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MeraDhan MeraDhan is your go-to knowledge hub for everything bonds and fixed income. Have a query?

SEBI Registered Name: BondNest Capital India Securities Private Limited
SEBI Registered Stock Broker: INZ000330234
NSE Member ID: 90480 (Debt Segment)
BSE Member ID: 6963 (Debt Segment) Whether you’re just starting out or already a pro, we break down complex topics into simple, easy-to-understand insights. No jargon, no sales pitch — just clear information to help you make better investment decisions. Leave us a message here, and one of our panel experts will get back to you. Follow us for bite-sized explainers, expert tips, and the latest trends in the fixed income world.

Most retail investors know equities well. Bonds, far less.Not because they are complicated, but because the tools were b...
30/09/2026

Most retail investors know equities well. Bonds, far less.

Not because they are complicated, but because the tools were built for institutions.

MeraDhan was built by people with decades in global financial institutions, with one goal: give retail investors clearer tools to explore the bond market.

Three things we focus on:

Ask questions in plain language and get guidance on options, buying and selling.

Curated resources so you understand what you are looking at

Bonds starting at ₹10,000 with no brokerage fee.

Bonds carry credit, interest rate and liquidity risks.

It started with ₹1,000.Not a huge amount.Not a life-changing sum.Just ₹1,000 and a decision to start.One investment beca...
28/09/2026

It started with ₹1,000.

Not a huge amount.
Not a life-changing sum.
Just ₹1,000 and a decision to start.
One investment became another.
One step became a growing portfolio.
And slowly, that small beginning started moving towards a bigger financial goal.
Because wealth creation doesn’t always begin with a big amount.

Sometimes, it begins with the first ₹1,000.
Explore curated bonds
Start investing from ₹1,000
Build your portfolio, one step at a time.

Before you invest in a bond, check these 6 things 👇1️⃣ Maturity: When will your principal come back? Match the tenure to...
23/09/2026

Before you invest in a bond, check these 6 things 👇

1️⃣ Maturity: When will your principal come back? Match the tenure to when you will need the money.

2️⃣ Payment frequency: Monthly, quarterly, annual, or at maturity? This decides how your cash flows arrive.

3️⃣ Secured vs unsecured: Secured bonds are backed by specific assets, while unsecured bonds rely only on the issuer's ability to repay.

4️⃣ Credit metrics: Look at the credit rating, the rating agency, and the issuer's financial health. The rating is an opinion on repayment ability, not a guarantee.

5️⃣ Your goals and risk appetite: A bond that suits someone else may not fit your timeline or comfort with risk.

6️⃣ Platform check: Invest only through a SEBI-registered Online Bond Platform Provider (OBPP). Verify the registration on the SEBI website.

Knowing these basics helps you make informed decisions.

Which of these do you check first? Tell us in the comments.

22/09/2026

Equity markets on a rollercoaster?

Bonds won't stop the swings, but they can help you stay steady through them.

Here's how they work when volatility hits:

Less correlated to equity → cushion the dips

Fixed, predictable payouts → less panic-selling

Rebalance a portion → lower overall portfolio volatility

Diversify with intent. Ride out the storm, don't react to it.

Bonds aren't a hedge against loss — they're a tool for balance. Invest based on your goals and risk profile.

22/09/2026

Equity markets on a rollercoaster?

Bonds won’t stop the swings, but they can help you stay steady through them.

Here’s how they work when volatility hits:

Less correlated to equity → cushion the dips

Fixed, predictable payouts → less panic-selling

Rebalance a portion → lower overall portfolio volatility

Diversify with intent. Ride out the storm, don’t react to it.

Bonds aren’t a hedge against loss — they are a tool for balance. Invest based on your goals and risk profile.

Bond returns can be taxed in more than one way: the coupon is generally taxed as income at your slab, while selling befo...
15/09/2026

Bond returns can be taxed in more than one way: the coupon is generally taxed as income at your slab, while selling before maturity may create a capital gain depending on the holding period. Rules vary by bond type and can change.

Retirement often shifts the focus from growth to a steadier, more defined income — the defining feature of a fixed-incom...
09/09/2026

Retirement often shifts the focus from growth to a steadier, more defined income — the defining feature of a fixed-income instrument. A bond pays a fixed coupon on a schedule, though it still carries credit and default risk and depends on the issuer paying.

There’s no universal number for how much belongs in fixed income — it depends on your goals, horizon and comfort with fl...
07/09/2026

There’s no universal number for how much belongs in fixed income — it depends on your goals, horizon and comfort with fluctuation. What’s useful is understanding the role fixed income plays: the stable, cash-flow part, where bonds sit because their coupon is fixed. The proportion is a personal decision.

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