Adi Chitragupta Finance Limited

Adi Chitragupta Finance Limited ACFL is the first and only NBFC-MFI from Bihar to get a COR from RBI, Patna. ACFL will lend to its target clients i.e. poor women through its Loan products.

Adi Chitragupta Finance Limited (ACFL) is a NBFC-MFI (Non-Banking Finance Company – Micro Finance Institution), based in the state of Bihar, with its head quarter at Patna, the state capital. ACFL has received its Certificate of Registration (COR) to work as NBFC-MFI from Reserve Bank of India on 24th April 2017. ACFL is the first NBFC-MFI from Bihar to get a Certificate of Registration from RBI,

Patna. ACFL is formed with a focus on providing microfinance services to urban and rural poor, as well as micro and small businesspersons, in the under-served geographies of Northern & Eastern India, starting with Bihar. The geographic regions to be served by ACFL are amongst the poorest in India and also are grossly underserved by formal financial institutions. ACFL is being conceived as a strong value-based and systems-driven company with a high level of customer focus, strong corporate governance and sound ethical practices. It is being proposed to bring organized financial services to a large number of poor clients who otherwise would not have access to credit and other financial services from any institutional agency. Serving the unbanked: With strategic focus on the most neglected markets, ACFL will work in the most under developed and under privileged areas of India. It proposes to do poverty alleviation through effective microfinance and banking methodologies and suitably modify them for the target clients. Group Lending Model: In the field of traditional microfinance, ACFL will work on lines of the Grameen model which ensures that financing reaches each individual member of the group based on merit. ACFL will work on a robust risk control over the loan disbursement process, which is critical for its efficacy. The Grameen model will be suitably modified to a more practical and workable JLG model, considering the local condition. All ACFL clients will go through the life cycle of the loan process.

A Bond of Protection. A Promise of Empowerment.Raksha Bandhan celebrates the strength of a promise—to protect aspiration...
28/08/2026

A Bond of Protection. A Promise of Empowerment.

Raksha Bandhan celebrates the strength of a promise—to protect aspirations, nurture dreams and stand together through every journey.

At Adi Chitragupta Finance Limited, we carry this spirit forward by expanding financial inclusion, empowering livelihoods and enabling underserved communities to build secure and prosperous futures.

May every bond inspire trust, every opportunity create empowerment and every community progress together.

Wishing everyone a joyful and prosperous Raksha Bandhan!

Adi Chitragupta Finance Limited celebrated Independence Day with immense pride and patriotic fervour at its Corporate Of...
15/08/2026

Adi Chitragupta Finance Limited celebrated Independence Day with immense pride and patriotic fervour at its Corporate Office.

The National Flag was proudly hoisted by our Director & CEO, Shri Gyan Mohan Sir. The ceremony was a heartfelt tribute to the courage and sacrifices of our nation’s heroes and a reminder of our shared responsibility towards building a stronger, inclusive and self-reliant Bharat.

Happy Independence Day!

Jai Hind! 🇮🇳

EMPOWERING WOMEN THROUGH ECONOMIC INDEPENDENCE 🇮🇳This Independence Day, we celebrate every woman’s journey towards econo...
15/08/2026

EMPOWERING WOMEN THROUGH ECONOMIC INDEPENDENCE 🇮🇳

This Independence Day, we celebrate every woman’s journey towards economic independence—empowering her to earn with dignity, decide with confidence and strengthen her family, community and nation.

From kirana stores and fruit selling to stitching, pottery, crochet and traditional art, rural women entrepreneurs are transforming financial opportunities into sustainable enterprises and lasting self-reliance.

Their economic independence strengthens families, uplifts communities, creates livelihoods and contributes to the progress of our nation.

Happy Independence Day!
Jai Hind! 🇮🇳

Adi Chitragupta Finance Limited proudly concluded its three-day Mahila Udyami Samman Samaroh, held from 25 to 27 July 20...
28/07/2026

Adi Chitragupta Finance Limited proudly concluded its three-day Mahila Udyami Samman Samaroh, held from 25 to 27 July 2026 at three locations in Patna.
The programme honoured 15 inspiring women entrepreneurs who transformed modest financial support into profitable and sustainable business. Through courage, discipline, and perseverance, they have not only strengthened their families but also created livelihood opportunities for other women in their communities.

“Women’s entrepreneurship is not merely a means of earning income; it is the foundation of dignity and self-reliance.” - Shri Gyan Mohan
ACFL’s Director & CEO, Shri Gyan Mohan, applauded the entrepreneurs for their faith in ACFL and emphasised that true empowerment lies in financial awareness, independent decision-making, disciplined savings, and responsible business management.

“ACFL’s financial inclusion initiative has reached more than 3,00,000 women entrepreneurs.” - Shri Rituraj Sinha
Director Shri Rituraj Sinha saluted the women who overcame significant hardships, expanded their enterprises, and created employment for others.
He further added that employment opportunities in Bihar often require men to work outside their home districts or states, while women continue to manage children, elderly family members, and household responsibilities at home. These circumstances often prevent women from pursuing regular employment outside the home.
He stated that to address this very need, by enabling women to access finance, establish small businesses from or near their homes, earn independently, and become strong economic pillars of their families, ACFL thru its financial inclusion initiative has reached more than 3,00,000 women entrepreneurs in Bihar.

Through this programme, ACFL reaffirmed that its purpose extends beyond financial assistance. It is committed to strengthening women’s confidence, entrepreneurial capabilities, financial literacy, and economic independence.
The three-day celebration demonstrated that when a woman’s determination is supported by trust, finance, and appropriate guidance, even a small business can become a powerful catalyst for social and economic transformation.

“The success of these women is not merely the success of a business; it is an inspiring story of a family’s prosperity, a society’s progress, and nation-building.”

🚀 We’re Hiring | HR & Training Professionals📍 Job Location: Patna, BiharWe are looking for individuals who understand th...
14/07/2026

🚀 We’re Hiring | HR & Training Professionals
📍 Job Location: Patna, Bihar

We are looking for individuals who understand that people, systems, learning, and ex*****on are the real drivers of sustainable organisational growth.

Open Positions
1. Assistant Manager / Manager – Training
For professionals with strong capability in on-site and off-site training, induction, functional training, learning design, facilitation, assessment, and field capability building.
2. Assistant Manager – HR
For professionals with strong exposure in Employee Life Cycle, Digital HR, HRMS, ATS, HR Operations, HR MIS, employee engagement, and process discipline.

What We Are Looking For
▪️Full-time MBA is mandatory
▪️Minimum 3 years of relevant experience
▪️NBFC-MFI / BFSI experience will be preferred
▪️Strong communication, ownership, ex*****on, and stakeholder-management skills
▪️Ability to work with field teams, business teams, and leadership with maturity and discipline

📲 Apply through the link or scan the QR code mentioned in the hiring creative.
1. Assistant Manager / Manager – Training: https://lnkd.in/dqXYPEhp
2. Assistant Manager – HR: https://lnkd.in/du7Pc-qq

26/06/2026

Proud Moment for Adi Chitragupta Finance Limited..!!

We are honoured to share that our Director & CEO, Mr. Gyan Mohan, has been elected as the Vice Chairperson of the Microfinance Industry Network (MFIN) for the year 2026–27.
This responsibility is more than a position of distinction. It represents an opportunity to contribute to a sector that carries the aspirations of millions of underserved households, women entrepreneurs and small businesses across India.
For the ACFL family, this is a moment of encouragement and renewed commitment. We remain steadfast in our purpose of enabling responsible financial inclusion with trust, dignity and accountability at the heart of every relationship.
Congratulations, Sir, on this well-deserved recognition.
💐💐💐
Economic Times: https://lnkd.in/dZccCH5b
The Hindu: https://lnkd.in/dyheb5Qb

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We're Hiring | Internal Auditor | BiharAre you passionate about risk management, internal controls, and fraud prevention...
10/06/2026

We're Hiring | Internal Auditor | Bihar

Are you passionate about risk management, internal controls, and fraud prevention? Join us as Internal Auditor.

🔹 Qualification: Graduate or Above
🔹 Age: 21–35 Years
🔹 Experience: Minimum 1 year as an Internal Auditor in MFI/NBFC
🔹 Key Skill: Strong understanding of Operational & Fraud Risk
🔹 Bike & Valid Driving License: Mandatory

📍 Walk-in Interview
🗓 Date: 13 June 2026 (Saturday)
⏰ Time: 10:00 AM – 01:00 PM
🏢 Venue: ACFL Microfinance, 186-A, Patliputra Colony, Patna – 800013

📲 Apply online by scanning the QR code or using the application link provided below.
https://northstarz.ai/ats/ #/careers/8d46df24-8b85-4047-b0f6-453e0aa171df/3556f1ff-234a-4095-ad1d-3c9831f55336

Take the next step in your career with an organization that values integrity, growth, and excellence.

🚀 We’re Hiring | Branch Manager – MSMEAt Adi Chitragupta Finance Limited, we are expanding our MSME operations and looki...
27/04/2026

🚀 We’re Hiring | Branch Manager – MSME

At Adi Chitragupta Finance Limited, we are expanding our MSME operations and looking for dynamic leaders who can drive business growth, manage branch operations, and build strong customer relationships.

🎯 Who Should Apply?
• Minimum 1 year experience as Branch Manager (MSME) in NBFC/MFI
• Strong understanding of MSME lending in NBFC/MFI
• Proven team leadership & target achievement skills
• Age: Up to 35 years
• Graduate in any discipline

💰 What You Get (Benefits):
• Lucrative Salary
• Attractive Performance Incentives (Best in Industry)
• Fuel Reimbursement for field mobility
• EPFO, Insurance, Gratuity, etc. Benefits

📩 Apply now via the link or scan the QR code in the post below.
https://northstarz.ai/ats/ #/careers/48ae6e28-0dba-44e3-9e93-9e209e3ff89b/3556f1ff-234a-4095-ad1d-3c9831f55336

Adi Chitragupta Finance Limited Jayanta Chatterjee

🚀 We’re Hiring | Powering Growth Through Technology & Innovation at ACFLAt Adi Chitragupta Finance Limited, we are looki...
31/03/2026

🚀 We’re Hiring | Powering Growth Through Technology & Innovation at ACFL

At Adi Chitragupta Finance Limited, we are looking for driven IT professionals with a strong sense of ownership and innovation, capable of leading and building robust technology solutions powered by data and artificial intelligence.

🔥 Open Positions:
▪️Manager – IT (AI & Digital Transformation)
▪️Assistant Manager – IT

💡 Why This Opportunity Stands Out:
✔ Work on AI, ML, Generative AI & Automation
✔ Drive digital transformation in NBFC operations
✔ Exposure to LOS/LMS, APIs, and data ecosystems
✔ High ownership, fast growth, and leadership visibility
✔ Opportunity to build real-world, scalable tech solutions

🎯 Who Should Apply?
🔸 IT professionals with 2+ years of experience
🔸 Strong in SQL, APIs, systems, and emerging technologies
🔸 Passion for AI-driven innovation & problem-solving
🔸 Understanding of Credit Underwriting will be a strong advantage

📌 How to Apply?
Scan the QR code mentioned in the creative or use the Link below:
▪️Manager – IT (AI & Digital Transformation): https://northstarz.ai/ats/ #/careers/6c191ced-cb37-4178-acaa-9b7339324497/3556f1ff-234a-4095-ad1d-3c9831f55336
▪️Assistant Manager – IT: https://northstarz.ai/ats/ #/careers/43cb4b9e-727c-4d10-b583-fb20045854af/3556f1ff-234a-4095-ad1d-3c9831f55336

Hurry Up..!! We are Hiring..!!Apply Today for Business Growth Officer - MSME for Bihar Location.Apply using link below:h...
19/03/2026

Hurry Up..!! We are Hiring..!!

Apply Today for Business Growth Officer - MSME for Bihar Location.

Apply using link below:
https://northstarz.ai/ats/ #/careers/ffd2be27-7d81-4106-8c46-fec853749004/3556f1ff-234a-4095-ad1d-3c9831f55336

Adi Chitragupta Finance Limited Jayanta Chatterjee
Growth Officer

Address

Patna

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+916122269555

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