28/08/2022
ππ *U.S.P. OF STAR COMPREHENSIVE*- Individual & Family Floater Mediclaim Policy....
*India's Best Health insurance Policy*
1) *Accidental Death and Permanent Total Disability* - _COVERED UPTO Sum insured_
2) *Buy Back of PED waiting Period*- _will reduce the PED/s waiting Period to 12 months from 36 months_
π΄This Option is available only for the First purchase of this STAR Comprehensive insurance Policy
π΄In case of Family Floater Policy, This reduction is Applicable only for the person who Opted for this Facility
π΄This option is not available for Renewal / Migration / Portability Policies
3) *No Claim Bonus upto 100%* - _After 1st Year Renewal_
4) *Midterm Inclusion -* _Available for including Newly married Spouse and New Born baby on Payment of Extra Premium_
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( Intimation about the marriage / New Born baby should be given within 60 Days from the date of marriage / new born )
5) *Renewal* - Life Long
6) *Policy Term -* 1, 2 and 3 years ( Advance Premium )
7) *Pre Policy Medical Checkup -* _No medical checkup required upto max. Entry Age 65 years 364 days_
8) *Sum insured Options* - _Rs. 5.0 Lakh TO 1.0 Cr._
9) *Hospitalization - Room Rent -* _ACTUALS ( Private single AC Room )_
10) *Day Care Procedures -* _All day care procedures are covered at ACTUAL Basis_ including CATARACT
11) *Delivery Expenses ( waiting period 24 months ) -* Covered upto Rs. 1.0 Lakh
12) *Automatic Restoration -* _Can be utilized for illness / disease for which claim/s was/were already made during the policy year_
13) *Bariatric Surgery ( waiting period 36 months ) -* _Covered upto Rs. 5.0 Lakh_
14) *Air Ambulance -* _Covered upto Rs. 5.0 Lakh_
15) *Psychiatric & Psychosomatic -* _Covered @ ACTUAL basis_ if diagnosed for the first time and Hospitalized for min. 5 consecutive days
16) *Organ Donor Expenses -* Covered ( ACTUAL )
17) *Health Checkup Benefits* ( For every Claim Free year ) - _Max. Upto Rs. 5000/-_
18) *Hospital Cash Benefits* ( 7 days per admission, 120 days in a year ) - Max. 2500/- per day
19) *OP Dental / Ophthalmic Treatment* ( After every Block of 3 policy yrs.) - _Covered max. Upto Rs. 15,000/-_
20) *Road Ambulance -* ACTUAL Covered
21) *Co-payment -* _10% co-payment is applicable if the insured Age at Entry is 61 years and above_ - *This is applicable only for Fresh Proposal*
Call me
Sushant Rane
8169963135