04/05/2021
𝙇𝙀𝙏’𝙎 𝙏𝘼𝙇𝙆 𝘼𝘽𝙊𝙐𝙏 𝙁𝙄𝙉𝘼𝙉𝘾𝙄𝘼𝙇 𝙁𝙄𝙏𝙉𝙀𝙎𝙎
I believe many are familiar about the physical fitness rule - 80% diet, 20% exercise. Doing too much exercise but never focusing on a proper diet will not bring much result either.
Same goes to financial fitness (oh how I love this term 🤓), it is not about how much financial knowledge you have, in fact you don’t have to have a degree to know how to manage your finance, because it is 80% behavioral and 20% of knowledge.
When your mindset and habit towards money is right, you don’t have to know too much to have it well-managed. I personally have met many Sabahans/Malaysians with average household income of RM3000 but with sufficient emergency fund; and I have also met high-income earners who don't know where their money went and have no saving habit at all.
I hope that I can connect with more people through this platform, and let’s learn and unlearn together, and be better. I personally isn’t that perfect and still learning everyday, and I wish to share my experience with you.
I can talk about so many financial topics (just look at the title on my Story highlights). But firstly let’s go back to basics and talk about MONEY MAKEOVER. I promise, I will make it in LAYMAN TERM so most of you can relate easily 😀
Anyone who is reading this, wants to have money makeover but never had the motivation or proper method to do so? For example, you don’t know how to do budgeting and you don’t know how to manage your debt?
If the answer is YES, watch this space. I’m gonna go through that journey with you soon :)
Cathy Molly
Your Finance Coach
