HDFC ERGO Health Insurance Agent - Rakesh Das

25/07/2026

₹26,400+ crore in health insurance claims paid over the last 15 years.

A reflection of HDFC ERGO’s long-standing commitment to supporting customers when it matters the most.

11/07/2026

You don’t build an emergency fund because you expect the unexpected tomorrow. You build it so you’re prepared whenever it arrives.

That’s how HDFC ERGO’s Optima Secure+ works too. Your Base Sum Insured grows by 100% every year, claim or no claim, so your health cover keeps getting stronger over time.

06/07/2026

The best protection is the one that's ready before you need it.

With HDFC ERGO Optima Secure+, your Base Sum Insured added every year: 100% added annually, claim or no claim, so your cover grows with time.

30/06/2026

Life doesn’t always go according to plan.

That’s why it helps to have someone you can count on when the unexpected gets in the way.

At HDFC ERGO, we’re proud to support our customers with a strong track record of honouring claims and helping keep life’s plans on track.

Explore HDFC ERGO Optima Secure+ and choose Health Insurance that helps keep life’s plans on track.

28/06/2026

Every protected family
Every protected dream
Every protected tomorrow…

Starts with a single decision.

Choosing to be insured is one of the most responsible decisions you can make.

Thank you for making that choice.

24/06/2026

Things don’t always go as planned. That’s why your health cover should be dependable.

With a 97.8% claims payout ratio, Optima Secure+ helps give you peace of mind when you need it most.

18/06/2026

Looking after your health has its rewards. And getting your first health insurance? That has its rewards too.
HDFC ERGO Optima Secure+ offers a 21% discount for every first-time buyer, because the best time to start is always now.

10/06/2026

05/05/2026

You came for the memories. Life had other plans. When the unexpected stretches your stay, your coverage shouldn't stretch your stress.

with HDFC ERGO Explorer

26/04/2026

Medical costs don’t stay still. Your cover shouldn’t either.

With healthcare inflation rising at ~14% a year—3.2x faster than general inflation—your existing coverage could quietly lose its value over time.

And with a large share of medical expenses still being paid out-of-pocket, the gap only gets wider.

Optima Secure+ is built to keep up:
* 100% increase in base sum insured every year
* Protection that grows with rising healthcare costs
* Designed for long-term financial security

Because staying insured isn’t enough. Staying adequately insured is what matters.