Tox arya

09/05/2025

09/05/2025

Today block deal
STATE BANK OF INDIA: RS. 160.73 CRORES NSE BLOCK TRADE; FOR ~ 2,025,783 SHARES, AT RS.

793.40

03/05/2025

The **Kotak Royale Signature Credit Card** offers a suite of premium benefits tailored for frequent travelers and lifestyle enthusiasts. Here's an overview of its key features:
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# # # ✨ Key Benefits

# # # # 🎁 Reward Points

* Earn **4 reward points** for every ₹150 spent on:

* Hotels
* Restaurants
* Travel agencies & tour operators
* Airlines and air carriers
* International spends
* Earn **2 reward points** for every ₹150 spent on other categories.

# # # # 🏆 Milestone Rewards

* Receive up to **30,000 bonus reward points** on annual retail spends of ₹8 lakhs.

# # # # ✈️ Airport Lounge Access

* Enjoy **2 complimentary visits per quarter** to select Dream Folks lounges across India. ([Kotak Bank][2])

# # # # 💳 Annual Fee & Waiver

* **Annual fee**: ₹999.
* **Waiver**: Annual fee is waived if annual retail spends exceed ₹1 lakh. ([Bankbazaar][1])

# # # # ⛽ Fuel & 🚆 Railway Surcharge Waivers

* **Fuel**: 1% surcharge waiver on transactions between ₹500 and ₹3,000, up to ₹3,500 annually.
* **Railway**: Surcharge waiver up to ₹500 annually on IRCTC and Indian Railways bookings.

# # # # 📞 Priority Attend Service

* Access on-call solutions and complimentary cheque pickup by sending an SMS with "KASSIST" to 5676788. ([Kotak Bank][2])

# # # # 👥 Add-on Cards

* Set individual spend limits and track expenses separately for each add-on card. ([Kotak Bank][4])

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# # # 🔄 Rewards Redemption

Redeem accumulated reward points for a variety of options, including air tickets, mobile recharges, and merchandise, through the EasyRewardz platform.
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# # # 📌 Eligibility Criteria

* **Age**: 21 to 65 years.
* **Minimum Income**: ₹24 lakh per annum.

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# # # 💡 Ideal For

This card is best suited for individuals who frequently travel, dine out, and engage in international transactions, aiming to maximize rewards and enjoy premium lifestyle benefits.

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For more details or to apply, visit the [official Kotak Royale Signature Credit Card page](https://www.kotak.com/en/personal-ban

03/05/2025

Kotak Mahindra Bank offers personal loans with flexible terms and competitive interest rates, catering to various financial needs such as weddings, travel, education, or medical emergencies. Below are the key details:

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# # # ✅ Loan Features

* **Loan Amount**: Up to ₹35 lakh
* **Interest Rates**: Starting from 10.99% to 16.99% per annum (fixed)
* **Tenure**: 1 to 6 years
* **Collateral**: Not required (unsecured loan)
* **Processing Fee**: Up to 5% of the loan amount plus taxes& ;
* **Prepayment Charges**:

* After 12 months: Part-prepayment allowed up to 20% of the principal outstanding, once per financial year, with a fee of ₹500 + taxes per instance& ;
* **EMI Bounce Charges**: ₹750 + taxes per instance ([Paisabazaar

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# # # 🧾 Eligibility Criteria

* **Age**: 21 to 60 years
* **Employment**: Salaried individuals employed with MNCs, public limited, or private limited companies
* **Minimum Monthly Income**:

* Kotak Salary Account holders: ₹25,000
* Non-Kotak Salary Account holders: ₹30,000
* Kotak Mahindra Bank employees: ₹20,000
* **Education**: Minimum qualification of graduation or diploma
* **Work Experience**: At least 1 year
* **CIBIL Score**: A score of 730 or above is generally considered good for loan approval
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# # # 📄 Required Documents

* **Identity Proof**: PAN Card, Aadhaar Card, Voter ID, or Driving License
* **Address Proof**: Passport, Aadhaar Card, Voter ID, or Driving License
* **Income Proof**: Latest 3 months' salary slips and bank statements
* **Photographs**: Recent passport-sized photographs

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# # # 📲 How to Apply

1. **Online Application**: Visit the [Kotak Mahindra Bank Personal Loan page](https://www.kotak.com/en/personal-banking/loans/personal-loan.html) and fill out the application form.
2. **Eligibility Check**: Use the [Personal Loan Eligibility Calculator](https://www.kotak.com/en/personal-banking/loans/personal-loan/eligibility.html) to determine your loan eligibility based on your income and other factors.
3. **Document Submission**: Upload the necessary docume

28/04/2025

# # # 1. **Active Income (You work for money)**
- **Job**: Full-time or part-time employment.
- **Freelancing**: Offer services like writing, graphic design, programming, etc., on platforms like Fiverr, Upwork.
- **Consulting**: If you’re an expert in something, people pay for advice.
- **Delivery/Gig work**: Uber, DoorDash, freelancing apps.

# # # 2. **Passive Income (Money works for you)**
- **Investing**: Stocks, real estate, mutual funds.
- **Create and sell digital products**: eBooks, courses, designs, music.
- **Affiliate marketing**: Promote others’ products and earn a commission.
- **YouTube, Blogging**: Ad revenue, sponsorships, and merch.

# # # 3. **Business/Entrepreneurship**
- **E-commerce**: Start a Shopify or Amazon store.
- **Dropshipping**: Sell products without holding inventory.
- **Handmade products**: Sell crafts/art on Etsy.

# # # 4. **Special Skills or Hobbies**
- **Photography**: Sell photos online (Shutterstock, Adobe Stock).
- **Tutoring**: Teach school subjects or special skills (like languages, instruments).
- **Gaming**: Stream on Twitch or participate in esports tournaments.

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26/04/2025

Opening a Kotak Neo Trading Account offers a range of benefits tailored for both new and experienced investors. Here's an overview of the key advantages:​

🔹 Key Benefits of Kotak Neo Trading Account
1. Seamless 3-in-1 Account Integration
Kotak Neo provides a unified platform by linking your Demat, Trading, and Bank accounts. This integration streamlines fund transfers, simplifies trading processes, and enhances overall convenience. ​
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2. Affordable and Transparent Pricing Plans
Trade Free Youth Plan: Designed for individuals under 30, this plan offers ₹0 account opening fee, ₹0 brokerage on stock delivery trades, and ₹10 per order for intraday and F&O trades. ​
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Trade Free Plan: For those above 30, this plan provides ₹0 account opening fee, ₹10 per order for all intraday trades, and 0.20% brokerage on stock delivery trades. ​
Kotak Bank
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Kotak Securities
3. Advanced Trading Platforms
Access to the Kotak Neo mobile app and Nest Trader desktop terminal ensures a user-friendly experience with features like real-time market updates, multiple watchlists, and quick order ex*****on. ​
Kotak Securities

4. Margin Trading Facility (MTF)
Kotak Neo offers leverage through MTF, allowing you to borrow funds for trading. The interest rate is 0.041% per day, and you can activate this feature directly via the app. ​
Kotak Securities

5. Call & Trade Facility
For those who prefer placing orders via phone, Kotak Neo provides a free Call & Trade facility for the first 20 calls each month. Subsequent calls are charged at ₹15 per call. ​
Kotak Securities

6. Comprehensive Investment Options
Trade in Equity, F&O, Currency, and Commodities, invest in Mutual Funds, and apply for IPOs—all within the same platform. ​
Kotak Securities

7. Expert Research and Insights
Benefit from research-backed insights, market news, and personalized investment strategies to make informed decisions. ​
Kotak Securities
Opening

To open a Kotak Neo Trading Account, ensure you have the following documents:

PAN Card

Aadhaar Card

Passport/Voter ID/Driving License (any one as identity proof)

✅ How to Open Your Account

You can initiate the account open