RIDAAN SERVICES & SOLUTIONS PVT.LTD

01/10/2019

30/09/2019

Are you looking forward to purchasing that dream car ?

No need to fret. Only you need to be salaried or self-employed and have around 10 / 15% of the car cost needed for a down payment. A number of banks such as ICICI, Kotak, HDFC are there if you are capable of repaying the balance amount through monthly EMIs they can take a step ahead to provide you a loan for the same. But what will happen if you are neither salaried nor self-employed, no sweat again. All you need to get a guarantor/ co applicant who meets the income criteria’s and you could still drive home your dream car. Depending on your budget you have a choice of purchasing a new car or a second sale car..

If you are neither salaried nor self employed, no sweat again. You need to get a guarantor / co applicant who meets the income criterias and you could still drive home your dream car. Depending on your budget you have a choice of purchasing a new car or a second sale car.
Indicative rate of interest for a 5 year loan would be :
New Car 8% to 11%.
Used Car 12% to 16%.
Actual rates that you may get from the bank depend on various factors like car model, tenure, income, profile, and negotiating power etc.

27/09/2019

Personal Loans Eligibility Criteria
There are multiple different factors that affect the personal loan amount you’re eligible for
Monthly income
Your monthly income will be factored-in to determine your repayment capacity, and hence the personal loan amount.
Banking account
Having a longstanding banking relationship with the potential lender can be instrumental in negotiating better loan terms.
Company employed
Working with a big public sector company or a reputed and well-established private company would improve your eligibility.

Documents required for salaried individuals
Personal loan application form
Photo Id proof
Residence address proof
Bank statement
2 passport size photograph
Job continuity proof
Income proof

04/01/2019

WHY LAP?
If the title of your property is be clear and without encumbrances, you are the choice for bank.. Why LAP should be your preferred option?

Rate of interest is lower than personal loan or loan against any security such as shares, gold etc. slightly higher than home loan. Interest rate range 9.60 % - 12.35% per annum.

Income proof of three years.

Easy eligibility - Minimum Age - 24 years - Maximum age - 60 years for salaried & 65 years for Self Employed. LAP available for maximum term of 15 years.

Repayment by way of EMIs, similar to housing loan.

Pre-payment option available.

Can claim the entire amount of interest paid as business expenses, if used purely for Business purpose.

26/12/2018

Hello Sir/ Madam,

We are loan advisory firm and we provide professional assistance and fee advice to our customers. We provide our the best services for Home loan for Purchase of New Property, Home Loans, Balance transfer, Equipment Loans and Machinery Loans, Loans against residential, commercial and industrial property. Loan for purchase of industrial and commercial plot and construction loan. We search the whole market and get you the best deals and we do only pocket friendly charges any consultancy fee for our services. Call us for more info @ 9319199638

Thanks & Regards

RIDAAN SERVICES & SOLUTIONS

Mob no.9313199638