Kester Hee 家亿

25/03/2026

23/03/2026

Healthcare costs keep rising every year…
Is your medical card still enough today?

Don’t wait until a hospital bill hits before you realise your coverage is not enough.

📣 SmartMedic Shield

A smarter medical plan built for today’s rising healthcare costs.

✅ Key Benefits

✔ Affordable premium (from ~RM5/day*)
✔ Up to RM5 Million Annual Limit
✔ No Lifetime Limit
✔ Auto upgrade Room & Board every 3 years (+10%)
✔ Outpatient Kidney Dialysis & Cancer Treatment
✔ Emergency Accident Outpatient Treatment (any clinic)
✔ Outpatient Imaging (MRI / PET)
✔ Coverage for Dengue & Zika Virus
✔ Post-Hospitalisation Home Nursing Care
✔ Post-Hospitalisation Rehab
(Chiropractor / Speech / Occupational Therapy)
✔ Traditional Chinese Medicine (TCM) after discharge
✔ Guaranteed Renewal up to Age 100

➕ Additional Benefits

➕ 24-Hour Towing & Roadside Assistance
➕ Additional health support (subject to policy terms)

⚠️ Important Notes

Premium varies based on age, health condition & occupation.
Terms & conditions apply.

📲 Want to check your coverage?

For free consultation, comment below or WhatsApp directly 👇

Kester Hee | 012 8600 277

21/03/2026

Protect Your Income, Not Just Your Health

A smart financial safety net that gives you cash when facing critical illness or hospitalisation. Plus, enjoy 50% premium discount for a limited time.

Whatsapp now to learn more
012-860 0277

16/03/2026

15/03/2026

15/03/2026

Your baby deserves protection even before their first cry.

Most parents start thinking about insurance after the baby is born. But by then? You've already missed the window to get the best coverage at the lowest cost.

💔Here's the truth — risks don't start at birth. They start in the womb.That's why smart parents plan early. Because when you protect your child from day one, you're not just buying a plan — you're giving them a head start at life. 💛✅ Coverage from as early as 13 weeks pregnant

✅ No medical check-up required
✅ Your money grows alongside your child
✅ Covered for life — until age 100
✅ One day, it becomes fully theirs

💬 Want to know how to get started?

WhatsApp now and get walked through everything — zero pressure, just clarity.
📲Kester - 012-860 0277

15/03/2026

15/03/2026

Being a single parent is one of the hardest jobs in the world — but protecting your children doesn't have to be.

Life insurance isn't just a financial product. It's a promise. A promise that no matter what happens to you, your children will still have a roof over their heads, food on the table, and a future full of possibilities. 💛

Whether you're raising them alone by choice or by circumstance, one thing is certain — you are their everything. Make sure they're covered.

✅ Secure their education
✅ Leave a legacy they'll be proud of
✅ Give yourself peace of mind today

👉 Ready to protect your family? WhatsApp now and find the right plan!
📲 Kester - 012-860 0277

15/03/2026

Many say, 'I'm already covered.'
But have you ever asked: Is it enough for now?

很多人说“我已经有了”，
但你问 过：现在还不够吗？

22/09/2024

Double Your Medical Annual Limit Up To RM8,000,000!!