07/04/2026
Yeh wali galti 90% log karte hain apni car insurance mein
Sab sochte hain insurance accident ke liye hota hai. Theek hai. But asli khel IDV ka hai aur isi pe log sabse zyada lapse karte hain.�
IDV matlabe Insured Declared Value. Seedha matlab agar gaadi chori ho gayi ya total loss ho gaya, company tumhe utna hi degi jitnaa policy pe IDV likha hai. Bas. Usse ek rupya upar nahi.
Ab problem kahan aati hai.�
Renewal ke time agent bolta hai sir IDV thoda kam kar dete hain, premium 2-3 hazaar sasta ho jaayega. Tum haan bol dete ho. Lagta hai bachat ho gayi.�
Bachat nahi hui. Tumne apne hi claim ka size chhota kar diya.
Soch ke dekho gaadi ki value waisee hi har saal girti hai. 5 saal mein 10 lakh ki gaadi 5 lakh pe aa jaati hai. Ab us 5 lakh pe bhi tum IDV aur neeche le aaoge toh claim ke time haath mein kya aayega? Aadha bhi nahi.
2 hazaar bachanee ke liye 2 lakh ka risk. Math nahi banta.�
Honest baat premium thoda zyada bhar lo, IDV. sahi rakho. Insurance ka kaam usi din pata chalta hai jis din zarurat padti hai, aur us din kam IDV ka pachhtava sabse mehenga hota hai.
Aero Insurance pe hum yahi karte hain tumhari gaadi ki sahi value ke hisaab se IDV set karte hain, kam premium ke chakkar mein tumhe underinsure nahi karte.�
Comment „IDV“ karo ya WhatsApp karo (link bio mein).�
Apni gaadi ko aadhi mat chhodo.
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