Bakiawathy Great Saving With Ultimate Protection

Bakiawathy Great Saving With Ultimate Protection FINANCIAL PLANNER
SES QUALIFIER SINCE 2019
SALES MANAGER

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15/08/2026

Working in Singapore, the salary may look good… 🇸🇬
But after commitments, family expenses, bills, loans and daily spending — how much is actually left?

Many workers sacrifice being away from their families just to earn a better income.

Don’t only ask, “How much am I earning?”
Ask, “Where is my money going — and is it protecting my future?”

💭 A bigger salary doesn’t always mean stronger finances.

If you’re working in Singapore, comment “SINGAPORE” and let’s talk.

14/08/2026

“Life can change unexpectedly — illness, accidents or loss of income can affect the whole family.

Insurance money may not change what happened, but it can give you financial breathing space when you need it most.

Because YOU are more important than what you own. ❤️

13/08/2026

“My uncle once said, ‘Heart attack is a rich person’s sickness.’ 😅

Today, he himself has been affected — and he’s just an ordinary middle-class person.

Sickness doesn’t look at your salary, lifestyle or bank balance before coming.

A heart attack, cancer, stroke or kidney failure can affect anyone.

That’s why medical protection + critical illness protection are important.

Medical insurance can help with eligible medical expenses, while critical illness protection may provide a cash payout when a covered critical illness occurs.

Because when sickness comes, you need to worry about getting better — not how your family is going to survive financially.

Don’t wait for sickness to teach you the importance of protection. Protect yourself while you still can. ❤️”

12/08/2026

MRTA/MLTA helps protect your home loan. 🏠

But what happens when a critical illness stops you from working?

Cancer, heart attack, stroke or kidney failure can affect more than just your health — your income, daily
expenses and family commitments may still continue.

That’s why critical illness + income protection can be just as important as protecting your home loan. ❤️
Protect the loan. Protect your income. Protect your family.

10/08/2026

21 years old. Today, admitted because of a breast lump. 💔

Ladies, especially those aged 15–35, please don’t assume that being young means you can ignore changes in your body.

A breast lump does not automatically mean cancer — but any new or unusual lump deserves proper medical attention.

Don’t wait.
Don’t guess.
Get it checked. ❤️

Your health is something you should never take for granted.

07/08/2026

🏡 TRUE STORY
A couple bought a house together, dreaming of a future.

Unexpectedly, one partner passed away.

Without proper housing loan protection, the surviving partner was left to face the loan alone. A home should be a place of security—not financial burden.

🇲🇾 Merdeka Promotion ✅ MLTA from RM150/month* 👨 Male / 👩 Female 🎯 Age 30–35 ⚠️ Limited slots available

Don't wait for the unexpected to happen. Protect your home and your loved ones today.

📩 DM me or WhatsApp me to check your eligibility

BAKIAWATHY
012-735 7092

06/08/2026

🇲🇾 MERDEKA PROMOTION – Limited Time Only! 🇲🇾
🏡 Protect Your Home. Protect Your Family.

Buying a house is a dream. Protecting it is a responsibility.

With MLTA, your home loan can be protected in the event of death, Total Permanent Disability (TPD), or covered critical illness (subject to policy terms).
✅ Help protect your family from losing their home
✅ Financial support during life's unexpected moments
✅ Greater peace of mind for you and your loved ones

🎉 Male & Female
Age 35 and below
May be eligible for an MLTA plan from RM150/month*
(Subject to underwriting, loan amount, and policy terms.)

📅 Merdeka Promotion – Limited Slots Available!

📲 WhatsApp Bakiawathy
012-735 7092

Health is priceless. Hospital bills are not.Start your medical protection from RM78/month.✔️ Up to RM1,000,000 annual co...
02/08/2026

Health is priceless. Hospital bills are not.

Start your medical protection from RM78/month.

✔️ Up to RM1,000,000 annual coverage
✔️ Cashless admission
✔️ Hospital & surgery benefits

The best time to buy insurance is when you're healthy.
Comment "MEDICAL" to learn more.

BAKIAWATHY
012-735 7092

02/08/2026

Many people think that once they sign the Sale & Purchase Agreement, the house is fully theirs.

The reality is, the housing loan remains your responsibility until it is fully paid off.

Before spending on renovations, expensive furniture, or decorations, make sure your housing loan is protected.

If the unexpected happens, the right loan protection can help prevent your loved ones from carrying the financial burden.

Protect your home. Protect your family. 🏠❤️



BAKIAWATHY
012-735 7092

02/08/2026

🏠 Can Life Insurance Protect Your Home Too?

Yes—it can, depending on your coverage and financial planning.

Many people think MRTA / MLTA is the only way to protect a housing loan. In reality, a properly planned life insurance policy may also provide funds that your family can use to settle the housing loan if something happens to you.

The best option depends on your budget, your family's needs, and your overall financial plan.

💬 Comment "HOME" or send me a PM if you'd like to understand the differences between MRTA, MLTA, and Life Insurance before making your decision.

BAKIAWATHY
012-735 7092

Address

Johor Bahru City
Johor Bahru
80200

Telephone

+60127357092

Website

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