently participating in the scheme for three consecutive months without missing a single weekly contribution. Based on this strong savings record, she applied for a ₦1,300,000 SME loan with a one-year repayment tenor.

Following our credit assessment process, the loan was approved at an interest rate of 16% per annum and has now been successfully disbursed.

This milestone represents more than the approval of a loan—it validates the vision behind our savings-led financing model and reinforces our commitment to providing accessible and affordable financing to hardworking entrepreneurs.

I consider it a great honour to share this achievement with everyone who, in one way or another, contributed to bringing this vision to life. Your encouragement, expertise, dedication, and unwavering support have been instrumental in making this project a reality.

On behalf of the entire team, I extend my sincere appreciation to every individual who has played a role in this journey. This achievement belongs to all of us, and it marks the beginning of many more success stories to come.

Thank you for believing in the vision and for your invaluable contributions to its success.

28/06/2026

Own Your Commercial Vehicle with Nigeria's Leading Hire Purchase Auto Finance Solution

At Circlesfundme, we make commercial vehicle ownership simple, affordable, and sustainable.

Our Hire Purchase Auto Finance Scheme offers one of Nigeria's most competitive financing solutions for commercial vehicle operators, helping drivers and entrepreneurs own income-generating vehicles through flexible repayment plans.

Why Choose Circlesfundme?

- Competitive interest rate of 12% per annum
- Flexible repayment terms of up to 208 weeks (4 years) for commercial vehicles
- Up to 260 weeks (5 years) for qualifying heavy-duty trucks
- Only a 10% equity contribution (down payment) required
- Build your equity through regular contributions over a minimum period of three months
- All financed vehicles are dual-fuel (Petrol/CNG) to reduce operating costs and improve profitability
- Every financed vehicle includes comprehensive insurance coverage
- Access to our proprietary fleet analytics and mobility intelligence platform, providing ongoing asset monitoring, operational insights, and enhanced credit risk management.

Our technology-driven financing model is designed to support commercial drivers, fleet operators, airport taxi operators, ride-hailing drivers, logistics businesses, and entrepreneurs seeking affordable access to productive transportation assets.

To learn more about our products and services, visit Circlesfundme at "www.circlesfundme.com" (https://reference-url-citation.invalid/1).

Get Started Today

Open your Circlesfundme Hire Purchase Contribution Account by downloading the CirclesFundMe mobile app from the Google Play Store or the Apple App Store. The app enables you to begin your contributions, monitor your account, and build eligibility for vehicle financing.

Contact Us

Phone:
+234 703 331 9394
+234 805 535 7592

Visit Our Office:

Circlesfundme Capital Partners Ltd
Road 116, House 8,
Gwarinpa, Abuja, Nigeria.

Get access to loans without stress. Join a trusted digital cooperative where your savings unlock opportunity, from loans to auto financing and more.

24/06/2026

She enrolled in our weekly contribution scheme with a contribution commitment of ₦25,000 per week.

Over a period of three months, she maintained a consistent contribution record without missing any weekly payments.

Following her demonstrated commitment and eligibility under the scheme, she applied for a loan facility of ₦1,300,000, which was duly approved.

The loan is repayable over a period of 52 weeks, with weekly repayments of ₦26,500.