Wealthcare.my

24/09/2021

Recently there have been old fake news regarding EPF nomination being circulated again. There are a hosts of fake news over the years that have been circulating again.

This link give provide a good amount of information regarding EPF nomination that you can refer to.
https://www.kwsp.gov.my/member/nomination

The link below gives you a list of fake news and scams to be aware of.
https://www.kwsp.gov.my/about-epf/news-highlights/news-highlights

11/02/2021

wealthcare.my 祝您，新年快乐，身体安康，万事如意，心想事成！
Happy Chinese New Year! Wish you have a great year ahead! 😁

27/01/2021

理财既然大家都知道很重要，
但为什么只有很少人真的在听到的当下就去做了呢？
因为多数人都以为理财只是跟【金钱】有关的事，
其实理财更是跟【时间】有关的事！
【时间】可以让你的理财更轻松，

所有理财要趁早开始，
越早开始越好，当下最好，
是因为你可以让时间站在你这边，
让你的理财更轻松！

如果你真的想要顺利的累积你想要的财富，
你就真的因该要让时间站在你这边。

理是行动，财是结果。没有行为，就没有结果！

知性網紅，也是理財作家的艾爾文，曾罹患複視而無法工作，藉由年少時學習投資理財的成果，支持他渡過健康危機，讓人深刻體會理財的威力。而他特別強調理財與時間的重要關係，需要掌握時間的急迫性與必要性，付之行動...

23/01/2021

1. 厘清需要多少钱才能安稳退休
2. 即刻开始存钱，刻不容缓
3. 把握“复利的72法则”

很多人对于“退休”这个议题感到恐惧，为甚么？因为我们都还没有做好“心理准备”，所以会觉得与其去“面对”那不如直接逃避最快。

21/01/2021

你做了遗嘱吗？
你现在的阶段有必要做遗嘱吗？

遗嘱是一个很多人都忽略的但在财务规划里很总要的一个环节。

人生无常，万一必须先离开，
心灵上的痛楚肯定在所难免，
但做好遗产规划，
可以避免心爱的家人同时也需要面对财务上的压力。
或许，这是你可以给爱人准备的最后一份心意了。

迟早都要做的，不如早做早安心。

今天就PM联系我们，
让我们给你推荐一个有经验的专业规划师。
是的，你值得更专业，更中立的建议！

28/12/2020

Are you buying too much or too little life insurance?

Too little, will risk your loved ones' into financial stress if you no longer around.
Too much, may result in paying too much premium and jeopardize your savings.

Insurance is about how much you are covered, not how much you pay. Playing a Balance between Coverage and cost is important in your overall financial plan.

There is 2 common methods to estimate how much life insurance is consider reasonable based on your personal financial situation.

After knowing how much you actually need, then you can shop and compare around to get it covered with the cheapest cost possible.

Want an easier option? PM us for a FREE "Insurance needs calculator".
Or let us connect you to an Independent Financial Advisor. They can help you to work out the numbers and provide unbiased recommendation to you.

29/11/2020

Feel like you pay quite a lot of TAX? 😟🙄
Spend your money in these area & Pay LESS TAX next year! 🤩🤩🤩 Gov allowed you to do so, don’t shy!

📣Saving for yourself and pay less tax.
This is like left pocket to right pocket. 💢The money you save is still your money, but you get guarantee tax saving as return.
👉【Private Retirement Scheme】- up to RM3k relief
👉【SSPN】 - up to RM8k relief

📣Take care of your own Health and also.. pay less tax.
👉【Go for Full Medical Check-up】- up to RM500 relief
👉【Buy Sports equipment / Join a gym membership】 - up to RM2.5k relief
👉【Go for a short local trip to relax yourself】- up to RM1k relief

Wei! 3️ more weeks only to act. Don’t wasted the chance, then only complain pay a lot of tax loh!

📣📣Why not get connected to a Licensed Financial Adviser for more info. Unlike Insurance/Unit Trust agents, licensed adviser did not represent any insurance/Unit trust company. They represent you. They can freely source for solution across wide range of companies in the market. Having the advantage to be unbiased⚖️ and able to seek clients' best interest always. 😄😄😄

29/11/2020

年尾咯！是时候规划一下今年的所得税减免咯。看看还有什么可以做，来提高税务减免，省下更多税。精明扣税，能省就省咯。