21/12/2021
𝗦𝗲𝗹𝗮𝗻𝗴𝗼𝗿, 𝗞𝗟 𝗮𝗻𝗱 𝗣𝗮𝗵𝗮𝗻𝗴 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝗵𝗶𝘁 𝘄𝗶𝘁𝗵 𝗺𝗮𝗷𝗼𝗿 𝗳𝗹𝗼𝗼𝗱𝘀.
This last weekend we have witnessed a devastating floods hitting major parts in Selangor, KL and Pahang that took away homes, vehicles and sadly, lives.
This unfortunate news left families without homes, as their houses get carried away by the rising water, as they seek shelter.
Not to forget, their properties and also vehicles submerged and damaged.
𝗗𝗼 𝗶 𝗴𝗲𝘁 𝘁𝗼 𝗰𝗹𝗮𝗶𝗺 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝗳 𝗺𝘆 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗵𝗮𝘀 𝗻𝗼 𝘀𝗽𝗲𝗰𝗶𝗮𝗹 𝗽𝗲𝗿𝗶𝗹𝘀 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲?
Insurance companies nationwide has stated in their terms that no claim can be made on vehicle damage due to floods as it an act of God, and a mother nature disaster, UNLESS the policyholder purchase a Special Perils coverage for an added premium. This added cover will protect the policyholder on the costs of repair and restoring their vehicle.
𝗪𝗵𝗮𝘁 𝗱𝗼 𝗜 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗱𝗼 𝗶𝗳 𝗺𝘆 𝗰𝗮𝗿 𝗶𝘀 𝗱𝗮𝗺𝗮𝗴𝗲 𝗯𝘆 𝘁𝗵𝗲 𝗳𝗹𝗼𝗼𝗱?
Take necessary action such as:
1) DO NOT try to start the engine as this will destroy the internal
mechanism and combustion of your vehicle.
2) When the flood subsides, slowly remove all the interior parts and
have it thoroughly clean and dry it under the Sun.
3) You need to send your vehicle to the workshop and have the
engine overhaul, so that any water in the engine can be remove
before putting new engine oil.
𝗕𝘂𝘆 𝗮 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗣𝗲𝗿𝗶𝗹𝘀 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗳𝗼𝗿 𝗽𝗲𝗮𝗰𝗲 𝗼𝗳 𝗺𝗶𝗻𝗱
Last but no least, we strongly advise car owners to buy a special perils cover for their vehicle as flood cases in Malaysia has been known to be pretty high throughout the years, as it only costs a few percentage compare to the car value.
You may contact us at SenangCover if you wishes to add Special Perils to your car insurance coverage.
