Financing Service Provider- Damon Yiak

19/06/2025

📹 REAL CASE: Why was her loan rejected even with a clean CCRIS?

👩‍💼 "Why did the bank reject me? I don’t even have any loan or card before!"

✅ You may think "No commitment = easier approval", but the truth is…

📱 When we checked her CTOS report, we found this:
🔍 CCRIS = clean
⚠️ But under CTOS Trade Reference — she had late payment records with Coway & Digi from last year.

💥 She was shocked!

“Just a small delay also affect my loan?”

Yes, it does.

🧠 Here’s what most people don’t know:
👉 A “too clean” CCRIS means no credit track record
👉 CTOS Trade Reference allows companies (like Digi, Coway, Singer & even lenders) to report your late payments
👉 Banks do check this – and that’s why many people get rejected

📌 Before you apply with any bank — make sure your CTOS Trade Reference is clear.

💬 Drop a comment below or DM me — I’ll show you how to check and clean it.
📲 Better to fix now than regret later.

24/03/2025

Struggling to get your loan approved? 🤔🏦

Got a clean CCRIS but still facing rejection? 🤔 thats because Banks consider multiple factors, including:
✅ Financial History 📊
✅ Existing Commitments 💳
✅ Credit Score 📈
✅ Income Stability 💼

💡 Get a FREE assessment today! Let’s check your profile and explore the best financing options for you.

📞 Contact us now: 017-568 0627
🌐 Visit: bssmcgroup.com.my

24/03/2025

🏡💰 Own a Property & Enjoy Extra Cash! 🎉

Did you know that with the right financing, you can own a home and receive extra funds? 💵✨

✅ These funds can help with:
✔ Renovations & Furnishing 🛠️
✔ Legal Fees & Stamp Duty 📜
✔ Savings or Investments 💰
✔ Managing Financial Commitments ✅

With proper financial planning, you can maximize your homeownership benefits! 🏡✨

📩 Interested? Message me to learn more!
Damon : 017-568 0627

20/03/2025

🚀 Boost Your Business with SME Financing!
Looking for the right financial support to expand your business? We offer flexible financing solutions designed to help you grow.

✅ Custom financing options tailored to your needs
✅ Streamlined application process for faster access to funds
✅ Support for business growth, cash flow & expansion

Whether you're investing in new equipment, increasing inventory, or expanding operations, we've got the right solution for you!

📩 Get in touch today!
📞 017-568 0627
📧 [email protected]

20/03/2025

📢 Fuel Your Business Growth with SME Financing 🚀
Looking to expand your business but need the right financial support? We offer flexible SME financing solutions to help you take your business to the next level!

✅ Financing options: OD, Trade Line, Clean Loan
✅ Tailored solutions to support business expansion
✅ Fast & efficient process

💡 Whether you're looking to boost cash flow, invest in new equipment, or scale operations, we’ve got a financing plan designed for your business needs!

📞 Let's Talk! Contact us at 017-568 0627 or email [email protected] to explore your financing options today! 💼💰

19/03/2025

🏡 Unlock Financial Freedom with Home Refinancing! 💰
Are high-interest rates and multiple debts holding you back? Refinancing may help:
✔ Lower your interest rate 📉
✔ Consolidate debts into one manageable payment 💳
✔ Access extra cash for your needs 💵
✔ Improve your financial options 🚀

Find out if refinancing is right for you! Contact us today:
📲 017-568 0627
🌐 bssmcgroup.com.my
📧 [email protected]

17/03/2025

17/03/2025

Get Free Consultation Now!
Looking for Financial Solutions? Let’s Find the Right Plan for You!

Need help managing financial commitments or planning for a home or car? 🚗 We offer tailored solutions to help you move forward.
✅ Who We Can Assist:
✔ Income above RM6,000
✔ Employed by GLCs, PLCs, or MNCs OR hold a Professional Certification
✔ At least one CCRIS record with a good repayment history

✅ Why Choose Us?
🔹 15+ years of financial experience
🔹 Transparent and ethical financial guidance
🔹 Expertise in handling complex cases (AKPK, CTOS, legal matters & more)

💬 Free Consultation – No upfront or hidden fees.

📌 Clear Process – Understand your options step by step.

Get in touch today to explore the best financial solutions for you!

17/02/2025

𝗧𝗮𝗸𝗲 𝗖𝗼𝗻𝘁𝗿𝗼𝗹 𝗼𝗳 𝗬𝗼𝘂𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗲𝘀 𝗧𝗼𝗱𝗮𝘆! 💰
Need a personal loan to manage your financial situation? We’ve helped many professionals successfully secure loans up to RM297,000 with competitive rates.

📌 𝗥𝗲𝗮𝗹 𝗖𝗹𝗶𝗲𝗻𝘁 𝗘𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲:
Mr. Ray, a dedicated GLC employee, worked with us to find the best loan option for his financial needs. Through our guidance, he secured a competitive-rate personal loan that aligned with his repayment capacity—helping him plan for a more stable financial future.

𝗪𝗵𝘆 𝗖𝗵𝗼𝗼𝘀𝗲 𝗕𝗦𝗦𝗠𝗖 𝗚𝗿𝗼𝘂𝗽? 🏆
✅ Trusted Expertise: 15+ years of experience in financial solutions
✅ 500+ Clients Assisted Annually: High success rate in loan applications
✅ Tailored Loan Solutions: Helping professionals with high commitments & CCRIS records
✅ Free Consultation: No upfront or hidden charges

𝗪𝗵𝗼 𝗰𝗮𝗻 𝗮𝗽𝗽𝗹𝘆 ?
✔️ Basic salary RM5,000+ per month
✔️ Employed in an MNC/PLC/GLC or holding a professional certification
✔️ Good repayment history in CCRIS records

🔹 𝗔𝗽𝗽𝗿𝗼𝘃𝗮𝗹 𝘀𝘂𝗯𝗷𝗲𝗰𝘁 𝘁𝗼 𝗲𝗹𝗶𝗴𝗶𝗯𝗶𝗹𝗶𝘁𝘆. 𝗧𝗲𝗿𝗺𝘀 & 𝗰𝗼𝗻𝗱𝗶𝘁𝗶𝗼𝗻𝘀 𝗮𝗽𝗽𝗹𝘆.
💬 𝗦𝘁𝗮𝗿𝘁 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 𝘁𝗼𝗱𝗮𝘆!
𝗖𝗹𝗶𝗰𝗸 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄 𝗳𝗼𝗿 𝗮 𝗙𝗥𝗘𝗘 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻. 👇
Contact : Damon Yiak - 0 17-697 6313

17/02/2025

Resolve Debt & Improve Your Financial Situation Today! 💰
Looking for a personal loan to manage your finances? We’ve helped professionals successfully secure loans up to RM250,000 at competitive rates.

📌 Client Experience:
Mr. Chow, a dedicated MNC employee, explored financial solutions with our assistance. Through careful planning, he secured a competitive-rate personal loan tailored to his needs, helping him manage his commitments more effectively.

Why Choose BSSMC Group? 🏆
✅ Experienced Team: Former bankers & legal professionals with 15+ years of expertise
✅ Proven Track Record: Assisting 500+ clients annually with a high success rate
✅ Tailored Financial Solutions: Support for high commitments, CCRIS records & more
✅ Transparent & Free Consultation: No upfront or hidden charges
Who Can Apply?
✔️ Basic salary of RM5,000+ per month
✔️ Employed with an MNC/PLC/GLC or holding a professional certification
✔️ Good payment history in CCRIS records

🔹 Loan approval is subject to eligibility. Terms & conditions apply.
💬 Start your financial journey today!
📞 Contact Damon Yiak: 0 17-697 6313
📩 Click the link below for a FREE consultation. 👇