FIS Advisor - Dylan

23/02/2026

ARE YOU TRAPPED IN THE 70-80% RULE? 🛑

When you bought your home, you asked about the price and the location. But did you ask the Fourth Question: "How much total money will I give the bank over my lifetime?"

The reality is a "Buy 1, Free 1" tragedy. You pay for two houses, but you only receive the deed for one. The second house is a gift to the bank.

It doesn’t have to be this way. 🛡️

Join me for a live masterclass on the FIS Mortgage Defense System. This isn’t a new loan—it’s a mathematical strategy to disrupt the "Daily Rest" interest calculation and buy back years of your life.

In this session, we cover:
✅ Why refinancing is often a "reset button" you can't afford.
✅ How to achieve 99% accuracy in your financial planning.
✅ The 4-Stage Roadmap to reclaiming your freedom 15-25 years early.

🗓 Thursday, 26 Feb 2026 | 8:30 PM | Zoom

FREE ENTRY for all attendees. 🎟️
Comment "SAVE" below or PM me for the registration link!

24/01/2026

Is your mortgage actually getting LONGER? 😱

I paid my monthly installments for 66 months straight, only to find out my loan tenure was EXTENDED by 72 months due to OPR & BLR hikes. That was RM50,688 lost to bank interest without me even knowing. 💸

Luckily, I met Jessica Jong and Madam Joanna from FIS Advisory. They saved me RM67,042 in interest and shaved 15 YEARS off my loan!

I’ve written a full blog post about my journey and how you can get a free "Mortgage Health Check" too. Don't let the bank take more than they should!

Read my story here: 👉 https://dylangoh.com/fisadvisor/mortgage-health-check-save-interest-reduce-tenure/

Is OPR increasing your loan tenure? Learn how a Mortgage Health Check saved me RM67,000. Reduce interest and pay off your loan faster. Get a free analysis!

19/01/2026

The Power of FIS: A Real-Life Comparison

Are you aware of how much you are actually paying the bank?

For a RM 500,000 loan, you could end up paying nearly RM 1,000,000 in total.

See how FIS changes the game:

Comparison Item Standard Bank Loan With FIS (50% Slash)
Loan Balance RM 500,000 RM 500,000
Interest Rate 4.3% 4.3%
Loan Tenure 35 Years 17.5 Years
Total Interest RM 470,000 RM 235,000
Total Payment RM 970,000 RM 735,000

Why it works for you:
• Save RM 235,000: Keep your hard-earned money instead of giving it to the bank.
• Finish 17.5 Years Early: Imagine being debt-free while you're still young and active.
• Effortless Management: Perfect for "Good Pay Masters" who want to maximize every Ringgit.

https://dylangoh.com/fisadvisor

17/01/2026

How to Slash Your Malaysian Mortgage Interest by 75% | FIS Advisory

Is Your Bank Your Real Landlord? The "Buy 1, Free 1" Mortgage Trap and How to Claim Your Title 15 Years Sooner As a professional mortgage consultant, I see many Malaysians celebrate when their loan is approved. Whether it is a family home in Subang, a retail lot in Bukit…

06/01/2026

大多数宝子拿到房贷合同，就按部就班准备还30年。但你有没有认真算过，这30年里你多付了多少利息？😱

今天FIS 50就用一张图带你看清真相！🧐

🔴 左边（传统30年路线）： 看似每月压力小，但时间拉得越长，累积的总利息高得吓人！🏠⏳

🔵 右边（策略15年路线）： 通过科学的规划和策略进行提前还款，不仅能省下巨额的利息支出（真的能省很多！），还能提早十几年拿回属于自己的红本本，早日实现财务自由！🚀💰

还贷不是在拼谁背得久，而是在拼谁更有策略。💡

你也想知道如何根据自己的情况，更聪明地处理房贷吗？

👉 欢迎在评论区说说你的还贷计划，或者私信FIS 50，一起聊聊如何更高效地实现目标！

https://dylangoh.com/fisadvisor

#房贷 #提前还款 #买房攻略 #财务自由 #省钱小妙招 #金融知识科 普 #人生规划 #我的买房日记

25/12/2025

"Wishing you a very Merry Christmas and a wonderful holiday season. May your day be filled with joy and relaxation!"

24/12/2025

还在傻傻按部就班还房贷吗？感觉每个月还的钱大部分都是利息，掉进了“无止境贷款”的陷阱？😫

真的别再当“大冤种”了！今天给大家分享一个超厉害的咨询——FIS Advisory，带你用科学的方法优化房贷！✨

深入了解后发现真的不一样：

✅ 目标是帮你节省 50%–75% 的房贷总利息！ (省下来的钱真香💰)

✅ 重点来了：

❌不需要做再融资 (Refinance)，

❌也不用你一次性拿出大笔钱额外还款！

✅ 纯靠数学精准计算，准确率高达 99%，明明白白省钱。

这才是真正的科学规划，带你摆脱房贷焦虑，提早实现财务自由！🌟

有房贷压力的小伙伴，真的建议去了解一下！打开新世界大门～👇

https://dylangoh.com/fisadvisor

23/12/2025

别小看 0.25%！它可能让你每年白白不见 RM840！😱

为什么国家银行打个喷嚏，你的房贷负担就变重了？ 很多马来西亚人都知道利率涨了，但很少人知道：其实有些“利息”是可以谈出来的！

影片重点抢先看： ✅ 什么是 OPR、SBR 和 Spread？ ✅ 0.25% 的涨幅对 50k 房贷的真实冲击（算给你看！） ✅ 如何通过信用报告（CCRIS/CTOS）提升你的议价能力。

别等到钱包“Pokai”了才后悔，现在就学会货比三家，找寻最适合你的“档口”！

💬 房贷问题太复杂？联系 Dylan，在利率搞定你之前，先搞定你的利率！

#房贷利息 #马来西亚经济 #理财 #省钱技巧 #房贷顾问

22/12/2025

买RM50万的房，竟然要还RM1 Mil？！😱 别再给银行打工啦！

救命！刚签了房贷的小伙伴们快看过来！🏠 你以为你买的是50万的梦想家园？ 其实银行正悄悄盯着你口袋里的另外50万利息呢！💸

看看我的朋友 Barry 就知道了（图1-4）： 原本开开心心当业主，结果一算账发现：

✅ 房贷本金：RM50万

✅ 银行利息：RM50万

✅ 总共要还：1个Million！！ 🤯

这哪里是买房，这简直是在帮银行供养“利息怪兽”啊！👾

💡 划重点：房贷利息真的能省吗？

答案是：YES！ 通过 FIS Service，可以帮你有效地进行房贷优化：

✨ 节省高达 RM250k+ 的利息

✨ 缩短还款年限，早日实现住房自由

✨ 这里的钱省下来，拿去旅行、装修、养老不香吗？☕️✈️

别让辛苦钱白白流进利息的黑洞。 如果你也想知道 Barry 是怎么“驯服”利息怪兽的，赶紧评论区敲个 “FIS” 或者是 私信 我吧！📩

https://dylangoh.com/fisadvisor