Kane Insurance Brokers

04/11/2025

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PRESS STATMENT
(FOR IMMEDIATE RELEASE)

4th November, 2025

The Ministry of Local Government and Rural Development has expressed deep concern over the rising number of fire and fire-related incidents recorded across the country, calling on the public to enhance vigilance and prioritise fire safety measures to prevent loss of life and property.

Between August and mid-October 2025, over 300 fire incidents were recorded nationwide. These incidents affected residential homes, commercial premises, motor vehicles, and community spaces, resulting in significant property damage worth about K20,000,000. Fire brigades under various councils responded swiftly in many cases and managed to save substantial property; however, the frequency of outbreaks remains alarming.

Lusaka, Copperbelt, and Central Provinces recorded the highest number of incidents during the period under review. Preliminary assessments indicate that most fires were linked to negligence in handling electrical appliances, unattended cooking and open flames, improper waste and bush burning, and fuel-related mishandling.
The Ministry urges the public to take immediate preventive action by:
• Avoiding careless burning of waste, fields, and vegetation
• Ensuring safe installation and maintenance of electrical equipment
• Safely storing fuel and other flammable substances
• Keeping basic firefighting tools such as fire extinguishers at homes and business premises

In addition, the Ministry reminds the public of the legal provisions prohibiting open burning of waste. In accordance with the Environmental Management Act (EMA) No. 12 of 2011 and Statutory Instrument (SI) No. 112 of 2013, any person who conducts open air burning without authorisation is liable to a fine ranging from K1,800 to K15,000 or imprisonment for up to two years.

SI No. 112 of 2013, Part III, clearly states that:

“A person shall not conduct open air burning of waste from industrial, commercial operations or domestic or community activities except with written consent of the Agency.”
The Ministry therefore cautions that enforcement efforts will be heightened, and any individuals or entities found violating these provisions will be prosecuted in accordance with the law.
Government remains committed to strengthening emergency response capacity through continuous investment in modern firefighting equipment, personnel training, and support to community level safety initiatives.

The Ministry emphasises that fire-prevention is a shared responsibility and urges all residents to remain vigilant, proactive, and responsible in protecting lives and property.

Issued by:
Liseli Kanyanga (Ms)
Principal Public Relations Officer
Ministry of Local Government and Rural Development

25/08/2025

Latitude 15 has been sued for a trip and fall incident(negligence). As Zambians become more savy with their legal rights and the financial awards available from suing institutions and individuals for negligence prudent business owners must insure their premises for all Liability exposures or risk going bankrupt. I'm sure Latitude 15 is adequately insured.

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American drags Latitude 15 to court for negligence, wants K1.2 million

UNITED States Treasury, international advisor Russell Leith has sued Latitude Hotel Group Limited in the Lusaka High Court demanding over K1.2 million damages for negligence.

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Leith in a statement of claim said between August 2 and 9, last year, he, along with his wife Emma booked a dinner reservation with the hotel for his private birthday celebration.

He said at the time that Emma made the reservation, she indicated a preferred location within the hotel premises for safety and ambiance.

Leith said the reservation was confirmed by a hotel representative, Charles Mubalamena who accepted part payment of K3,500 for the reservation and related services on August 9.

However, when Emma arrived at the hotel, the dinner setup was not in the agreed location.

Instead, the defendant had placed their dinning table at the edge of a concrete area adjacent to a lower garden with a significant level difference and no protective barrier

According to the hotel's representative on the material day, the earlier location that the plaintiff's wife had requested for had been booked earlier by another guest.

"The plaintiff's wife expressly voiced her concerns about the hazardous placement of the table to Charles, the representative, highlighting the risk posed by the drop in elevation between the concrete dinning area and the garden, especially with the fact that the guests would likely be partaking in alcohol."

"The defendant's representative, however, negligently asserted to them that the space was safe and routinely used by other patrons," he said.

Relying on the representation's advise, the plaintiff and his guests proceeded with the dinner.

Leith said at about 21:30 hours, he stood up from his seat to speak to friends on the other side of the table and as he moved his chair backward the chair tipped over the edge causing him to fall heavily into the lower garden area, stoking his face and hip and the chair fell on his head.

He said despite the hotel staff being present, they failed to render any reasonable first aid .

The plaintiff said he was forced to rely on the assistance of his wife and guests to return to his car at the end of the function and then proceeded to seek medical help because he had severe pain arising from the fall.

Leith said on August 27 he was assessed by an Orthopaedic Surgeon at the Italian hospital in Lusaka who upon review of the x-ray photography from Hilltop Hospital discovered a fracture and also recommended that he undergoes total hip replacement surgery.

He underwent hip replacement surgery on September 4, 2024 and remained hospitalized until September 9, 2024.

"After his discharge from hospital the plaintiff had undergone physiotherapy and had to have home nursing care as well as support from various aids to assist in his recovery and rehabilitation."

"As a direct result of the hotel's negligence the plaintiff has incurred substantial medical expenses, lost income from cancelled work trips, endured pain and suffering and continued to bear ongoing rehabilitation costs," read the document.

Leith therefore claims damages for personal injuries, suffering and loss of amenities.

He is claiming medical expenses pre and post surgery costs in the sum of K130, 000, loss of earnings due to cancelled trips abroad K587, 520, In-house nurse from September 19, 2024 K4, 800, physio treatments K10, 000, specialist physio treatments K750.

Other expenses include; purchasing walking and support aids at K5,550, rehabilitation equipment K3, 250, prescription medicines K4500, two surgeon reviews visits K800 and two pre surgeon stays K600.

He also demands cost of labour in the sum of K6500 for failure to travel to Kitwe farm to prepare land for cropping and irrigation.

Leith demands special damages as pleaded in the sum of K1, 200, 000.

By Lucy Phiri

Kalemba August 8, 2025

19/08/2025

"Every day's Grind including small efforts add up".

13/08/2025

Fire Insurance Mark's.

11/07/2025

The phrase "My word is my bond" is an idiom meaning that a person's promise or agreement is as reliable as a legally binding contract. It signifies integrity and trustworthiness, implying that a person's word is their commitment and they will uphold it. While it's an old-fashioned ideal, it still reflects a value placed on honesty and reliability in personal and business interactions.

11/07/2025

11/06/2025

His Excellency President of The Republic of Zambia Hakainde Hichilema and Kane Insurance Brokers Chief Executive Officer Mr.Nchimunya Chiko Mwinga at the Home of The Late Founder Dr.Mwene Mwinga.

19/05/2025