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11/09/2017

Hey Siri, show me my Life Goals list.

When your day is as epic as The Rock’s, you need a smarter way to take it all on. Luckily, Siri is always with you — waiting to help whenever you need it. With Siri, just say it and it’s done.

Explore some of the things you can ask Siri.

When your day is as epic as The Rock’s, you need a smarter way to take it all on. Luckily, Siri is always with you — waiting to help when you need it.

11/09/2017

what is Google Assistant.

Google Assistant is a virtual personal assistant developed by Google and announced at its developer conference in May 2016. Unlike Google Now, the Google Assistant can engage in two-way conversations. Assistant initially debuted as part of Google's messaging app Allo, and its voice-activated speaker Google Home.

09/09/2017

A SUMMARY OF NOTIFICATIONS ISSUED BY RBI DURING FEBRUARY 2017.

CGTMSE Guarantee – Modifications:

CGTMSE made the following changes in the Credit Guarantee Scheme w.e.f. 01.01.2017, as per their circular dated Jan 09, 2017.
Chapter I Clause 2 (v) : Guarantee Cover means maximum cover available per eligible borrower of the amount in default in respect of the credit facility extended by the lending institution.
Chapter II Clause 4) (para-1) : Credit facility eligible under the Scheme: CGTMSE shall cover credit facilities (Fund based and / or Non fund based) extended by Member Lending Institutions (MLIs) to a single eligible borrower in the Micro and Small Enterprises Sector (i) not exceeding Rs.50 lakh (Regional Rural Banks / Financial Institutions) and (ii) not exceeding Rs.200 lakh (Scheduled Commercial Banks and select Financial Institutions) by way of term loan and / or working capital facilities, without any collateral security and / or third party guarantee.

Chapter II – Clause 5 (Serial No. vi): Credit facilities not eligible
under the Scheme:
Any credit facility which has been sanctioned by the lending institution with the maximum interest rate not more than 14% p.a. (including cost of guarantee cover) would be eligible for coverage under CGS. The revised guidelines on ceiling on Interest Rate that could be charged for the guarantee covered credit facilities would be applicable, also to those MLIs who would not be eligible for enhanced credit guarantee coverage from Rs.100 lakh to Rs.200 lakh.
Chapter IV Clause 9 (Para.1): Extent of guarantee: The Trust shall provide guarantee as under:

(1) Micro Enterprises : (a) up to Rs.5 lac – 85% of the amount in default subject to a maximum of 4.25 lakh (b) Above 5 lakh upto 50 lakh – 75% of the amount in default subject to a maximum of Rs.37.50 lakh (c) Above Rs.50 lakh and upto Rs.200 lakh – 50% of amount in default subject to a maximum of Rs.100 lakh.

(2) Women Entrepreneur / Units located in North East Region (including Sikkim) (other than credit facility upto Rs.5 lakh to micro enterprises) : (a) Up to Rs.50 lac – 80% of the amount in default subject to a maximum of Rs.40 lakh (b) Above Rs.50 lakh and upto Rs.200 lakh – 50% of amount in default subject to a maximum of Rs.100 lakh.

also you like read more issues .

A SUMMARY OF NOTIFICATIONS ISSUED BY RBI DURING FEBRUARY 2017 . CGTMSE Guarantee – Modifications: CGTMSE made the fo...

08/09/2017

Current Affairs: Daily GK Update 01st September 2017.

1. Swiss President on 3-Day Visit to India

i. President of Swiss Confederation Doris Leuthard is on the three-day visit to India. A number of agreements are expected to be signed in several areas after the talks.
ii. India and Switzerland enjoy robust economic ties, with Switzerland being seventh largest trading partner and eleventh largest foreign investor for India.

Important Takeaways from Above News-

Bern is the Capital of Switzerland.
Swiss franc is the currency of Switzerland.

2. Arunachal Pradesh and J&K are Fastest Growing Economies

i. Jammu and Kashmir and Arunachal Pradesh were the fastest expanding State economies in 2015-16, according to a new series of gross State domestic product data with 2011-12 as the base year published by the Central Statistics Office.
ii. The two States also reported the fastest rise in per capita income in the same year. Arunachal Pradesh’s gross State domestic product (GSDP) expanded 16.5 per cent and that of Jammu and Kashmir 14.7 per cent at constant 2011-12 prices.
iii. Top 5 Largest state Economies are-

Maharashtra
Tamil Nadu
Gujarat
Uttar Pradesh
Karnataka

3. CSIR Ranked 9th Public Research Institution of the World

i. India's largest autonomous public organization Council of Scientific and Industrial Research (CSIR) has been ranked ninth in the world. The institute has been ranked ninth amongst a total of 1,207 government institutions, according to the Scimago Institutions ranking World Report 2017.
ii. It is the only Indian organization which has found place amongst the Top 100 Global Institutions. The ranking (Government Institutions) was topped by the Chinese Academy of Sciences.

Important Takeaways from Above News-

CSIR was established by the Government of India in 1942.
Girish Sahni was appointed as Director General of CSIR.

4. Ministry of Railways Signs two MoUs with Switzerland

i. India and Switzerland signed two MoUs in the field of Railways. The two MoUs were signed between Ministry of Railways and Swiss Confederation after high-level talks between Indian Prime Minister Narendra Modi and Doris Leuthard, President of Swiss Confederation during her visit to New Delhi.
ii. First MoU
The MoU was signed between Ministry of Railways and Federal Department of the Environment, Transport, and Communications of the Swiss Confederation for technical cooperation in Rail Sector. The MoU aims at cooperation in the following areas:

Traction Rolling stock
EMU and Train sets
Traction Propulsion Equipment
Tilting Trains

iii. Second MoU
The second MoU was signed between Konkan Railway Corporation Limited (KRCL) and Swiss Federal Institute of Technology (ETH) Zurich. The MoU aims to help the Konkan Railway in establishing the George Fernandes Institute of Tunnel Technology (GFITT) at Goa, especially for assimilation and dissemination of knowledge in the field of tunneling.

5. SEBI bans Orion Capital, Orion Broking from Markets for 10 years

i. Markets regulator SEBI barred Orion Capital as well as Orion Broking and their partners from the securities markets for 10 years for failing to redress several investor grievances pertaining to non- settlement of funds due to the clients.
ii. The nature of investor complaints received against both the firms are predominantly on non-settlement of the funds and securities and balances due to their clients. The claim amount is more than Rs 6 crore against Orion Capital and over Rs 4 crore against Orion Broking.

Important Takeaways from Above News-

Chairman of SEBI is Ajay Tyagi.
SEBI was set up on 12th April 1988.

6. Konkani Writer Mahabaleshwar Sail Receives 2016 Saraswati Samman

i. Prominent Konkani writer Mahabaleshwar Sail was presented with the Saraswati Samman 2016 for his novel 'Hawthan'. The novel 'Hawthan', published in 2009, captures cultural lives of traditional potter community in Goa.
ii. He was awarded the Sahitya Akadami Award in Konkani language for his short story collection ‘Taranga’ in 1993. The award carries a cash prize of Rs 15 lakh, a citation and a plaque of goddess Saraswati.

Important Takeaways from Above News-

Mahabaleshwar Sail is a bilingual writer based in Goa.
Harivansh Rai Bachchan was the first recipient of this award.

7. Reliance Foundation Awarded Rashtriya Khel Protsahan Puraskar

i. The Reliance Foundation was rewarded with the prestigious Rashtriya Khel Protsahan Award at Rashtrapati Bhawan. Chairperson of the foundation, Nita Ambani collected the award from President Ram Nath Kovind.
ii. For its contribution to the promotion of sports, the award went to Reliance Foundation. Kendriya Vidyalaya Sangathan (KVS) also received the Rashtriya Khel Protsahana Purushkar for its ‘Identification and Nurturing of Budding and Young Talent’ (IDCO) program.

Important Takeaways from Above News-

Nita Ambani is the chairperson and founder of Reliance Foundation and a non-executive director of Reliance Industries.
Sri Ram Nath Kovind is the 14th President of India.

8. Rajiv Mehrishi is New CAG of India

i. The outgoing Home Secretary Rajiv Mehrishi was appointed Comptroller and Auditor General of India (CAG).
ii. Mr. Mehrishi completed his two-year stint as Home Secretary and handed over the charge to Rajiv Gauba.

9. Sunil Arora Appointed Election Commissioner

i. Former bureaucrat Sunil Arora was appointed Election Commissioner by the law Ministry. Mr. Arora’s appointment will be with effect from the day he assumes charge.
ii. After Nasim Zaidi retired as Chief Election Commissioner in July, there was a vacancy in the poll panel. While Achal Kumar Joti is the Chief Election Commissioner of India, Om Prakash Rawat is the other Election Commissioner.

Important Takeaways from Above News-

The Election Commission of India (ECI) was established under India's Constitution in 1950.

10. Rajiv Kumar Takes Charge as Niti Aayog Vice-Chairman

i. Economist Rajiv Kumar took over as the vice-chairman of government think tank NITI Aayog. Mr. Kumar replaced Arvind Panagariya, an Indian-American economist who left the think tank to return to academia.
ii. Mr. Kumar was a senior fellow at the Centre for Policy Research (CPR). He was a member of the National Security Advisory Board between 2006 and 2008.

Read more: http://www.bankersadda.com/2017/09/current-affairs-daily-gk-update-01st-september-2017.html

04/09/2017

Current Affairs Questions for NICL AO Mains Exam: 30th June 2017

Q1. An agreement for IBRD Credit of USD 35 Million from World Bank for “Assam State Public Financial Institutional Reforms Project” was signed in New Delhi. IBRD stands for ____________.
(a) International Bank for Reformation and Decorations
(b) International Bank for Reconstruction and Decorations
(c) International Bureau for Reformation and Development
(d) International Bank for Reconstruction and Development
(e) International Bank for Recovery and Development

S1. Ans.(d)
Sol. An agreement for IBRD Credit of USD 35 Million from World Bank for “Assam State Public Financial Institutional Reforms Project” was signed in New Delhi. The agreement was signed by Shri Raj Kumar, Joint Secretary (MI), Department of Economic Affairs on behalf of the Government of India and Mr. John Blomquist, Acting Country Director, World Bank (India) on behalf of the World Bank. International Bank for Reconstruction and Development (IBRD) is the full form of IBRD.

Q2. India’s latest communication satellite ____________ has been successfully launched from Kourou in French Guiana.
(a) PSLV- C38
(b) GSAT-17
(c) GSLV- A28
(d) GSAT-30
(e) PSLV- A38

S2. Ans.(b)
Sol. India’s latest communication satellite GSAT-17 has been successfully launched from Kourou in French Guiana. GSAT-17 with a lift-off mass of about 3,477 kg carries payloads in Normal C-band, Extended C-band and S-band to provide various communication services.

Q3. Sharjah was recently named 'World Book Capital for the year' 2019 by the Director-General of UNESCO. Sharjah is the famous city of _____________.
(a) Pakistan
(b) India
(c) The UAE
(d) Afghanistan
(e) Indonesia

S3. Ans.(c)
Sol. Sharjah, a city in the United Arab Emirates was named 'World Book Capital for the year' 2019 by the Director-General of UNESCO, Irina Bokova, on the recommendation of the Advisory Committee which met at the Headquarters of the International Federation of Library Associations (IFLA) at La Haye.

Q4. Who is the present Director-General of United Nations Educational, Scientific, and Cultural Organization (UNESCO)?
(a) Takehiko Nakao
(b) Irina Bokova
(c) Jim Yong Kim
(d) Ban Ki Moon
(e) Jeff Bejoz

S4. Ans.(b)
Sol. Irina Bokova is the present Director-General of United Nations Educational, Scientific, and Cultural Organization (UNESCO). It Headquarters in Paris, France.

Q5. The 6th India - Myanmar Joint Trade Committee (JTC) Meeting co-chaired by Smt. Nirmala Sitharaman, Minister of Commerce & Industry was held recently in ______________.
(a) Chandigarh
(b) Mumbai
(c) Kolkata
(d) New Delhi
(e) Bengaluru

S5. Ans.(d)
Sol. The 6th India - Myanmar Joint Trade Committee (JTC) Meeting co-chaired by Smt. Nirmala Sitharaman, Minister of Commerce & Industry from India and Dr. Than Myint, Union Commerce Minister from Myanmar was held in New Delhi.

Q6. Name the Former chief economic advisor who has recently taken over as president of the International Economic Association (IEA).
(a) Sandeep Jijodia
(b) Arun Kumar Singh
(c) Swapnil Saroha
(d) Anil Saraswat
(e) Kaushik Basu

S6. Ans.(e)
Sol. Former chief economic advisor Kaushik Basu has taken over as president of the International Economic Association (IEA). Basu's three-year term started from June 23. The IEA was founded in 1950.

Q7. Which of the following state is all set to become the first state in the country to have a blood bank for the cattle?
(a) Odisha
(b) Bihar
(c) Uttar Pradesh
(d) Haryana
(e) Chhattisgarh

S7. Ans.(a)
Sol. Odisha is all set to become the first state in the country to have a blood bank for the cattle. Acc. to the Vice-chancellor of the Odisha University of Agriculture and Technology (OUAT) Surendra Nath Pasupalak, it is the first of its kind blood bank established on the premises of OUAT at an estimated cost of Rs. 3.25 crore.

Q8. With which of the following Social Networking Company the Election Commission of India (ECI) has joined hands to launch nationwide voter registration reminder process?
(a) Omegle
(b) Facebook
(c) Twitter
(d) Instagram
(e) WhatsApp

S8. Ans.(b)
Sol. The Election Commission of India (ECI) has joined hands with Facebook to launch nationwide voter registration reminder aimed at reminding eligible Indian voters to register themselves on the electoral rolls.

Q9. The Board of Control for Cricket in India (BCCI) announced the formation of a special committee to oversee Lodha Panel Reforms to identify the ‘few critical points’. The committee has how many Members?
(a) Ten-member
(b) Five-member
(c) Nine-member
(d) Seven-member
(e) Eight-member

S9. Ans.(d)
Sol. The Board of Control for Cricket in India (BCCI) announced the formation of a special seven-member committee to oversee Lodha Panel Reforms to identify the ‘few critical points’ for the general body of the cricket board to consider before they are submitted to the Supreme Court.

Q10. Myanmar was recently in News. What is the Capital of Myanmar?
(a) Harare
(b) Burma
(c) Naypyidaw
(d) Nicosia
(e) Tunis

S10. Ans.(c)
Sol. Naypyidaw is the Capital of Myanmar. The Name of Burma was changed to Myanmar in 1989.

Read more: http://www.bankersadda.com/p/current-affairs-questions-for-nicl-ao_30.html

31/08/2017

Strategy for Prelims Exam: Quant, Reasoning and English Language

Quantitative Aptitude

If you are good with calculation and you’ve cleared your basics then this section is good for scoring. For quantitative aptitude, it's practice that matters for scoring well in limited time. But if you find this section difficult, start working on it with a smart plan. With this 80 days study plan you can cover all the important topics and types of questions which can be asked in SBI PO Prelims 2017-18. With good accuracy, you’ll surely get through this section with a decent score. And this time, you can easily strengthen your foundation of quant and subsequently work of advanced portion.

Reasoning

With ever decreasing numbers of escape routes, in reasoning, it is important that you practice everything from puzzles to seating arrangement, from coding-decoding to syllogism. Step by step preparation will help you develop those skills to tackle twisted questions of reasoning ability in the examination. We've seen in recent exams that this section can be quite challenging for students as well as surprising. For scoring well in reasoning practising what is really important and it can be your game changer.

English Language

This section has evolved so much from one exam to another, and it all started with last year’s SBI recruitment’s online test and till date, the pattern and level of English Language section have completely transformed from the conventional approach to a more challenging, practical and dynamic approach. On bankersadda and Adda247 you can follow the 80 days study plan and efficiently learn and practice how to tackle these ‘new pattern’ questions of English Language.

To know more about SBI PO 2017-18 Recruitment process you can go through the FAQ on SBI PO 2017-18

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Read more: http://www.bankersadda.com/2017/02/80-days-study-plan-for-sbi-po.html

31/08/2017

30/08/2017

RBI sends second list of 26 defaulters to banks.

RBI says the accounts in the second defaulter list should be first resolved through any of its schemes before 13 December, failing which they should be referred to NCLT under Insolvency and Bankruptcy Code before 31 December.

RBI sends second list of 26 defaulters to banks. RBI says the accounts in the second defaulter list should be first resolved throug...