Financial Dream To Reality

17/10/2026

I’ll be the first to tell you that I think the U.S. credit score system is terrible and broken.

That doesn’t change the fact that it’s the system we operate in, and it’s in your best interest to do well within that system.

If (and I mean a BIG IF) you use your credit cards responsibly, adding your children as authorized users on those cards can give them a huge head start on building their own credit.

By the time they apply for any sort of loan, they will have multiple years of perfect payment history. If you don’t have perfect payment habits (paying off your cards 100% and never paying a CENT of interest), don’t even think about doing this.

Just a small, easy thing you can do that can give your children a huge leg up.

- Matt

13/10/2026

Learn about dividends, who earns them, how companies pay them, key dividend dates to know, and how investors use dividends for income and long-term growth strategies.

10/10/2026

Learn what impacts your credit score and the practical steps you can take to build, improve, and maintain strong credit over time.

07/10/2026

More than three-quarters of respondents to Investopedia’s 2025 American Dream Survey said that buying a home is harder now than it was for previous generations.

05/10/2026

🚨 Parents: Your child may already have a Trump Account—even if you never signed them up.

The U.S. Treasury just automatically opened Trump Accounts for more than 60 million eligible children under 18 with Social Security numbers.

But here’s the important part: automatic enrollment does NOT automatically get your child the $1,000 government seed money.

If your child is a U.S. citizen born January 1, 2025–December 31, 2028, you still need to claim the account and elect to receive the $1,000 contribution.

Whether you support the policy or not, it’s worth knowing what your child may be eligible for and what action is required. If your child qualifies for the $1,000 seed contribution, make sure you understand the steps needed to claim it.

Eligible babies could miss out, leaving about $2.88 billion unclaimed.

01/10/2026

Scams and fraud have proliferated with the arrival of AI, many targeting older Americans. Learn how to protect your accounts—and your money.

28/09/2026

Smishing scams are on the rise. Here's how to identify fraudulent text messages and protect your financial and personal information.

25/09/2026

Before it reaches younger heirs, $54 trillion will move horizontally to surviving spouses. Here is how to prepare.

22/09/2026

Traveling after the summer rush can mean fewer crowds, pleasant weather and potentially lower prices. These fall destinations give retirees plenty of reasons to travel outside peak season.

19/09/2026

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When fuel prices rise, all kinds of gas-saving schemes get floated. We separate the serious from the silly for you.