21/12/2021
๐ฆ๐ฒ๐น๐ฎ๐ป๐ด๐ผ๐ฟ, ๐๐ ๐ฎ๐ป๐ฑ ๐ฃ๐ฎ๐ต๐ฎ๐ป๐ด ๐ต๐ฎ๐๐ฒ ๐ฏ๐ฒ๐ฒ๐ป ๐ต๐ถ๐ ๐๐ถ๐๐ต ๐บ๐ฎ๐ท๐ผ๐ฟ ๐ณ๐น๐ผ๐ผ๐ฑ๐.
This last weekend we have witnessed a devastating floods hitting major parts in Selangor, KL and Pahang that took away homes, vehicles and sadly, lives.
This unfortunate news left families without homes, as their houses get carried away by the rising water, as they seek shelter.
Not to forget, their properties and also vehicles submerged and damaged.
๐๐ผ ๐ถ ๐ด๐ฒ๐ ๐๐ผ ๐ฐ๐น๐ฎ๐ถ๐บ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐ถ๐ณ ๐บ๐ ๐๐ฒ๐ต๐ถ๐ฐ๐น๐ฒ ๐ต๐ฎ๐ ๐ป๐ผ ๐๐ฝ๐ฒ๐ฐ๐ถ๐ฎ๐น ๐ฝ๐ฒ๐ฟ๐ถ๐น๐ ๐ฐ๐ผ๐๐ฒ๐ฟ๐ฎ๐ด๐ฒ?
Insurance companies nationwide has stated in their terms that no claim can be made on vehicle damage due to floods as it an act of God, and a mother nature disaster, UNLESS the policyholder purchase a Special Perils coverage for an added premium. This added cover will protect the policyholder on the costs of repair and restoring their vehicle.
๐ช๐ต๐ฎ๐ ๐ฑ๐ผ ๐ ๐ป๐ฒ๐ฒ๐ฑ ๐๐ผ ๐ฑ๐ผ ๐ถ๐ณ ๐บ๐ ๐ฐ๐ฎ๐ฟ ๐ถ๐ ๐ฑ๐ฎ๐บ๐ฎ๐ด๐ฒ ๐ฏ๐ ๐๐ต๐ฒ ๐ณ๐น๐ผ๐ผ๐ฑ?
Take necessary action such as:
1) DO NOT try to start the engine as this will destroy the internal
mechanism and combustion of your vehicle.
2) When the flood subsides, slowly remove all the interior parts and
have it thoroughly clean and dry it under the Sun.
3) You need to send your vehicle to the workshop and have the
engine overhaul, so that any water in the engine can be remove
before putting new engine oil.
๐๐๐ ๐ฎ ๐ฆ๐ฝ๐ฒ๐ฐ๐ถ๐ฎ๐น ๐ฃ๐ฒ๐ฟ๐ถ๐น๐ ๐๐ผ๐๐ฒ๐ฟ๐ฎ๐ด๐ฒ ๐ณ๐ผ๐ฟ ๐ฝ๐ฒ๐ฎ๐ฐ๐ฒ ๐ผ๐ณ ๐บ๐ถ๐ป๐ฑ
Last but no least, we strongly advise car owners to buy a special perils cover for their vehicle as flood cases in Malaysia has been known to be pretty high throughout the years, as it only costs a few percentage compare to the car value.
You may contact us at SenangCover if you wishes to add Special Perils to your car insurance coverage.
