16/10/2025
Malaysia’s Budget 2026 stands at RM419.2 billion — a slight decrease from 2025 (RM422.6 billion), signalling a more focused, people-centred and fiscally responsible direction.
Key Highlights:
RM338.2 billion for operating expenditure & RM81 billion for development.
Social sector: RM155.9 billion allocated for health, education, and welfare.
✅Subsidy savings (RM15.5 billion) to be redirected to those most in need.
✅Civil servants’ salaries: +7% for Grade 15 & below (RM109.4 billion total emoluments).
✅SARA 2.0 aid: RM100–RM200 monthly for 9 million recipients.
✅Education support: RM100 school aid per student; PTPTN exemption for families earning below RM2,705.
✅Tax reliefs:
🔵RM3,000 for daycare/kindergarten (now up to 12 years old)
🔵RM1,000 for domestic tourism
🔵50% deduction for AI & digital skills training
✅Transport: Taxi & e-hailing drivers buying local cars continue to enjoy tax exemption.
✅Infrastructure: RM1 billion “Ikhtiar MADANI” community fund & “Solar MADANI” expansion for East Malaysia.
✅e-Invoicing & Stamp Duty self-declaration begin 2026 — faster refunds, greater transparency.
✅Deepavali toll discount: 50% for 2 days nationwide.
At Ko-Khawan, we view this as a budget that balances progress with prudence.
As Malaysia focuses on sustainable spending and targeted aid, we remain committed to empowering members through smart saving, transparent financing, and community-driven growth.
Together, let’s build financial confidence — for ourselves, and for the nation.
