Lemik Leasing Limited

Lemik Leasing Limited Lemik Leasing Limited is a B2B commercial enterprise based in Nairobi, Kenya.

We promote and advance financial inclusion for registered SMEs through offering equipment leasing for productive assets.

SME Insights Series  #12 — Final ReflectionAs we wrap up our 12-week SME Insights Series, one thing is clear:Kenya has n...
24/06/2026

SME Insights Series #12 — Final Reflection

As we wrap up our 12-week SME Insights Series, one thing is clear:
Kenya has not yet bet boldly enough on SMEs.

At Lemik Leasing, we remain committed to supporting SMEs—especially through equipment leasing—because the right tools can transform businesses, income, and opportunity.

We’ve seen resilience. We’ve seen businesses rise. We’ve seen just how much potential exists when SMEs get the right support.

We believe the future lies in bold partnerships and stronger systems that truly work for entrepreneurs.

This may be the end of the series—but our work continues.
We’ll also be shining a spotlight on women-owned businesses in the near future.

Thank you for being part of this journey.

SME Insights Series — Insight  #11SMEs don’t struggle because of one big problem — it’s the accumulation of many small g...
10/06/2026

SME Insights Series — Insight #11

SMEs don’t struggle because of one big problem — it’s the accumulation of many small gaps.

From pricing and costing to systems, tax, ownership, and sales — these factors don’t work in isolation. They compound over time.

Here’s the truth:
👉 Every gap has a solution.
👉 SMEs are resilient when the right support meets their effort.

Sustainable growth comes from financing and systems designed to support, not strain.

SME Insights Series — Insight  #10Systems & Processes: The Backbone SMEs Can’t Afford to IgnoreLet’s talk honestly 😌Many...
03/06/2026

SME Insights Series — Insight #10
Systems & Processes: The Backbone SMEs Can’t Afford to Ignore

Let’s talk honestly 😌
Many small businesses avoid systems because they feel like:
👉 “That’s for big companies”
👉 “We’re too small for that”
But here’s the truth…
Running your business on:
📒 Receipt books
📄 Loose papers
📊 Random Excel files
…is actually slowing you down.

Today, there are affordable tools that can help you easily like Zoho:

✅ Track sales & expenses
✅ Manage stock
✅ Follow up on debtors
✅ Understand your cash flow
✅ Even prepare for taxes

And the best part? You don’t need a big team — some systems work perfectly for just 1–5 users.

⚠️ The real risk is this:
When key information lives only in someone’s head, your business becomes fragile.

Now add AI into the mix…
You can learn faster, make better decisions, and use proven systems that others like you are already using.
✔️ Keep it simple
✔️ Choose ready-made tools
✔️ Avoid over-complicating

And here’s a quick win most people ignore:
📧 If your business still uses a Gmail/Yahoo address — get a domain email.

It instantly makes your business look more professional and trustworthy.

Bottom line:
👉 Systems are not for “later”
👉 Systems are not for “big companies”
✅ They are for ANY business that wants to grow.

SME Insights Series — Insight  #9Tax Compliance: The Cost of Non-Compliance Is Always HigherLet’s be honest — many SMEs ...
20/05/2026

SME Insights Series — Insight #9

Tax Compliance: The Cost of Non-Compliance Is Always Higher
Let’s be honest — many SMEs hear “KRA” and panic 😅
And with eTIMS now in play, the pressure is real.
But here’s the truth: tax doesn’t have to be complicated.
You don’t need to understand everything. That’s why accountants exist.

Good record keeping alone can save you from stress, surprises, and penalties. Filing returns doesn’t mean you made a profit. It simply means you’re staying compliant. The biggest risk? Waiting until a big opportunity comes your way — only for your PIN to get flagged.

⚠️ Non-compliance can lead to:

Frozen bank accounts
Missed contracts
Lost business opportunities

👉 Compliance isn’t a burden — it’s a growth strategy. Don’t let fear hold your business back.

SME Insights Series — Insight  #8Sales & Market Development Walk‑ins are not a sales strategy.Opening next door doesn’t ...
13/05/2026

SME Insights Series — Insight #8
Sales & Market Development

Walk‑ins are not a sales strategy.
Opening next door doesn’t mean customers will show up. Big demand alone won’t grow your business — especially if you don’t understand your numbers or have a clear sales plan.

Service businesses win on value, trust, and relationships, not just availability.

The truth is simple: sales is hard work. You must knock on doors, leverage networks, ask for introductions, and put your offering in front of people — consistently.

If the answer is “no.” Remember every “no” builds confidence, credibility, and future opportunity.

Sales isn’t an accident. It’s a discipline.


SME Insights Series — Insight  #7Why What Goes Wrong Is Rarely a SurpriseAt Lemik Leasing, we have learned that what goe...
11/05/2026

SME Insights Series — Insight #7
Why What Goes Wrong Is Rarely a Surprise

At Lemik Leasing, we have learned that what goes wrong in SMEs is rarely a surprise. The warning signs often show up early—and when risk is identified in advance, it can be managed better when it happens. SMEs are not inherently high-risk; many simply need the right structure, support, and realistic financing to stay resilient and grow.

SME Insights  #6Measuring Production: What Productive Assets Really Tell UsOne thing working with SMEs has taught us: pr...
29/04/2026

SME Insights #6

Measuring Production: What Productive Assets Really Tell Us

One thing working with SMEs has taught us: production leaves a footprint. A machine switched on. A sales team working from anywhere. These are not small details—they signal real demand and real business activity.

That’s why we see productive assets as more than equipment. They are financial infrastructure. When assets are being used, they show discipline, value addition, and the ability to turn orders into income—often more clearly than financial statements.

Leasing makes this possible by giving SMEs the tools of trade while keeping quality and uptime critical. When production is consistent, growth usually follows.

At Lemik Leasing, measuring production helps us back SMEs that are truly building and growing.

SME Insights Series — Insight  #5Many SMEs don’t struggle because they lack customers — they struggle because they don’t...
22/04/2026

SME Insights Series — Insight #5

Many SMEs don’t struggle because they lack customers — they struggle because they don’t see their true costs.

Client calls, transport, meals, VAT, capital, even the owner’s time — when these are ignored, pricing becomes guesswork and losses stay hidden.

👉 If you don’t track your real costs, you can’t price properly.
👉 When you do, pricing becomes strategic, profits become visible, and growth becomes intentional.

Growth isn’t accidental. It starts with clarity.

SME Insights Series — Insight  #4 Pricing Do you price your business by asking:“What is my competitor charging?”That pri...
16/04/2026

SME Insights Series — Insight #4
Pricing

Do you price your business by asking:

“What is my competitor charging?”

That price reflects their reality—not yours.

Different rent, financing, leasing, and operating costs mean different true costs.

👉 Your pricing should be based on your costs and the value you deliver.

💬 Quick question:
Do you include financing costs when setting your prices?

What factor has had the biggest influence on your pricing decisions so far—costs, competitors, or customer value?

Comment below 👇

SME Insights Series — Insight  #3Why Even One Employee Changes Everything for a Small BusinessIn our work with MSMEs, we...
08/04/2026

SME Insights Series — Insight #3

Why Even One Employee Changes Everything for a Small Business

In our work with MSMEs, we’ve seen that businesses with even one employee tend to be more resilient and more determined to push through challenges.

When someone’s livelihood depends on the business, owners think harder, fight longer, and look for solutions before giving up.
Entrepreneurs working alone often don’t feel the same pressure — and many close sooner.

The insight:
Employees aren’t just helping hands. They’re anchors that strengthen a business’s resilience and shape how owners respond when things get tough.

In understanding this human dynamic, it has helped us support SMEs in ways that reflect the real pressures and real lives behind every business decision.

Address

2nd Floor, Ikigai Lavington, 90 JGO, James Gichuru Road
Nairobi

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 16:00

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