02/05/2026
How SIPs Can Help Beat Inflation? Educational Insights!
An article by: Amit Verma (ARN-349400) | AMFI Registered Mutual Fund Distributor
💰 ₹5,000/month for 25 years in FD... ~₹60 lakh growth (assumed).
😱 After 5-6% inflation? Buys only ~₹17-20 lakh worth today!
Inflation quietly eats your goals – retirement, education, home.
Key educational strategies:
📌 Equity SIPs (8+ years): Historically beat inflation*
📌 Step-Up SIPs: Flat ₹5k vs. step-up @ assumed 12% = ~₹1.76 Cr vs. ~₹3.63 Cr (30 yrs). Illustrative only!
📌 Goal adjustment: ₹20L education today ≈ ₹67.5L in 16 yrs (assumed 8%).
📌 Real returns = Nominal - Inflation
📌 Review & rebalance yearly
FDs feel safe, but post-tax/inflation? Often low long-term.
Broad timelines (educational only – match YOUR risk profile):
0-3 yrs: Mostly debt/liquid
3-7 yrs: Balanced equity/debt
7-15 yrs: Higher equity
15+ yrs: Mostly equity
👉 Full guide: https://mfd.co.in/how-sips-perform-against-inflation-returns/
Regards,
Amit Verma
AMFI Registered Mutual Fund Distributor (ARN-349400)
📱 WhatsApp: 076510 32666
🌐 mfd.co.in/signup
✉️ [email protected]
Disclaimer: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.