Irish Mortgage Corporation

Irish Mortgage Corporation Best Mortgage Broker, Life Pensions & Investment Awards 2017. Best Mortgage Broker, Longboat Analyti

As Ireland's leading independent mortgage broker, we meet our clients' financial needs through superior client service, delivered by our highly professional team.

Taking out a mortgage is a big step – making sure you have the right protection in place is just as important. 🏡Our late...
08/06/2026

Taking out a mortgage is a big step – making sure you have the right protection in place is just as important. 🏡

Our latest article, “What Cover Do You Really Need?”, explains the difference between mortgage protection, life cover and specified illness cover, so you can see what each one does and decide what’s right for you and your family.

➡️ Read the full article:
https://irishmortgage.com/insights/what-cover-do-you-really-need/

➡️ If you would like to review your existing cover or set up the right protection alongside a new mortgage, get in touch with Irish Mortgage Corporation for a free, no‑obligation chat about your options.

📧 [email protected] | 📞 01 669 1000 | 💻www.irishmortgage.com



Irish Mortgage Corporation Limited, trading as Irish Mortgage Corporation, Moneycoach, IMC and Irish Pensions Corporation is regulated by the Central Bank of Ireland.

This weekend we’re onsite with Evara IrelandSteven Cumiskey BBS PIB QFA and Domenico Coppola QFA will be at the Pebble C...
06/06/2026

This weekend we’re onsite with Evara Ireland

Steven Cumiskey BBS PIB QFA and Domenico Coppola QFA will be at the Pebble Cove development in Portmarnock from 11am to 1pm on Saturday the 6th of June and Sunday the 7th of June.

Make sure you pop on by to say hello and if you have any questions about your mortgage needs.

Whether you’re:
- Buying your first home
- Moving home or upsizing
- Switching or re-evaluating your existing mortgage

The team at Irish Mortgage Corporation is ready to help you explore the change, find the best fit, and make the most of your mortgage journey.

📧 [email protected] | 📞 01 669 1000 | 💻www.irishmortgage.com



Irish Mortgage Corporation Limited, trading as Irish Mortgage Corporation, Moneycoach, IMC, and Irish Pensions Corporation is regulated by the Central Bank of Ireland.

🏡 What Does Mortgage Approval Mean?Mortgage approval means a lender has assessed your financial circumstances and confir...
05/06/2026

🏡 What Does Mortgage Approval Mean?

Mortgage approval means a lender has assessed your financial circumstances and confirmed how much they may be willing to lend you towards purchasing a home.

It's an important milestone that helps you understand your budget, strengthens your position as a buyer, and allows you to start house hunting with confidence.

Thinking about buying a home? We're here to guide you every step of the way.

📧 [email protected]
📞 01 669 1000

Irish Mortgage Corporation Limited, trading as Irish Mortgage Corporation, Moneycoach, IMC, and Irish Pensions Corporation is regulated by the Central Bank of Ireland

Nothing makes our week quite like handing over the keys to happy first‑time buyers. ✨Huge congratulations again to Amy a...
05/06/2026

Nothing makes our week quite like handing over the keys to happy first‑time buyers. ✨

Huge congratulations again to Amy and Fraser on their beautiful new home. Their journey shows exactly what we aim to do at Irish Mortgage Corporation. Take something that feels overwhelming at the start and turn it into a clear, step‑by‑step path, with a dedicated advisor guiding you from first chat to moving day.

Tap the link to read their full story: https://irishmortgage.com/insights/success-stories-amy-fraser-first-time-buyers/

If you are starting your own first‑time buyer journey, send us a message or contact Irish Mortgage Corporation for a free, no‑obligation chat about how we can help.

📧 [email protected] | 📞 01 669 1000 | 💻www.irishmortgage.com



Irish Mortgage Corporation Limited, trading as Irish Mortgage Corporation, Moneycoach, IMC and Irish Pensions Corporation is regulated by the Central Bank of Ireland.

04/06/2026

Not sure how much deposit you actually need?
Is it different whether you’re a First-Time Buyer or a Second-Time Buyer? 👇

🏡 Both First-Time Buyers (FTB) and Second-Time Buyers (STB):
Can typically borrow up to 90% of the property value
👉 Minimum deposit = 10%

The key difference is that under Central Bank of Ireland rules, LTI (loan-to-income) is the cap on how much you can borrow relative to your gross income, typically up to 4 times income for first-time buyers and 3.5 times income for second-time buyers.

💡 What does that mean in real terms?

€300,000 home:

FTB → €30,000 deposit + €67,500 Gross annual income

STB → €30,000 deposit + €77,143 Gross annual income

It’s a big difference - and one that can impact your timeline to buying.

Don’t forget, you’ll also need to budget for additional costs like legal fees, valuation, and stamp duty.

📧 [email protected]
📞 01 669 1000

Irish Mortgage Corporation Limited, trading as Irish Mortgage Corporation, Moneycoach, IMC, and Irish Pensions Corporation is regulated by the Central Bank of Ireland

03/06/2026

Trying to choose between a fixed or variable mortgage rate?
Here’s what you need to know 👇

A fixed rate means your repayments stay the same for a set period of time.
✔️ Predictable monthly costs
✔️ Protection from interest rate increases

A variable rate can go up or down over time.
✔️ More flexibility
✔️ Potential to benefit if rates decrease

There’s no one-size-fits-all - the right option depends on your financial situation, plans, and comfort with change.

💡 Many buyers choose a fixed rate for stability in the early years, then review their options later.

Understanding your options now can help you make a more confident decision when the time comes 🏡 We are here to help you understand that and make the right decision for you.

📧 [email protected]

📞 01 669 1000

Irish Mortgage Corporation Limited, trading as Irish Mortgage Corporation, Moneycoach, IMC, and Irish Pensions Corporation is regulated by the Central Bank of Ireland

The best mortgage journey starts before the house hunt begins. 🏡Our new article, “Starting in the Right Place: Why Mortg...
02/06/2026

The best mortgage journey starts before the house hunt begins. 🏡

Our new article, “Starting in the Right Place: Why Mortgage Advice Matters”, explains why good advice at the start can help you understand what you can borrow, which lender may suit you best and whether now is the right time to apply – or whether waiting and putting a plan in place would put you in a stronger position.

Tap the link to read the full article: https://irishmortgage.com/insights/starting-in-the-right-place-mortgage-advice-matters/

If you would like to assess your current situation, send us a message or contact Irish Mortgage Corporation for a free, no-obligation chat.

📧 [email protected] | 📞 01 669 1000 | 💻www.irishmortgage.com



Irish Mortgage Corporation Limited, trading as Irish Mortgage Corporation, Moneycoach, IMC and Irish Pensions Corporation is regulated by the Central Bank of Ireland.

Thinking about swapping Daft scrolls for a shiny new‑build home – but not sure what actually happens after the show hous...
29/05/2026

Thinking about swapping Daft scrolls for a shiny new‑build home – but not sure what actually happens after the show house tour? ✨

Our article, “A Buyer’s Guide to New Builds”, breaks down the whole process in plain English: how booking deposits work, what to know about Help to Buy and the First Home Scheme, what to watch for in contracts and management fees, and why a good snag list matters before you get the keys.

Tap the link to read the full guide: https://irishmortgage.com/insights/a-buyers-guide-to-new-builds/

If you want help working out what you can afford or which schemes and lenders fit your plans, send us a message or contact Irish Mortgage Corporation to chat through your options.

📧 [email protected] | 📞 01 669 1000 | 💻www.irishmortgage.com



Irish Mortgage Corporation Limited, trading as Irish Mortgage Corporation, Moneycoach, IMC and Irish Pensions Corporation is regulated by the Central Bank of Ireland.

28/05/2026

Don’t worry - lenders aren’t sitting there counting how many coffees you buy a day ☕️ (despite what you might hear).

What they are really looking at is your overall affordability 💰
That means your salary, how stable it is, whether it’s guaranteed, and if you receive any additional income like bonuses or allowances 📊

It’s less about the small day-to-day spends and more about the bigger picture - can you comfortably afford your repayments both now and in the future? 🏡 Understanding this can take a lot of the stress out of the process.

Unsure how to understand your affordability? We’re here to help. Get in touch with Irish Mortgage Corporation 🤝

📧 [email protected]
📞 01 669 1000

Irish Mortgage Corporation Limited, trading as Irish Mortgage Corporation, Moneycoach, IMC, and Irish Pensions Corporation is regulated by the Central Bank of Ireland

Address

118 Lower Baggot Street
Dublin
DUBLIN2

Telephone

+35316691000

Website

Alerts

Be the first to know and let us send you an email when Irish Mortgage Corporation posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category