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*Latest Update: Housing Loan Scheme* 🎯Margin up to 100% plus 20% (legal, valuation , MRTT, fire insurance, renovatio...
22/06/2024

*Latest Update: Housing Loan Scheme*

🎯Margin up to 100% plus 20% (legal, valuation , MRTT, fire insurance, renovation cost) 🆕

🎯Max loan amount capped at RM360k (inclusive all related fees) 🆕

🎯Maximum monthly gross income of RM11k

🎯DSR *60%* all income earner

🎯No NDI required

🎯Joint Loan applications between immediate family members are allowed

🎯Clean CCRIS allowed

🎯Not Exceeding 2 MIA in CCRIS Allowed

🎯3rd Party Charge Allowed

🎯Loan tenure - 35 years/ up to 70 years old

🎯Rate (scoring good) 4.5% - 5.85%

🎯Variation MRTA Allowed

For more info contact me (Maybank Loan Officer)
http://www.wasap.my/60165135891

Refinance Rumah # # # # # # # # # # # # #Refinance ni basically kita cagarkan rumah yang belum habis bayar untuk beberap...
18/04/2024

Refinance Rumah
# # # # # # # # # # # # #

Refinance ni basically kita cagarkan rumah yang belum habis bayar untuk beberapa tujuan.. means kita ambil pembiayaan semula..

Loan korang masih belum habis, tapi korang nak bertukar ke bank yang lain.. so korang buat lah refinance.. dia berbeza tau dengan remortgage.. remortgage ni untuk rumah yang dah habis bayar..

Kenapa kita nak buat refinance?
******************************
1) untuk dapatkan cash daripada harga pasaran semasa rumah kita..
2) untuk pindah dari bank A ke bank B
3) untuk dapatkan "rate" atau "pakej" yang lebih rendah/bagus
4) untuk bertukar kepada islamic pakej
5) untuk "manage" peminjam (penama untuk loan)

Apa yang perlu kita consider?
****************************
1) harga pasaran semasa rumah kita
2) kos2 berkaitan (Legal Fee, valuation fee, stamping, processing fee)
3) DSR dan segala komitmen kita
4) New rate dan instalment

For more info contact me:
Ms. Usha
(Maybank Loan Officer)

http://www.wasap.my/60165135891

🔹Cara untuk kurangkan komitmen bulanan dengan refinance rumah**Refinance MAYBANK**🔹Existing housing loan yang nk berpind...
17/02/2024

🔹Cara untuk kurangkan komitmen bulanan dengan refinance rumah

**Refinance MAYBANK**

🔹Existing housing loan yang nk berpindah ke bank lain dipanggil refinance di atas sebab2;
➡️ Interest rate(dari tinggi ke rendah)
➡️ conventional ke islamic
➡️ mengeluarkan nama pendua (joint applicant, maybe sebelum ni gaji x cukup so joint ngn ahli keluarga)
➡️ untuk mendapatkan cash/modal
➡️ untuk meringankan beban bulanan (dulu loan pendek nk panjangkan atau sebaliknya)
➡️ from LPPSA nk ke bank (maybe ada plan nk berhenti atau nk cash out)
- Baki pinjaman terus pindah ke bank baharu.
- Legal fees, Valuation & Insurance boleh finance/capitalize masuk loan up to 10% margin dari market value.

🔹SAMPLE CASE🔹

Contoh market value RM500K & baki pinjaman RM250K

Refinance RM 250K (margin 50%)

Margin refinance + Redraw (cash out) adalah *90%

So case kt atas ni baru refinance RM250K (margin 50%) so bermakna lagi RM 200K (margin 40%) boleh ambil cash atau settlekan hutang piutang yang ada (credit card, personal loan, ar-rahnu, ptptn, kereta dan sebagainya)

Semoga bermanfaat.

http://wasap.my/+60165135891/Refinance

*Maybank Loan Officer* Financial service for:🎯Subsale/ under construction house🎯Refinancing/ Top up Loan🎯Property valuat...
04/02/2024

*Maybank Loan Officer*

Financial service for:

🎯Subsale/ under construction house

🎯Refinancing/ Top up Loan

🎯Property valuation

🎯Check eligibility/ DSR calculation

📌100% Financing For 1st Home Buyer

📌90% Financing

*T&C apply

📲WhatsApp to check your eligibility

For more info contact me
(Maybank Loan Officer)
http://www.wasap.my/60165135891

Good Day😊Klau ada sesiapa yg berminat nak apply kad kredit Maybank boleh PM saya. Kebaikan kad kredit Maybank:1)tiada yu...
11/01/2024

Good Day😊

Klau ada sesiapa yg berminat nak apply kad kredit Maybank boleh PM saya.

Kebaikan kad kredit Maybank:
1)tiada yuran tahunan( annual fee free)
2)tiada yuran tersembunyi

Jika gaji masuk Maybank:
Tidak perlukan ape2 dokumen, hanya nama ibu

Jika gaji masuk SELAIN MAYBANK:
1)Salinan ic
2)Slip gaji 3 bln

dan

Yang mana agak terkesan dengan current situation dan nak apply Credit Cards, bolehlah try apply Maybank Credit Card Ikhwan ni.

Ada rebates 5% on Friday dan Saturday untuk Petrol dan Groceries.. max RM50..

Sebenarnya, adviceable setiap orang ada simpan 1 Credit Card.. untuk emergency.. dan kalau pandai guna, banyak keuntungan nya..

Siapa yang nak try apply boleh PM saya👇 😉👌🏻.

http://www.wasap.my/60165135891

Minima income tahunan RM30k
*Utk shopee & grab credit card Min income RM24k
No Annual Fee (Free For Life)

Documents :
1. IC (Front and Back)
2. Latest Payslip (3 months) or Latest EA form or EPF Statement


*Update: Housing Loan Scheme* 🎯Maximum monthly gross income of RM11k 🎯DSR *60%* all income earner 🎯No NDI required ...
07/01/2024

*Update: Housing Loan Scheme*

🎯Maximum monthly gross income of RM11k

🎯DSR *60%* all income earner

🎯No NDI required

🎯Joint Loan applications between immediate family members are allowed

🎯Clean CCRIS allowed

🎯Not Exceeding 2 MIA in CCRIS Allowed

🎯3rd Party Charge Allowed

🎯Loan tenure - 35 years/ up to 70 years old

🎯Margin up to 100%
plus 10% (legal, valuation , MRTT, fire insurance )

🎯Max loan amount capped at RM300k (inclusive all related fees) 🆕

🎯Maybank loan quota for SJKP 500mil( first come first served)

🎯Rate (scoring good) 4.5% - 5.85%

🎯Variation MRTA Allowed

For more info contact me (Maybank Loan Officer)
http://www.wasap.my/60165135891

🔹Cara untuk kurangkan komitmen bulanan dengan refinance rumah** **🔹Existing housing loan yang nk berpindah ke bank la...
12/12/2023

🔹Cara untuk kurangkan komitmen bulanan dengan refinance rumah

** **

🔹Existing housing loan yang nk berpindah ke bank lain dipanggil refinance di atas sebab2;
➡️ Interest rate(dari tinggi ke rendah)
➡️ conventional ke islamic
➡️ mengeluarkan nama pendua (joint applicant, maybe sebelum ni gaji x cukup so joint ngn ahli keluarga)
➡️ untuk mendapatkan cash/modal
➡️ untuk meringankan beban bulanan (dulu loan pendek nk panjangkan atau sebaliknya)
➡️ from LPPSA nk ke bank (maybe ada plan nk berhenti atau nk cash out)
- Baki pinjaman terus pindah ke bank baharu.
- Legal fees, Valuation & Insurance boleh finance/capitalize masuk loan up to 10% margin dari market value.

Contact me directly to:
http://wasap.my/+60165135891/Refinance

boleh gabungkan semua hutang dan sekaligus mengurangkan jumlah bulanan.SEBELUM REFINANCE===================Komitme...
20/11/2023

boleh gabungkan semua hutang dan sekaligus mengurangkan jumlah bulanan.

SEBELUM REFINANCE
===================
Komitmen RM5,000 sebulan
🏠 Rumah RM1,000
🚗 Kereta RM700
💳 Kad kredit RM1,300
💰 Personal loan RM2,000

SELEPAS REFINANCE
==================
Komitmen RM1,250 sebulan
🏠 Rumah RM1,250
🚗 Kereta RM0
💳 Kad kredit RM0
💰 Personal loan RM0

Kini ada lebihan tunai dalam tangan, komitmen dah jadi kurang, tidur pun lebih lena!

For more info contact me
Ms. Usha
Maybank Loan Officer
http://www.wasap.my/60165135891

📣📣📣🆕SJKP MADANI 🆕📌Max SPA Price RM300k📌100% + 10% (MRTA + LVF)🌸 Others Requirements as per Previous SJKP Scheme....
19/11/2023



📣📣📣

🆕SJKP MADANI 🆕

📌Max SPA Price RM300k

📌100% + 10% (MRTA + LVF)

🌸 Others Requirements as per Previous SJKP Scheme.🌸

‼LO will be generate once SJKP approval obtained

For more info contact me (Maybank Loan Officer)
http://www.wasap.my/60165135891

*Update: Housing Loan Scheme* 🎯Maximum monthly gross income of RM11k 🎯DSR *60%* all income earner 🎯No NDI required 🎯...
07/11/2023

*Update: Housing Loan Scheme*

🎯Maximum monthly gross income of RM11k

🎯DSR *60%* all income earner

🎯No NDI required

🎯Joint Loan applications between immediate family members are allowed

🎯Clean CCRIS allowed

🎯Not Exceeding 2 MIA in CCRIS Allowed

🎯3rd Party Charge Allowed

🎯Loan tenure - 35 years/ up to 70 years old

🎯Margin up to 100%
plus 10% (legal, valuation , MRTT, fire insurance )

🎯Max loan amount capped at RM300k (inclusive all related fees) 🆕

🎯Maybank loan quota for SJKP 500mil( first come first served)

🎯Rate (scoring good) 4.5% - 5.85%

🎯Variation MRTA Allowed

For more info contact me (Maybank Loan Officer)
http://www.wasap.my/60165135891

Address

Kuala Lumpur

Telephone

+60165135891

Website

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