Sianita

06/04/2026

True

17/02/2026

Gong Xi Fa Chai !

27/01/2026

𝗘𝘃𝗲𝗿𝘆 𝗰𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗶𝗼𝗻 𝗶𝘀 𝘀𝘄𝗲𝗲𝘁𝗲𝗿 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄 𝘆𝗼𝘂𝗿 𝗹𝗼𝘃𝗲𝗱 𝗼𝗻𝗲𝘀 𝗮𝗿𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱. 💙

As we celebrate our 25th anniversary, enjoy up to 25% 1-Year Premium Rebate with Life Protection - Allianz UltimateLink.

Limited-time offer until 31 January 2026, or until the RM10 million annualised premium allocation is fully taken up, whichever comes first.

Talk to an authorised Allianz agent today or visit https://az.my/4sOtna1

Terms & Conditions apply.

PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM's TIPS Brochure or contact Allianz Life Insurance Malaysia Berhad or PIDM (visit www.PIDM.gov.my)

29/08/2025

https://weirdkaya.com/bank-negara-motorists-found-not-at-fault-in-accidents-can-claim-own-insurance-without-losing-their-ncd/

Bank Negara Malaysia (BNM) has clarified that motorists who are not at fault in an accident may claim from their own insurance under the Own Damage Knock-Fo ...

04/05/2025

Alarming ‼️

Former Bank Negara Malaysia governor Tan Sri Muhammad Ibrahim said real wages in Malaysia have declined nearly threefold since the 1980s, with fresh graduates today earning RM2,000–RM3,000 compared to his RM1,300 starting salary in 1984.

Adjusted for inflation, graduate salaries should now be RM7,000–RM8,000. He warned that without serious reforms to the country’s economic structure and education system, future generations risk being stuck in low-skilled, low-paying jobs.

https://www.nst.com.my/news/nation/2025/05/1211265/malaysias-real-wages-down-threefold-40-years-says-former-bnm-governor

04/05/2025

One of the reasons why premium increased in your medical policy

PETALING JAYA: Baby wipes at RM18.80. An ice bag at RM43.35. RM1.60 for a paper wrist band to indicate that the patient is a "fall risk". These are examples of consumables and items charged by a private hospital in Selangor.

31/03/2025

To All our Fellow Muslims Friends

25/03/2025

Take note medical policy holders . Insurers are offering new plans to address policyholders concerns on rising premiums on their existing policies. Talk to your respective agents about this

The insurer says that its medical premium rates are primarily driven by increases in customer claims and the average claim amount.

01/12/2024

13/11/2024

Inviting health enthusiasts in KK to this event . DM to reserve a seat

12/09/2024

𝐌𝐢𝐬𝐜𝐨𝐧𝐜𝐞𝐩𝐭𝐢𝐨𝐧𝐬 𝐀𝐫𝐨𝐮𝐧𝐝 𝐂𝐨-𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞: 𝐖𝐡𝐚𝐭 𝐘𝐨𝐮 𝐍𝐞𝐞𝐝 𝐭𝐨 𝐊𝐧𝐨𝐰

Starting September 1, 2024, insurance and takaful operators (ITOs) are required to offer the choice to purchase medical and health insurance and takaful (MHIT) products with a co-payment feature at the point of sale or upon policy renewal.

𝙒𝙝𝙖𝙩 𝙞𝙨 𝘾𝙤-𝙋𝙖𝙮𝙢𝙚𝙣𝙩 𝙞𝙣 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚?
Co-payment is a cost-sharing arrangement where you pay a portion of your medical expenses, while the rest is covered by your insurance.

𝙒𝙝𝙮 𝘾𝙤-𝙋𝙖𝙮𝙢𝙚𝙣𝙩?
Understanding co-payment requires a basic grasp of how insurance works. Insurance operates on a principle called risk pooling, where many people contribute to a common fund that covers the medical expenses of those in need. As medical costs rise, so too must the premiums to maintain a sustainable pool of funds.To manage these increasing costs without making premiums unaffordable, co-payment options allow policyholders to share some of the costs