VFJ GROUP

VFJ GROUP VFJ Group is the largest wealth and risk management agency in Zurich Life Insurance Malaysia Berhad and RHB Trustees Berhad.

We offer job opportunity, wealth and insurance solution, takaful proposition and Estate Legacy planning to suit customer needs.

Our heartfelt appreciation to RHB Trustees Berhad senior management, Lim San San, for gracing us in Kuching and celebrat...
29/04/2026

Our heartfelt appreciation to RHB Trustees Berhad senior management, Lim San San, for gracing us in Kuching and celebrating this proud milestone with VFJ Group 🎉

Achieving the 2025 National Champion in Estate Planning Corporate Agency is not just a recognition, but a responsibility we carry with pride.

Thank you to our dedicated team for your relentless effort, and to our valued clients for your trust and support. Moving forward, we remain committed to strengthening our expertise in estate planning—protecting wealth and preserving legacies for more families.

热烈恭喜 温力维 荣获「IMM杰出经理奖-冠军」🏆（来自 Zurich Malaysia）这份荣耀不仅代表卓越的领导能力，更是坚持与努力的最好证明。每一步的付出，成就了今天闪耀的舞台。愿你继续突破自我，带领团队再创高峰，迈向更辉煌的未来！ ...
29/04/2026

热烈恭喜 温力维 荣获「IMM杰出经理奖-冠军」🏆（来自 Zurich Malaysia）

这份荣耀不仅代表卓越的领导能力，更是坚持与努力的最好证明。每一步的付出，成就了今天闪耀的舞台。

愿你继续突破自我，带领团队再创高峰，迈向更辉煌的未来！

#实至名归 #团队领袖 #再创高峰

17/04/2026

*😕觉得申请医药卡很麻烦？*
✨我们‘ _第二医疗卡保证承保专属优惠_ ’ 让申请流程非常简单✅

🎥观看这段短视频，以了解简单步骤
✅快速与简约的流程
🚫无需体检

📅 *2026年6月29日* 前提交
📲立即联系您的财富规划师以了解详情！

17/04/2026

😕 *Think signing up for a medical plan is troublesome?*
✨ Our ' _Second Medical Card Guaranteed Acceptance Campaign_ ' makes it easy like ABC ✅

🎥 Watch this short video to discover the simple steps
✅ Fast & easy process
🚫 No medical check‑up needed

📅 Submit by *29 June 2026*
📲 Contact your Wealth Planner today to find out more!

Your opportunity to upgrade your medical protection starts now. 💙With Zurich’s Second Medical Card Guaranteed Acceptance...
17/04/2026

Your opportunity to upgrade your medical protection starts now. 💙

With Zurich’s Second Medical Card Guaranteed Acceptance Campaign, strengthening your coverage has never been easier.

Enjoy the confidence of guaranteed acceptance with no medical underwriting, paired with more comprehensive medical benefits designed to support your long‑term health needs.

Even better, your coverage can begin immediately with the waiver of waiting period, and includes coverage for pre‑existing conditions under your second medical card. Add in a high deductible option to optimise your premium, and you have a smart, seamless way to enhance your medical security.

Don’t miss this limited‑time opportunity to enjoy stronger, broader protection—effortlessly.

A heartfelt appreciation to Zurich Insurance Group for organizing such an insightful and well-curated Market Outlook 202...
15/04/2026

A heartfelt appreciation to Zurich Insurance Group for organizing such an insightful and well-curated Market Outlook 2026 session in Kuching.

The overwhelming response and strong participation truly reflect the value and relevance of today’s investment insights. It’s inspiring to see so many individuals coming together to learn, grow, and stay ahead in the ever-evolving global landscape.

Grateful for the knowledge shared, the connections made, and the energy in the room. Looking forward to more impactful sessions ahead! 🚀

🔥 March 2026 Performance Highlights 🔥What an incredible month of growth, commitment, and results! 💪✨We are proud to cele...
15/04/2026

🔥 March 2026 Performance Highlights 🔥

What an incredible month of growth, commitment, and results! 💪✨

We are proud to celebrate the outstanding achievements across our team — from leadership excellence to production and case performance. Every milestone reflects the hard work, consistency, and winning mindset that drives us forward.

🏆 Top Agency Leadership
📈 Strong APE Performance
📊 Impressive Case Production

This is more than numbers — it’s about discipline, teamwork, and the drive to continuously improve.

Let’s keep the momentum going and aim even higher in the months ahead 🚀

09/04/2026

🔹 单身 — 如果没有立遗嘱，兄弟姐妹一定能继承我的财产吗？
🔹 已婚 — 另一半突然离世却没立遗嘱，会带来什么麻烦？
🔹 离婚 — 前夫 / 前妻还有资格来争我的产业吗？
🔹 年长者 — 屋子放5个名字，这样做实际吗？

09/04/2026

🔹 Married — No will… does the spouse get it all?

🔹 Divorced — Can an ex still make a claim?

09/04/2026

🔹 Single — Do siblings automatically inherit everything?

🔹 Senior — Multiple names on a house… smart move or hidden risk?

你会不会觉得这句话很残忍“人还没走，大家已经在分财产了。”但我告诉你一个真实故事。我朋友的姑姑，一生未婚，名下有三间房子。平时一家人关系很好，逢年过节都会聚在一起，很热闹。直到有一天她被发现患上癌症，而且已经末期。住院之后，兄弟们轮流来探望...
31/03/2026

你会不会觉得这句话很残忍
“人还没走，大家已经在分财产了。”

但我告诉你一个真实故事。

我朋友的姑姑，一生未婚，
名下有三间房子。

平时一家人关系很好，
逢年过节都会聚在一起，很热闹。

直到有一天
她被发现患上癌症，而且已经末期。

住院之后，兄弟们轮流来探望。
一开始，是关心病情。

但慢慢地，话题变了。

大哥说：
👉「你现在不处理，以后很难处理」

二哥说：
👉「房子便宜卖给我儿子，以后有人帮你顾」

小弟说：
👉「不如领养我的孩子，继承比较方便」

她听完，直接爆发：

「我还在拼命活下去，你们却每天在等我死？」

她把所有人赶出去。

⸻

后来，她把一间房子过户给最亲的二弟。
不久后，她走了。

再过一年，二弟也走了。

⸻

我问朋友：
那三间房子，后来谁拿了？

她说：

「不知道。」

对，就是没人知道。

只知道，当初帮忙最多的那一边，
后来对外只说一句话：

👉「没有了，我们也不知道。」

事情，就这样结束了。

⸻

你以为这个故事重点是“谁比较贪心”吗？

不是。

真正残忍的，是这件事👇

当一个人的离开变成“迟早的事”，
很多人心里关心的，
就不再是“她还好吗”，
而是

“那些东西，最后会去哪里？”

⸻

我问你一个问题：

当你看到这里，
你心里第一个想的是什么？

是——
👉 她最后走得安不安详？

还是——
👉 那三间房子到底去了哪里？

如果你的答案是第二个，
不用觉得自己冷血。

这就是人性。

⸻

但也正因为这样，
有一件事，很多人都做错了：

👉 把“人性”，交给运气
👉 把“财产”，留给别人去决定

⸻

没有安排的遗产，
最后不会变成爱，
只会变成——猜测、争议、甚至消失。

⸻

看透人性，不是让你失望，
而是提醒你一件更重要的事：

在你还清醒、还能决定的时候，
把一切安排好。

⸻

如果有一天你不在了，
你希望：

A️⃣ 钱去到对的人手上
还是
B️⃣ 变成别人之间的故事？

👇留言告诉我你的答案：A or B

Quiz 5: The Widow with ChildrenScenario: A widow dies intestate, survived by two children. Relations: No spouse, no pare...
31/03/2026

Quiz 5: The Widow with Children

Scenario:
A widow dies intestate, survived by two children. Relations: No spouse, no parents.

Question: Who inherits?

Comment below 👇🏼

Address

Sublot 5-8, Level 3, GalaCity Prime
Jalan Tun Jugah
93350

Telephone

+60168367763

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