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Endowus Invest better to live better. Asia's leading wealth management platform. Regulated by the SFC.

๐Ÿ“ˆ ่ฟ‘ๆœˆๆญๆดฒไธญๅคฎ้Š€่กŒใ€็พŽ่ฏๅ„ฒๅŒๆ—ฅๆœฌ้Š€่กŒๅ…ˆๅพŒๅŠ ๆฏ๏ผŒๅ…จ็ƒไธ‰ๅคง็ถ“ๆฟŸ้ซ”็ฝ•ๆœ‰ๅœฐๅŒๆญฅ็ทŠ็ธฎใ€‚ๅ‘ขๅ€‹็ตๆง‹ๆ€ง่ฝ‰่ฎŠ่ƒŒๅพŒๅๆ˜ ๅ•ฒๅ’ฉ๏ผŸๅฐๆŠ•่ณ‡่€…่€Œ่จ€ๅˆๆ„ๅ‘ณ่‘—ๅ•ฒๅ’ฉ๏ผŸEndowus ๆ™บๅฎ‰ๆŠ•้ซ˜็ดš่ฒกๅฏŒ้กงๅ• Edwin Ho ๆ—ฉๅ‰็™ปไธŠ  TV๏ผŒๅˆ†ไบซไฝขๅฐๆœ€ๆ–ฐๅ…จ็ƒๅˆฉ็އ็’ฐๅขƒๅ˜…็‡ๆณ•ใ€‚ไฝขไบฆ...
30/09/2026

๐Ÿ“ˆ ่ฟ‘ๆœˆๆญๆดฒไธญๅคฎ้Š€่กŒใ€็พŽ่ฏๅ„ฒๅŒๆ—ฅๆœฌ้Š€่กŒๅ…ˆๅพŒๅŠ ๆฏ๏ผŒๅ…จ็ƒไธ‰ๅคง็ถ“ๆฟŸ้ซ”็ฝ•ๆœ‰ๅœฐๅŒๆญฅ็ทŠ็ธฎใ€‚ๅ‘ขๅ€‹็ตๆง‹ๆ€ง่ฝ‰่ฎŠ่ƒŒๅพŒๅๆ˜ ๅ•ฒๅ’ฉ๏ผŸๅฐๆŠ•่ณ‡่€…่€Œ่จ€ๅˆๆ„ๅ‘ณ่‘—ๅ•ฒๅ’ฉ๏ผŸ

Endowus ๆ™บๅฎ‰ๆŠ•้ซ˜็ดš่ฒกๅฏŒ้กงๅ• Edwin Ho ๆ—ฉๅ‰็™ปไธŠ TV๏ผŒๅˆ†ไบซไฝขๅฐๆœ€ๆ–ฐๅ…จ็ƒๅˆฉ็އ็’ฐๅขƒๅ˜…็‡ๆณ•ใ€‚ไฝขไบฆๆทฑๅ…ฅๆ‹†่งฃ๏ผŒ้ปž่งฃๆฏ”่ตท็›ฒ็›ฎ่ทŸ้šจๅ–ฎไธ€ๆฌกๅŠ ๆฏๆฑบๅฎš๏ผŒๅ …ๆŒใ€Œไปฅ็›ฎๆจ™็‚บๆœฌใ€ๅŒใ€Œๅฏฆ่ญ‰็‚บๆœฌใ€ๅ˜…่ณ‡็”ข้…็ฝฎ็ญ–็•ฅ๏ผŒๅ…ˆ่‡ณไฟ‚ๆ‡‰ๅฐๅธ‚ๅ ดๆณขๅ‹•ๅ˜…้—œ้ตใ€‚

๐Ÿ‘‰๐Ÿผ ้ปžๆ“Š้€ฃ็ต้‡ๆบซ็ฒพๅฝฉๅ…งๅฎน๏ผš
Part 1: https://hk.endw.us/4hV9V89
Part 2: https://hk.endw.us/4rDDQoJ

#ๆ™บๅฎ‰ๆŠ• #ๅŠ ๆฏ #่ณ‡็”ข้…็ฝฎ #็†่ฒก็ญ–็•ฅ

ๆŠ•่ณ‡ๆถ‰ๅŠ้ขจ้šชใ€‚่ซ‹ๅƒ้–ฑๆขๆฌพๅŠ็ดฐๅ‰‡ๅ’Œๅ…่ฒฌ่ฒๆ˜Ž๏ผš๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ-๐˜ต๐˜คใ€‚ๆœฌๅ…ฌๅธๅทฒ็ฒ่ญ‰็›ฃๆœƒ็™ผ็‰Œ๏ผˆไธญๅคฎ็ทจ่™Ÿ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง๏ผ‰๏ผŒๅฏๅพžไบ‹็ฌฌ๐Ÿฃ้กž๏ผˆ่ญ‰ๅˆธไบคๆ˜“๏ผ‰ใ€็ฌฌ๐Ÿฆ้กž๏ผˆๅฐฑ่ญ‰ๅˆธๆไพ›ๆ„่ฆ‹๏ผ‰ๅŠ็ฌฌ๐Ÿซ้กž๏ผˆๆไพ›่ณ‡็”ข็ฎก็†๏ผ‰ๅ—่ฆ็ฎกๆดปๅ‹•ใ€‚ๆญค่ฒผๆ–‡ๆœช็ถ“่ญ‰็›ฃๆœƒๅฏฉ้–ฑใ€‚

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๐Ÿ“ˆ The European Central Bank, the US Federal Reserve, and the Bank of Japan have all raised interest rates in recent months, a rare instance of the world's three largest economies tightening in tandem. What does this structural shift signal, and what does it mean for investors?

Endowus Senior Client Advisor, Edwin Ho, recently joined to share his perspective on this evolving global rate environment, and why an evidence-based, goals-first approach to asset allocation matters more than reacting to any single rate decision.

๐Ÿ‘‰๐Ÿผ Catch the two-part interview here:
Part 1: https://hk.endw.us/4hV9V89
Part 2: https://hk.endw.us/4rDDQoJ



๐˜๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ฏ๐˜ท๐˜ฐ๐˜ญ๐˜ท๐˜ฆ๐˜ด ๐˜ณ๐˜ช๐˜ด๐˜ฌ. ๐˜—๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ณ๐˜ฆ๐˜ง๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜›&๐˜Š ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ๐˜ฆ๐˜ณ ๐˜ข๐˜ต ๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ. ๐˜–๐˜ถ๐˜ณ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ ๐˜ช๐˜ด ๐˜ญ๐˜ช๐˜ค๐˜ฆ๐˜ฏ๐˜ด๐˜ฆ๐˜ฅ (๐˜Š๐˜Œ ๐˜•๐˜ฐ. ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง) ๐˜ฃ๐˜บ ๐˜š๐˜๐˜Š ๐˜ง๐˜ฐ๐˜ณ ๐˜›๐˜บ๐˜ฑ๐˜ฆ ๐Ÿฃ (๐˜‹๐˜ฆ๐˜ข๐˜ญ๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด), ๐Ÿฆ (๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด) ๐˜ข๐˜ฏ๐˜ฅ ๐Ÿซ (๐˜ˆ๐˜ด๐˜ด๐˜ฆ๐˜ต ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต) ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ท๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ฑ๐˜ฐ๐˜ด๐˜ต ๐˜ฉ๐˜ข๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฃ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ณ๐˜ฆ๐˜ท๐˜ช๐˜ฆ๐˜ธ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜š๐˜๐˜Š.

๐ŸŒ• ๆœˆๆปฟ้•ท็ฉบ๏ผŒๆธ…่ผๆปฟๅบญใ€‚ๆœ‰ไบ›ๅƒนๅ€ผ๏ผŒ้œ€่ฆๆ™‚้–“ๆ…ขๆ…ข็™ผ้…ตใ€‚ๆœ‰ไบ›ๅฎ‰ๅฟƒ๏ผŒไพ†่‡ชๆœช้›จ็ถข็น†็š„ไฝˆๅฑ€ใ€‚ไธญ็ง‹ไฝณ็ฏ€๏ผŒEndowus ๆ™บๅฎ‰ๆŠ•็ฅๆ‚จ่ˆ‡ๅฎถไบบๅ…ฑไบซ้€™ไธ€ๅˆป็š„ๅฏง้œ่ˆ‡่ฑ็›ˆใ€‚ #ๆ™บๅฎ‰ๆŠ•  #ๆ™บๅœจๆŠ•่ณ‡ๆ›ดๅฅฝ  #ไธญ็ง‹ ============๐ŸŒ• Markets ebb ...
25/09/2026

๐ŸŒ• ๆœˆๆปฟ้•ท็ฉบ๏ผŒๆธ…่ผๆปฟๅบญใ€‚
ๆœ‰ไบ›ๅƒนๅ€ผ๏ผŒ้œ€่ฆๆ™‚้–“ๆ…ขๆ…ข็™ผ้…ตใ€‚
ๆœ‰ไบ›ๅฎ‰ๅฟƒ๏ผŒไพ†่‡ชๆœช้›จ็ถข็น†็š„ไฝˆๅฑ€ใ€‚
ไธญ็ง‹ไฝณ็ฏ€๏ผŒEndowus ๆ™บๅฎ‰ๆŠ•็ฅๆ‚จ่ˆ‡ๅฎถไบบๅ…ฑไบซ้€™ไธ€ๅˆป็š„ๅฏง้œ่ˆ‡่ฑ็›ˆใ€‚

#ๆ™บๅฎ‰ๆŠ• #ๆ™บๅœจๆŠ•่ณ‡ๆ›ดๅฅฝ #ไธญ็ง‹

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๐ŸŒ• Markets ebb and flow in cycles, much like the moon moves through its phases.

As the moon reaches its fullness tonight, it's a timely reminder that true growth is built on patience and steadfast discipline.

This Mid-Autumn Festival, we wish you a wonderful evening filled with warmth, great company, and great memories with your loved ones.

๐ŸŽ™๏ธ The Fed just made its move. But is your fixed income portfolio positioned for what comes next?Rate decisions dominate...
24/09/2026

๐ŸŽ™๏ธ The Fed just made its move. But is your fixed income portfolio positioned for what comes next?

Rate decisions dominate headlines, but the real story is what happens after: where yields settle, and where the risks and opportunities lie. With starting yields still near two-decade highs, fixed income continues to hold real appeal for investors looking for steady income and cash flow, if you know where to look.

Join Endowus, PIMCO, Neuberger Berman, and Robeco for an exclusive webinar unpacking what's next for fixed income, beyond the headlines.

Webinar: Beyond the Fed: Where Fixed Income Opportunities Lie
๐Ÿ”น Monday, 28 September 2026 | 6:30pm SGT/HKT
๐Ÿ”น Language: English
๐Ÿ”น Format: Online webinar
๐Ÿ”น Speakers: Lily Feng, PIMCO; Tobias Bracey, Neuberger Berman; Evert Giesen, Robeco
๐Ÿ”น Moderator: Yulin Liu, Endowus

๐Ÿ‘‰๐Ÿผ Click here to sign up: https://hk.endw.us/beyond-the-fed



๐˜๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ฏ๐˜ท๐˜ฐ๐˜ญ๐˜ท๐˜ฆ๐˜ด ๐˜ณ๐˜ช๐˜ด๐˜ฌ. ๐˜—๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ณ๐˜ฆ๐˜ง๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜›&๐˜Š ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ๐˜ฆ๐˜ณ ๐˜ข๐˜ต ๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ. ๐˜–๐˜ถ๐˜ณ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ ๐˜ช๐˜ด ๐˜ญ๐˜ช๐˜ค๐˜ฆ๐˜ฏ๐˜ด๐˜ฆ๐˜ฅ (๐˜Š๐˜Œ ๐˜•๐˜ฐ. ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง) ๐˜ฃ๐˜บ ๐˜š๐˜๐˜Š ๐˜ง๐˜ฐ๐˜ณ ๐˜›๐˜บ๐˜ฑ๐˜ฆ ๐Ÿฃ (๐˜‹๐˜ฆ๐˜ข๐˜ญ๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด), ๐Ÿฆ (๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด) ๐˜ข๐˜ฏ๐˜ฅ ๐Ÿซ (๐˜ˆ๐˜ด๐˜ด๐˜ฆ๐˜ต ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต) ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ท๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ฑ๐˜ฐ๐˜ด๐˜ต ๐˜ฉ๐˜ข๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฃ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ณ๐˜ฆ๐˜ท๐˜ช๐˜ฆ๐˜ธ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜š๐˜๐˜Š.

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๐ŸŽ™๏ธ ่ฏๅ„ฒๅฑ€่ญฐๆฏ็ตๆžœๅทฒ็ถ“ๅ‡บ็ˆ๏ผŒไฝ†ๆ‚จ็š„ๅ›บๅฎšๆ”ถ็›Š็ต„ๅˆ๏ผŒๆ˜ฏๅฆๅทฒ็‚บไธ‹ไธ€ๆญฅๅšๅฅฝๆบ–ๅ‚™๏ผŸ

ๅธ‚ๅ ด็„ฆ้ปžๅพ€ๅพ€่ฝๅœจ่ญฐๆฏ็ตๆžœๆœฌ่บซ๏ผŒไฝ†็œŸๆญฃๅ€ผๅพ—็•™ๆ„็š„๏ผŒๆ˜ฏๅพŒ็บŒ็™ผๅฑ•ใ€‚ๆฏ็އๅฐ‡ๅฆ‚ไฝ•่ฝๅฎš๏ผŒๆฉŸ้‡่ˆ‡้ขจ้šชๅˆ่—ๅœจไฝ•่™•ใ€‚็›ฎๅ‰็š„่ตทๅง‹ๆฏ็އไป่™•ๆ–ผ่ฟ‘ไบŒๅๅนด้ซ˜ไฝ๏ผŒๅฐ่ฟฝๆฑ‚็ฉฉๅฎšๆ”ถๅ…ฅๅŠ็พ้‡‘ๆต็š„ๆŠ•่ณ‡่€…่€Œ่จ€๏ผŒๅ›บๅฎšๆ”ถ็›Šไพ็„ถๆฅตๅ…ทๅธๅผ•ๅŠ›๏ผŒๅ‰ๆๆ˜ฏๆ‚จ่ฆๆ‡‚ๅพ—ๅพžไฝ•ๅ…ฅๆ‰‹ใ€‚

Endowus ๆ™บๅฎ‰ๆŠ•ๅฐ‡่ฏๅŒๅ“ๆตฉ PIMCOใ€่ทฏๅš้‚ Neuberger Berman ๅŠ่ทๅฏถ Robeco ่ˆ‰่พฆไธ€ๅ ด็ทšไธŠ่ฌ›ๅบง๏ผŒๆทฑๅ…ฅๅ‰–ๆžๅ›บๅฎšๆ”ถ็›Šๅธ‚ๅ ดๅ‹•ๅ‘ใ€‚

็ถฒไธŠ่ฌ›ๅบง๏ผš Beyond the Fed: Where Fixed Income Opportunities Lie
๐Ÿ”น 2026ๅนด9ๆœˆ28ๆ—ฅ๏ผˆๆ˜ŸๆœŸไธ€๏ผ‰| 6:30pm SGT/HKT
๐Ÿ”น ่ชž่จ€๏ผš่‹ฑ่ชž
๐Ÿ”น ๅฝขๅผ๏ผš็ทšไธŠ่ฌ›ๅบง
๐Ÿ”น ่ฌ›่€…๏ผšLily Feng ๏ผˆๅ“ๆตฉ๏ผ‰๏ผŒTobias Bracey๏ผˆ่ทฏๅš้‚๏ผ‰๏ผŒEvert Giesen ๏ผˆ่ทๅฏถ๏ผ‰
๐Ÿ”น ไธปๆŒไบบ๏ผšๅЉๆ˜ฑ้บŸ๏ผˆEndowus ๆ™บๅฎ‰ๆŠ•๏ผ‰

๐Ÿ‘‰๐Ÿผ ็ซ‹ๅณๅ ฑๅ๏ผšhttps://hk.endw.us/beyond-the-fed



ๆŠ•่ณ‡ๆถ‰ๅŠ้ขจ้šชใ€‚่ซ‹ๅƒ้–ฑๆขๆฌพๅŠ็ดฐๅ‰‡ๅ’Œๅ…่ฒฌ่ฒๆ˜Ž๏ผš๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ-๐˜ต๐˜คใ€‚ๆœฌๅ…ฌๅธๅทฒ็ฒ่ญ‰็›ฃๆœƒ็™ผ็‰Œ๏ผˆไธญๅคฎ็ทจ่™Ÿ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง๏ผ‰๏ผŒๅฏๅพžไบ‹็ฌฌ๐Ÿฃ้กž๏ผˆ่ญ‰ๅˆธไบคๆ˜“๏ผ‰ใ€็ฌฌ๐Ÿฆ้กž๏ผˆๅฐฑ่ญ‰ๅˆธๆไพ›ๆ„่ฆ‹๏ผ‰ๅŠ็ฌฌ๐Ÿซ้กž๏ผˆๆไพ›่ณ‡็”ข็ฎก็†๏ผ‰ๅ—่ฆ็ฎกๆดปๅ‹•ใ€‚ๆญค่ฒผๆ–‡ๆœช็ถ“่ญ‰็›ฃๆœƒๅฏฉ้–ฑใ€‚

๐Ÿฉต ๆง‹ๅปบ็†ๆƒณ็š„ๆŠ•่ณ‡็ต„ๅˆ๏ผŒๅฎ›ๅฆ‚้›•็ขไธ€ไปถๅทฅ่—ๅ“๏ผŒ้œ€่ฆๅฐๅฐˆๆฅญ็š„ๅ …ๅฎˆไปฅๅŠๆญฒๆœˆๆฒ‰ๆพฑ็š„็ถ“้ฉ—ใ€‚้€™ไปฝๅฐ็ดฐ็ฏ€่ˆ‡ๅทฅ่—็š„่ฟฝๆฑ‚๏ผŒๆญฃ่ˆ‡  ็š„็”Ÿๆดป็พŽๅญธ็›ธไบ’ๅ‘ผๆ‡‰ใ€‚ ๆ—ฉๅ‰ๆˆ‘ๅ€‘ๆ–ผ้€™ๅบงๅ……ๆปฟไบบๆ–‡ๆฐฃๆฏ็š„็งไบบๆœƒๆ‰€่ˆ‰่พฆ็†่ฒกๅทฅไฝœๅŠ๏ผŒ็‰นๅˆฅ้‚€่ซ‹ๅˆฐๆ‘ฉๆ น่ณ‡็”ข็ฎก็† ็š„ Marcella Chow...
23/09/2026

๐Ÿฉต ๆง‹ๅปบ็†ๆƒณ็š„ๆŠ•่ณ‡็ต„ๅˆ๏ผŒๅฎ›ๅฆ‚้›•็ขไธ€ไปถๅทฅ่—ๅ“๏ผŒ้œ€่ฆๅฐๅฐˆๆฅญ็š„ๅ …ๅฎˆไปฅๅŠๆญฒๆœˆๆฒ‰ๆพฑ็š„็ถ“้ฉ—ใ€‚้€™ไปฝๅฐ็ดฐ็ฏ€่ˆ‡ๅทฅ่—็š„่ฟฝๆฑ‚๏ผŒๆญฃ่ˆ‡ ็š„็”Ÿๆดป็พŽๅญธ็›ธไบ’ๅ‘ผๆ‡‰ใ€‚

ๆ—ฉๅ‰ๆˆ‘ๅ€‘ๆ–ผ้€™ๅบงๅ……ๆปฟไบบๆ–‡ๆฐฃๆฏ็š„็งไบบๆœƒๆ‰€่ˆ‰่พฆ็†่ฒกๅทฅไฝœๅŠ๏ผŒ็‰นๅˆฅ้‚€่ซ‹ๅˆฐๆ‘ฉๆ น่ณ‡็”ข็ฎก็† ็š„ Marcella Chow ๆ“”ไปปๅ˜‰่ณ“๏ผŒๆทฑๅ…ฅๆทบๅ‡บๅœฐๆ‹†่งฃๅŸบ้‡‘ๆŠ•่ณ‡็š„็ฒพ้ซ“๏ผŒๅ”ๅŠฉๆœƒๅ“กๆขณ็†่ˆ‡่ฆๅŠƒๅฐˆๅฑฌ็š„็†่ฒก็›ฎๆจ™ใ€‚

่กทๅฟƒๆ„Ÿ่ฌ็•ถๆ™šๆฏไธ€ไฝ่’ž่‡จ็š„่ณ“ๅฎข๏ผŒ่ˆ‡ๆˆ‘ๅ€‘ไบคๆต็†่ฒกๅฟƒๆณ•๏ผŒๅ…ฑๅบฆไธ€ๅ€‹ๅœ“ๆปฟ่€Œๅ……ๅฏฆ็š„ๅคœๆ™šใ€‚

้—œๆณจ ๏ผŒไปฅๆ›ดๅฅฝ็š„ๆŠ•่ณ‡๏ผŒๆˆๅฐฑๆ›ด็พŽๅฅฝ็š„็”Ÿๆดปใ€‚

#ๆ™บๅฎ‰ๆŠ• #ๆ™บๅœจๆŠ•่ณ‡ๆ›ดๅฅฝ

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๐ŸฉตCurating the right investment portfolio is a craft. It takes dedication, precision, and decades of hands-on experience to get right.

Thatโ€™s why hosting our recent financial wellness workshop at felt like such a natural fit. Joined by Marcella Chow from , we explored the principles of fund investing and helped members map out their financial goals.

A huge thank you to everyone who joined and made the evening so special! Stay tuned for more events as we continue to .

๐Ÿ”ฅใ€Endowus ๅ›บๆฏๅฏถใ€‘ๆœŸ้™ๆ›ด้•ท๏ผŒๆ”ถ็›Šๆ›ด้ซ˜๏ผๅ…จๆ–ฐๆŽจๅ‡บ 9 ๅŠ 12 ๅ€‹ๆœˆๆœŸ๏ผŒๆ”œๆ‰‹ ANZ ๆพณๆ–ฐ้Š€่กŒ็ญ‰้ ‚ๅฐ–้Š€่กŒ็‚บๆ‚จๅธถไพ†ไผๆฅญ็ดšๅ„ช่ถŠๅพ…้‡๏ผŒ่ณบๅ–้ซ˜้” 4.46% p.a. ๆ”ถ็›Šใ€‚็‚บไฝ•้ธๆ“‡Endowus๏ผšโœ… ้ซ˜้” 4.46% p.a.โœ… ้ˆๆดป่‡ช้ธ...
21/09/2026

๐Ÿ”ฅใ€Endowus ๅ›บๆฏๅฏถใ€‘ๆœŸ้™ๆ›ด้•ท๏ผŒๆ”ถ็›Šๆ›ด้ซ˜๏ผๅ…จๆ–ฐๆŽจๅ‡บ 9 ๅŠ 12 ๅ€‹ๆœˆๆœŸ๏ผŒๆ”œๆ‰‹ ANZ ๆพณๆ–ฐ้Š€่กŒ็ญ‰้ ‚ๅฐ–้Š€่กŒ็‚บๆ‚จๅธถไพ†ไผๆฅญ็ดšๅ„ช่ถŠๅพ…้‡๏ผŒ่ณบๅ–้ซ˜้” 4.46% p.a. ๆ”ถ็›Šใ€‚

็‚บไฝ•้ธๆ“‡Endowus๏ผš
โœ… ้ซ˜้” 4.46% p.a.
โœ… ้ˆๆดป่‡ช้ธ 1ใ€2ใ€3ใ€6๏ผŒ9 ๅŠ 12 ๅ€‹ๆœˆ้Ž–ๅฎšๆœŸ้™
โœ… ่ˆ‡ๆพณๆ–ฐ้Š€่กŒ็ญ‰้ ˜ๅ…ˆๆฉŸๆง‹ๅˆไฝœ๏ผŒๅŠฉๆ‚จๆ™บๅ–ไผๆฅญ็ดšๅ„ชๆƒ 
โœ… ่‡ช้ธๆธฏๅ…ƒๆˆ–็พŽๅ…ƒ้‡‘้ก๏ผŒๅ…Œๆ›ๅค–ๅนฃ้›ถๆ‰‹็บŒ่ฒป

๐Ÿ‘‰๐Ÿผ ็ซ‹ๅณ้Ž–ๅฎš็›ฎๆจ™ๆ”ถ็›Š๏ผšhttps://hk.endw.us/fixed-rate-savings

#็งไบบ็†่ฒก #้‡‘่ž #่ฒกๅฏŒ

ๆŠ•่ณ‡ๆถ‰ๅŠ้ขจ้šชใ€‚่ซ‹ๅƒ้–ฑๆขๆฌพๅŠ็ดฐๅ‰‡ๅ’Œๅ…่ฒฌ่ฒๆ˜Ž๏ผšhttps://hk.endw.us/legal-tcใ€‚ๆœฌๅ…ฌๅธๅทฒ็ฒ่ญ‰็›ฃๆœƒ็™ผ็‰Œ๏ผˆไธญๅคฎ็ทจ่™Ÿ BQR225๏ผ‰๏ผŒๅฏๅพžไบ‹็ฌฌ 1 ้กž๏ผˆ่ญ‰ๅˆธไบคๆ˜“๏ผ‰ใ€็ฌฌ 4 ้กž๏ผˆๅฐฑ่ญ‰ๅˆธๆไพ›ๆ„่ฆ‹๏ผ‰ๅŠ็ฌฌ 9 ้กž๏ผˆๆไพ›่ณ‡็”ข็ฎก็†๏ผ‰ๅ—่ฆ็ฎกๆดปๅ‹•ใ€‚Endowusๅ›บๆฏๅฏถไธฆ้žๆŠ•่ณ‡็”ขๅ“ใ€้›†้ซ”ๆŠ•่ณ‡่จˆๅŠƒๆˆ–ๅฎšๆœŸๅญ˜ๆฌพ็”ขๅ“ใ€‚ๅ›บๆฏๅฏถไธๅ—ๅญ˜ๆฌพไฟ้šœ่จˆๅŠƒไฟ้šœใ€‚ๅ›บๆฏๅฏถ็š„ๅˆฉ็އไธฆ้žๅ›  Endowus ๅŒฏ้›†ๆŠ•่ณ‡่ณ‡้‡‘ๆ‰€็”ข็”Ÿใ€‚ๅ›บๆฏๅฏถ้ ่จˆๆทจๅˆฉ็އๆˆช่‡ณ 2026 ๅนด 9 ๆœˆ 14 ๆ—ฅใ€‚ๅ›บๆฏๅฏถไธฆ้žๅŸบ้‡‘็”ขๅ“ใ€ๆŠ•่ณ‡่จˆๅŠƒๆˆ–้›†้ซ”ๆŠ•่ณ‡่จˆๅŠƒใ€‚ๅœจ็”ณ่ซ‹ๆœๅ‹™ไน‹ๅ‰ๅˆฉ็އๅฏ่ƒฝๆœƒ็™ผ็”Ÿ่ฎŠๅŒ–ใ€‚ๆญค่ฒผๆ–‡ๆœช็ถ“่ญ‰็›ฃๆœƒๅฏฉ้–ฑใ€‚

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๐Ÿ”ฅ Upgraded Endowus Fixed-Rate Savings: Longer tenors, higher returns!
Now offering 9 & 12-month terms, supported by ANZ and other leading banks, bringing you up to 4.46% p.a.* on your idle HKD & USD.

Why Endowus?
โœ… Up to 4.46% p.a.
โœ… Flexible tenors: 1, 2, 3, 6, 9 & 12-month tenors
โœ… Deploy HKD or USD with zero foreign exchange fees
โœ… Supported by ANZ & leading global banks

๐Ÿ‘‰๐Ÿผ Lock in the rate now: https://hk.endw.us/fixed-rate-savings

Investment involves risk. Please refer to T&C and disclaimer at https://hk.endw.us/legal. Our company is licensed (CE No. BQR225) by SFC for Type 1 (Dealing in Securities), 4 (Advising on Securities) and 9 (Asset Management) regulated activities. Fixed-Rate Savings (FRS) is not an investment product, collective investment scheme, or fixed deposit product. It is not protected by the Deposit Protection Scheme. The indicative net interest rate as of 14 September 2026. The rates offered are not due to pooling of invested funds by Endowus, and Endowus is not offering FRS as a fund, scheme, or portfolio with a pooling element. The rates may change before your application. This advertisement has not been reviewed by the SFC.

Endowus ๆ™บๅฎ‰ๆŠ•้ฆ™ๆธฏๆฅญๅ‹™ไธป็ฎก Steffanie Yuen ๆ—ฉๅ‰็™ปไธŠ ๆœƒ80 ็›ดๆ’ญ๏ผŒๅŒ่ฒก็ถ“ๅˆ†ๆžๅ“กๆŽ่ฒๆšๆšข่ซ‡ๆ•ฃๆˆถๆŠ•่ณ‡ๅŸบ้‡‘ๅ˜…ๅธธ่ฆ‹่ฟทๆ€๏ผŒ ๅ”ๅŠฉ่ง€็œพๅšๅ€‹็ฒพๆ˜Žๅ˜…ๆŠ•่ณ‡่€…๏ผŒๅปบ็ซ‹้•ท้ ใ€็ฉฉๅฅๅ˜…็†่ฒก่ง€ใ€‚็ฒพๅฝฉๅ…งๅฎนๅŒ…ๆ‹ฌ๏ผš๐Ÿ” ้ปž่งฃๆ•ฃๆˆถๆˆๆ—ฅ้™ทๅ…ฅใ€Œ้ซ˜่ฟฝไฝŽ่•ใ€ๅ˜…ๅพช็’ฐ...
17/09/2026

Endowus ๆ™บๅฎ‰ๆŠ•้ฆ™ๆธฏๆฅญๅ‹™ไธป็ฎก Steffanie Yuen ๆ—ฉๅ‰็™ปไธŠ ๆœƒ80 ็›ดๆ’ญ๏ผŒๅŒ่ฒก็ถ“ๅˆ†ๆžๅ“กๆŽ่ฒๆšๆšข่ซ‡ๆ•ฃๆˆถๆŠ•่ณ‡ๅŸบ้‡‘ๅ˜…ๅธธ่ฆ‹่ฟทๆ€๏ผŒ ๅ”ๅŠฉ่ง€็œพๅšๅ€‹็ฒพๆ˜Žๅ˜…ๆŠ•่ณ‡่€…๏ผŒๅปบ็ซ‹้•ท้ ใ€็ฉฉๅฅๅ˜…็†่ฒก่ง€ใ€‚

็ฒพๅฝฉๅ…งๅฎนๅŒ…ๆ‹ฌ๏ผš
๐Ÿ” ้ปž่งฃๆ•ฃๆˆถๆˆๆ—ฅ้™ทๅ…ฅใ€Œ้ซ˜่ฟฝไฝŽ่•ใ€ๅ˜…ๅพช็’ฐ๏ผŸ
๐Ÿ” ้ปžๆจฃๆ€้ธ็œŸๆญฃๅ„ช่ณชใ€็ฌฆๅˆ่‡ชๅทฑ็›ฎๆจ™ๅ˜…ๅŸบ้‡‘๏ผŸ
๐Ÿ” ๆ‹†่งฃไฝฃ้‡‘็ตๆง‹๏ผš่ฒทๅŸบ้‡‘ไฟ‚็‚บ่‡ชๅทฑๅขžๅ€ผ๏ผŒๅฎšไฟ‚ๅนซ้Š€่กŒ RM ่ท‘ๆ•ธ๏ผŸ

ๆƒณไบ†่งฃ Endowus ้ปžๆจฃ็”จ็จ็ซ‹ใ€็„กๅˆฉ็›Š่ก็ชๅ˜…ๆจกๅผ้™ชไฝ ๅฏฆ่ธ้•ท็ทš็†่ฒก็›ฎๆจ™๏ผŸ

้ปžๆ“Š้€ฃ็ต้‡ๆบซๅฎŒๆ•ดๅ…งๅฎนๅ•ฆ๏ผšhttps://hk.endw.us/Club80_Endowus

#ๆ™บๅฎ‰ๆŠ• #ๆœƒ80

ๆŠ•่ณ‡ๆถ‰ๅŠ้ขจ้šชใ€‚่ซ‹ๅƒ้–ฑๆขๆฌพๅŠ็ดฐๅ‰‡ๅ’Œๅ…่ฒฌ่ฒๆ˜Ž๏ผš๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ-๐˜ต๐˜คใ€‚ๆœฌๅ…ฌๅธๅทฒ็ฒ่ญ‰็›ฃๆœƒ็™ผ็‰Œ๏ผˆไธญๅคฎ็ทจ่™Ÿ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง๏ผ‰๏ผŒๅฏๅพžไบ‹็ฌฌ๐Ÿฃ้กž๏ผˆ่ญ‰ๅˆธไบคๆ˜“๏ผ‰ใ€็ฌฌ๐Ÿฆ้กž๏ผˆๅฐฑ่ญ‰ๅˆธๆไพ›ๆ„่ฆ‹๏ผ‰ๅŠ็ฌฌ๐Ÿซ้กž๏ผˆๆไพ›่ณ‡็”ข็ฎก็†๏ผ‰ๅ—่ฆ็ฎกๆดปๅ‹•ใ€‚ๆญค่ฒผๆ–‡ๆœช็ถ“่ญ‰็›ฃๆœƒๅฏฉ้–ฑใ€‚

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Our Managing Director and Head of Hong Kong, Steffanie Yuen, recently joined financial commentator Ivan Li on the Club 80, livestream for a conversation on building long-term wealth with fund investing.

In the segment, they covered common misconceptions that lead to poor investment decisions, how commissions can shape an RM's advice, and a few principles for diversifying risk.

Key takeaways:

๐Ÿ”น Recent "top-performing" funds aren't always the safer choice; chasing last year's winners often means chasing performance that's already peaked.

๐Ÿ”น A high payout doesn't always mean strong returns. Sometimes what looks like yield is simply an investor's own capital being paid back to them.

๐Ÿ”น Commission-based fund distribution can create incentives that don't always align with what's best for the investor; understanding that structure is part of investing well.

Watch the full conversation: https://hk.endw.us/Club80_Endowus



๐˜๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ฏ๐˜ท๐˜ฐ๐˜ญ๐˜ท๐˜ฆ๐˜ด ๐˜ณ๐˜ช๐˜ด๐˜ฌ. ๐˜—๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ณ๐˜ฆ๐˜ง๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜›&๐˜Š ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ๐˜ฆ๐˜ณ ๐˜ข๐˜ต ๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ. ๐˜–๐˜ถ๐˜ณ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ ๐˜ช๐˜ด ๐˜ญ๐˜ช๐˜ค๐˜ฆ๐˜ฏ๐˜ด๐˜ฆ๐˜ฅ (๐˜Š๐˜Œ ๐˜•๐˜ฐ. ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง) ๐˜ฃ๐˜บ ๐˜š๐˜๐˜Š ๐˜ง๐˜ฐ๐˜ณ ๐˜›๐˜บ๐˜ฑ๐˜ฆ ๐Ÿฃ (๐˜‹๐˜ฆ๐˜ข๐˜ญ๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด), ๐Ÿฆ (๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด) ๐˜ข๐˜ฏ๐˜ฅ ๐Ÿซ (๐˜ˆ๐˜ด๐˜ด๐˜ฆ๐˜ต ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต) ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ท๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ฑ๐˜ฐ๐˜ด๐˜ต ๐˜ฉ๐˜ข๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฃ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ณ๐˜ฆ๐˜ท๐˜ช๐˜ฆ๐˜ธ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜š๐˜๐˜Š.

๐Ÿ‚ ่ธๅ…ฅๅคๆœซ๏ผŒๆญฃไฟ‚ๆชข่ฆ–ๅ€‹ไบบ่ฒกๅฏŒ่ฆๅŠƒๅ˜…ๅฅฝๆ™‚ๆฉŸใ€‚ๆƒณๅ…จๆ–นไฝๅšๅฅฝ็†่ฒกๅŒๅ‚ณๆ‰ฟ้ƒจ็ฝฒ๏ผŒEndowus ๆ™บๅฎ‰ๆŠ•่ช ้‚€ๆ‚จๅ ฑๅๅƒๅŠ  9 ๆœˆๅŒ 10 ๆœˆ็‰นๅˆฅ่ˆ‰่พฆๅ˜…ๅ…ฉๅ ดๅทฅไฝœๅŠ๏ผš1๏ธโƒฃ ๅ‚ณๆ‰ฟ่ฆๅŠƒๅทฅไฝœๅŠ๏ผšๆ‹†่งฃใ€Œๅนณๅฎ‰ไธ‰ๅฏถใ€๏ผ ้บๅ›‘ใ€ๆŒไน…ๆŽˆๆฌŠๆ›ธ๏ผˆEPOA๏ผ‰ๅŠ้ ่จญ้†ซ็™‚ๆŒ‡็คบ๐Ÿ”น ...
16/09/2026

๐Ÿ‚ ่ธๅ…ฅๅคๆœซ๏ผŒๆญฃไฟ‚ๆชข่ฆ–ๅ€‹ไบบ่ฒกๅฏŒ่ฆๅŠƒๅ˜…ๅฅฝๆ™‚ๆฉŸใ€‚ๆƒณๅ…จๆ–นไฝๅšๅฅฝ็†่ฒกๅŒๅ‚ณๆ‰ฟ้ƒจ็ฝฒ๏ผŒEndowus ๆ™บๅฎ‰ๆŠ•่ช ้‚€ๆ‚จๅ ฑๅๅƒๅŠ  9 ๆœˆๅŒ 10 ๆœˆ็‰นๅˆฅ่ˆ‰่พฆๅ˜…ๅ…ฉๅ ดๅทฅไฝœๅŠ๏ผš

1๏ธโƒฃ ๅ‚ณๆ‰ฟ่ฆๅŠƒๅทฅไฝœๅŠ๏ผšๆ‹†่งฃใ€Œๅนณๅฎ‰ไธ‰ๅฏถใ€๏ผ ้บๅ›‘ใ€ๆŒไน…ๆŽˆๆฌŠๆ›ธ๏ผˆEPOA๏ผ‰ๅŠ้ ่จญ้†ซ็™‚ๆŒ‡็คบ
๐Ÿ”น 2026ๅนด9ๆœˆ23ๆ—ฅ๏ผˆๆ˜ŸๆœŸไธ‰๏ผ‰| 6:30pmโ€“8:00pm | ไธญ็’ฐ
๐Ÿ”น ่ชž่จ€๏ผšๅปฃๆฑ่ฉฑ
๐Ÿ”น ่ฌ›่€…๏ผšๆŽๅ…ไธฐ้†ซ็”Ÿ Dr Keith Hariman๏ผˆ้ ˜ๅบท้†ซ็™‚ OT&P Healthcare๏ผ‰๏ผ›้ปŽๆ›‰ๆด‹ๅพ‹ๅธซ Ryanne Lai๏ผˆ้บๅ–„ๆœ€ๆจ‚ ForeverGift.hk ๅŠๅนณๅฎ‰ไบ”ๅฏถไธญๅฟƒๅ…ฑๅŒๅ‰ต่พฆไบบ๏ผ‰๏ผ›็†ŠไผŠ้€ต Janet Hung๏ผˆEndowus ๆ™บๅฎ‰ๆŠ•้ฆ™ๆธฏ่ฒกๅฏŒ้กงๅ•ไธป็ฎก๏ผ‰

2๏ธโƒฃ Endowus ๆ™บๅฎ‰ๆŠ• ๅฐˆๅฑฌ็†่ฒก็ญ–ๅŠƒๅทฅไฝœๅŠ
๐Ÿ”น 2026ๅนด10ๆœˆ6ๆ—ฅ๏ผˆๆ˜ŸๆœŸไบŒ๏ผ‰| 6:30pmโ€“8:00pm | ไธญ็’ฐ
๐Ÿ”น ่ชž่จ€๏ผšๅปฃๆฑ่ฉฑ
๐Ÿ”น ่ฌ›่€…๏ผš็†ŠไผŠ้€ต Janet Hung ๅŠ ้ปƒ่‹‘่ Vanessa Wong๏ผˆEndowus ๆ™บๅฎ‰ๆŠ•๏ผ‰

ๅบงไฝๆœ‰้™๏ผŒๅฐ‡ไปฅๅ…ˆๅˆฐๅ…ˆๅพ—ๅฝขๅผๅˆ†้…๏ผŒEndowus ็พๆœ‰ๅฎขๆˆถๅฐ‡็ฒๅ„ชๅ…ˆๅฎ‰ๆŽ’ใ€‚

๐Ÿ‘‰๐Ÿผ ๅ ฑๅๅƒๅŠ ใ€Œๅ‚ณๆ‰ฟ่ฆๅŠƒๅทฅไฝœๅŠใ€๏ผˆ9ๆœˆ23ๆ—ฅ๏ผ‰๏ผšhttps://hk.endw.us/legacy_planning_2026
๐Ÿ‘‰๐Ÿผ ๅ ฑๅๅƒๅŠ ใ€Œๅฐˆๅฑฌ็†่ฒก็ญ–ๅŠƒๅทฅไฝœๅŠใ€๏ผˆ10ๆœˆ6ๆ—ฅ๏ผ‰๏ผšhttps://hk.endw.us/Wealth-Planning-Sep

#ๆ™บๅฎ‰ๆŠ• #ๅ‚ณๆ‰ฟ่ฆๅŠƒ #็†่ฒก็ญ–ๅŠƒ

ๆŠ•่ณ‡ๆถ‰ๅŠ้ขจ้šชใ€‚่ซ‹ๅƒ้–ฑๆขๆฌพๅŠ็ดฐๅ‰‡ๅ’Œๅ…่ฒฌ่ฒๆ˜Ž๏ผš๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ-๐˜ต๐˜คใ€‚ๆœฌๅ…ฌๅธๅทฒ็ฒ่ญ‰็›ฃๆœƒ็™ผ็‰Œ๏ผˆไธญๅคฎ็ทจ่™Ÿ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง๏ผ‰๏ผŒๅฏๅพžไบ‹็ฌฌ๐Ÿฃ้กž๏ผˆ่ญ‰ๅˆธไบคๆ˜“๏ผ‰ใ€็ฌฌ๐Ÿฆ้กž๏ผˆๅฐฑ่ญ‰ๅˆธๆไพ›ๆ„่ฆ‹๏ผ‰ๅŠ็ฌฌ๐Ÿซ้กž๏ผˆๆไพ›่ณ‡็”ข็ฎก็†๏ผ‰ๅ—่ฆ็ฎกๆดปๅ‹•ใ€‚ๆญค่ฒผๆ–‡ๆœช็ถ“่ญ‰็›ฃๆœƒๅฏฉ้–ฑใ€‚

===========

๐Ÿ‚ Coming to the tail end of summer, it's a natural time to take stock of your plan, and what still needs sorting before the year winds down. This September and October, we're hosting two in-person sessions to help with exactly that.

1๏ธโƒฃ Legacy Planning: Wills, EPOAs and Advance Medical Directive
๐Ÿ”น Wednesday, 23 September 2026 | 6:30-8:00pm | Central
๐Ÿ”น Language: Cantonese
๐Ÿ”น Speakers: Dr Keith Hariman, OT&P Healthcare; Ryanne Lai, ForeverGift.hk & Five Blessings Centre; Janet Hung, Endowus

2๏ธโƒฃ Chart Your Course Workshop with Endowus
๐Ÿ”น Tuesday, 6 October 2026 | 6:30-8:00pm | Central
๐Ÿ”น Language: Cantonese
๐Ÿ”น Speakers: Janet Hung & Vanessa Wong from Endowus

Seats are limited and allocated on a first-come, first-served basis, with priority given to existing Endowus clients.

๐Ÿ‘‰๐Ÿผ Sign up for Legacy Planning (23 Sep): https://hk.endw.us/legacy_planning_2026
๐Ÿ‘‰๐Ÿผ Sign up for Chart Your Course (6 Oct): https://hk.endw.us/Wealth-Planning-Sep



๐˜๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ฏ๐˜ท๐˜ฐ๐˜ญ๐˜ท๐˜ฆ๐˜ด ๐˜ณ๐˜ช๐˜ด๐˜ฌ. ๐˜—๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ณ๐˜ฆ๐˜ง๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜›&๐˜Š ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ๐˜ฆ๐˜ณ ๐˜ข๐˜ต ๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ. ๐˜–๐˜ถ๐˜ณ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ ๐˜ช๐˜ด ๐˜ญ๐˜ช๐˜ค๐˜ฆ๐˜ฏ๐˜ด๐˜ฆ๐˜ฅ (๐˜Š๐˜Œ ๐˜•๐˜ฐ. ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง) ๐˜ฃ๐˜บ ๐˜š๐˜๐˜Š ๐˜ง๐˜ฐ๐˜ณ ๐˜›๐˜บ๐˜ฑ๐˜ฆ ๐Ÿฃ (๐˜‹๐˜ฆ๐˜ข๐˜ญ๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด), ๐Ÿฆ (๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด) ๐˜ข๐˜ฏ๐˜ฅ ๐Ÿซ (๐˜ˆ๐˜ด๐˜ด๐˜ฆ๐˜ต ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต) ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ท๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ฑ๐˜ฐ๐˜ด๐˜ต ๐˜ฉ๐˜ข๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฃ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ณ๐˜ฆ๐˜ท๐˜ช๐˜ฆ๐˜ธ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜š๐˜๐˜Š.

๐Ÿ’ญ AI ่ƒฝๆธ›่ผ•ๆˆ‘ๅ€‘ๅฐ้€€ไผ‘็š„็„ฆๆ…ฎๅ—Ž๏ผŸEndowus ๆ™บๅฎ‰ๆŠ•่‘ฃไบ‹็ธฝ็ถ“็†ๅ…ผ้ฆ™ๆธฏๆฅญๅ‹™ไธป็ฎก่ขๆท‡ๆฌฃ๏ผˆSteffanie Yuen๏ผ‰๏ผŒๆ—ฉๅ‰็ฒ้‚€ๅ‡บๅธญ้ฆ™ๆธฏ้›ปๅฐ๏ผˆRTHK๏ผ‰็ฏ€็›ฎใ€ŠMoney Talkใ€‹ๅŠใ€Šไธ€ๆกถ้‡‘่ฒก็ถ“ๆ–ฐๆ€็ถญใ€‹๏ผŒๅˆ†ไบซ Endowus ๆœ€ๆ–ฐ็™ผๅธƒ็š„ใ€Š...
15/09/2026

๐Ÿ’ญ AI ่ƒฝๆธ›่ผ•ๆˆ‘ๅ€‘ๅฐ้€€ไผ‘็š„็„ฆๆ…ฎๅ—Ž๏ผŸ

Endowus ๆ™บๅฎ‰ๆŠ•่‘ฃไบ‹็ธฝ็ถ“็†ๅ…ผ้ฆ™ๆธฏๆฅญๅ‹™ไธป็ฎก่ขๆท‡ๆฌฃ๏ผˆSteffanie Yuen๏ผ‰๏ผŒๆ—ฉๅ‰็ฒ้‚€ๅ‡บๅธญ้ฆ™ๆธฏ้›ปๅฐ๏ผˆRTHK๏ผ‰็ฏ€็›ฎใ€ŠMoney Talkใ€‹ๅŠใ€Šไธ€ๆกถ้‡‘่ฒก็ถ“ๆ–ฐๆ€็ถญใ€‹๏ผŒๅˆ†ไบซ Endowus ๆœ€ๆ–ฐ็™ผๅธƒ็š„ใ€Š2026 Endowus ่ฒกๅฏŒๆดžๅฏŸๅ ฑๅ‘Šใ€‹ใ€‚

ๅ ฑๅ‘Š้กฏ็คบ๏ผŒ่ถ…้Žๅ…ญๆˆ้ฆ™ๆธฏไบบๅฐๅฏฆ็พ็†ๆƒณ้€€ไผ‘็”Ÿๆดป็ผบไนไฟกๅฟƒใ€‚้›–็„ถ่ถŠไพ†่ถŠๅคšๆŠ•่ณ‡่€…ๆ‡‚ๅพ—้‹็”จ AI ่ผ”ๅŠฉๅš็ ”็ฉถๅŠๆฏ”่ผƒ้‡‘่ž็”ขๅ“๏ผŒไฝ†ๅ–ฎ้  AI ๆŠ€่ก“๏ผŒไธฆไธ่ถณไปฅๆˆ็‚บๆๅ‡ๆŠ•่ณ‡่‡ชไฟก็š„้กฏ่‘—้—œ้ตใ€‚

็›ธๅฐๅœฐ๏ผŒๅฐ‡ AI ๅทฅๅ…ท่ˆ‡ๅ€ผๅพ—ไฟก่ณด็š„ๅฐˆๆฅญ็†่ฒก้กงๅ•็ตๅˆ็š„ใ€ŒไบบๆฉŸๅ”ๅŒๆจกๅผใ€๏ผŒๆœ€่ƒฝ่ณฆไบˆๆŠ•่ณ‡่€…ไฟกๅฟƒ๏ผˆ46%๏ผ‰ใ€‚

้€€ไผ‘็ญ–ๅŠƒๅ› ไบบ่€Œ็•ฐ๏ผŒ็ง‘ๆŠ€่ƒฝๆๅ‡ๆ•ˆ็އ๏ผŒไฝ†ๅฐˆๆฅญ้กงๅ•ๅœจ้‡ๆธ…็›ฎๆจ™ใ€ๅˆถๅฎšๅฏ่กŒๆ–นๆกˆๅŠ็›ฃ็ฎกๆŠŠ้—œไธŠ็š„่ง’่‰ฒไพ็„ถไธๅฏๆˆ–็ผบใ€‚

ๆƒณไบ†่งฃๆ›ดๅคšๅ ฑๅ‘ŠๆดžๅฏŸ๏ผŒๅฐ‹ๆ‰พๆœ€้ฉๅˆๆ‚จ็š„้€€ไผ‘ๆ–นๆกˆ๏ผŸ

๐Ÿ‘‰ ้ปžๆ“Š้€ฃ็ต้–ฑ่ฎ€ๅฎŒๆ•ดๅ ฑๅ‘Š๏ผšhttps://hk.endw.us/rthk-money-talk-Steff

#ๆ™บๅฎ‰ๆŠ• #้€€ไผ‘็ญ–ๅŠƒ #ไธ€ๆกถ้‡‘่ฒก็ถ“ๆ–ฐๆ€็ถญ #้ฆ™ๆธฏ้›ปๅฐๆ™ฎ้€š่ฉฑๅฐ

ๆŠ•่ณ‡ๆถ‰ๅŠ้ขจ้šชใ€‚่ซ‹ๅƒ้–ฑๆขๆฌพๅŠ็ดฐๅ‰‡ๅ’Œๅ…่ฒฌ่ฒๆ˜Ž๏ผš๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ-๐˜ต๐˜คใ€‚ๆœฌๅ…ฌๅธๅทฒ็ฒ่ญ‰็›ฃๆœƒ็™ผ็‰Œ๏ผˆไธญๅคฎ็ทจ่™Ÿ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง๏ผ‰๏ผŒๅฏๅพžไบ‹็ฌฌ๐Ÿฃ้กž๏ผˆ่ญ‰ๅˆธไบคๆ˜“๏ผ‰ใ€็ฌฌ๐Ÿฆ้กž๏ผˆๅฐฑ่ญ‰ๅˆธๆไพ›ๆ„่ฆ‹๏ผ‰ๅŠ็ฌฌ๐Ÿซ้กž๏ผˆๆไพ›่ณ‡็”ข็ฎก็†๏ผ‰ๅ—่ฆ็ฎกๆดปๅ‹•ใ€‚ๆญค่ฒผๆ–‡ๆœช็ถ“่ญ‰็›ฃๆœƒๅฏฉ้–ฑใ€‚

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๐Ÿ’ญ Can AI help to reduce retirement anxiety? Our Managing Director and Head of Hong Kong, Steffanie Yuen, recently joined RTHK Radio 3 and Radio 4 to share her POV.

The latest findings from our 2026 Wealth Insights Report show that more than 60% of Hong Kongers aren't confident about reaching their desired retirement. While more are utilising AI for research and product comparison, using AI isnโ€™t a major confidence mover.

Our data shows that a hybrid approach that combines AI and human advisory delivers the highest investor confidence, where human advisors remain essential for goal setting, formulating an executable plan, and sense-checking along the way.

Retirement planning is deeply personal. There's no one-size-fits-all formula. The best plan shouldnโ€™t stress you out; it should help you live better today and tomorrow.

Tune in and learn more: https://hk.endw.us/rthk-money-talk-Steff



๐˜๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ฏ๐˜ท๐˜ฐ๐˜ญ๐˜ท๐˜ฆ๐˜ด ๐˜ณ๐˜ช๐˜ด๐˜ฌ. ๐˜—๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ณ๐˜ฆ๐˜ง๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜›&๐˜Š ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ๐˜ฆ๐˜ณ ๐˜ข๐˜ต ๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ. ๐˜–๐˜ถ๐˜ณ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ ๐˜ช๐˜ด ๐˜ญ๐˜ช๐˜ค๐˜ฆ๐˜ฏ๐˜ด๐˜ฆ๐˜ฅ (๐˜Š๐˜Œ ๐˜•๐˜ฐ. ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง) ๐˜ฃ๐˜บ ๐˜š๐˜๐˜Š ๐˜ง๐˜ฐ๐˜ณ ๐˜›๐˜บ๐˜ฑ๐˜ฆ ๐Ÿฃ (๐˜‹๐˜ฆ๐˜ข๐˜ญ๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด), ๐Ÿฆ (๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด) ๐˜ข๐˜ฏ๐˜ฅ ๐Ÿซ (๐˜ˆ๐˜ด๐˜ด๐˜ฆ๐˜ต ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต) ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ท๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ฑ๐˜ฐ๐˜ด๐˜ต ๐˜ฉ๐˜ข๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฃ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ณ๐˜ฆ๐˜ท๐˜ช๐˜ฆ๐˜ธ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜š๐˜๐˜Š.

๐Ÿ“ˆ ็พŽๅ‚ต่ฆๆจกๆ”€ๅ‡่‡ณ 40 ่ฌๅ„„็พŽๅ…ƒ๏ผŒๅธ‚ๅ ดๅ†ๆŽ€ใ€Œๅ‚ตๅ‹™ๅฑๆฉŸใ€็–‘ๆ…ฎ๏ผŸ้‡‘่žๆฉŸๆง‹่ฉ•ไผฐไฟก่ฒธ๏ผŒๅพžไธๅช็œ‹่ฒ ๅ‚ต่ฆๆจก๏ผŒๆ›ดๆœƒ่ฉ•ไผฐๆ•ด้ซ”่ณ‡็”ข้ซ”้‡ใ€‚็›ธ่ผƒๆ–ผ 81 ่ฌๅ„„็พŽๅ…ƒ็š„็ธฝๅ‚ตๅ‹™้ก๏ผŒๅ–ฎๆ˜ฏ็พŽๅœ‹ๅฎถๅบญๆŒๆœ‰็š„ๆทจ่ณ‡็”ข็ธฝๅ€ผๅทฒ้ซ˜้” 184 ่ฌๅ„„็พŽๅ…ƒใ€‚ๆ•ด้ซ”่ณ‡็”ข่ฒ ๅ‚ตๆฏ”็އ๏ผˆDebt-to...
11/09/2026

๐Ÿ“ˆ ็พŽๅ‚ต่ฆๆจกๆ”€ๅ‡่‡ณ 40 ่ฌๅ„„็พŽๅ…ƒ๏ผŒๅธ‚ๅ ดๅ†ๆŽ€ใ€Œๅ‚ตๅ‹™ๅฑๆฉŸใ€็–‘ๆ…ฎ๏ผŸ

้‡‘่žๆฉŸๆง‹่ฉ•ไผฐไฟก่ฒธ๏ผŒๅพžไธๅช็œ‹่ฒ ๅ‚ต่ฆๆจก๏ผŒๆ›ดๆœƒ่ฉ•ไผฐๆ•ด้ซ”่ณ‡็”ข้ซ”้‡ใ€‚็›ธ่ผƒๆ–ผ 81 ่ฌๅ„„็พŽๅ…ƒ็š„็ธฝๅ‚ตๅ‹™้ก๏ผŒๅ–ฎๆ˜ฏ็พŽๅœ‹ๅฎถๅบญๆŒๆœ‰็š„ๆทจ่ณ‡็”ข็ธฝๅ€ผๅทฒ้ซ˜้” 184 ่ฌๅ„„็พŽๅ…ƒใ€‚ๆ•ด้ซ”่ณ‡็”ข่ฒ ๅ‚ตๆฏ”็އ๏ผˆDebt-to-assets ratio๏ผ‰ๆ›ด่™•ๆ–ผๆญทๅฒไฝŽไฝใ€‚้€™ๅ……ๅˆ†้กฏ็คบ๏ผŒ็•ถๅ‰็ต•้ž่ณ‡ไธๆŠตๅ‚ต็š„ๅ‚ตๅ‹™ๅฑๆฉŸ๏ผŒ่€Œๆ˜ฏๆœ‰้พๅคง่ณ‡็”ขๆ”ฏๆ’็š„ๅˆ็†่ž่ณ‡ใ€‚

่‹ฅๅŸบๆ–ผๅ–ฎไธ€้ ๆธฌ่€Œๅคง่ˆ‰้›ขๅ ด๏ผŒๅพ€ๅพ€ไผด้šจ้ซ˜ๆ˜‚็š„ๆฉŸๆœƒๆˆๆœฌใ€‚ ๆญฃๅฆ‚ 2025 ๅนด 4 ๆœˆ้Žๅบฆๆธ›ๆŒ็พŽๅ…ƒ่ณ‡็”ข็š„ๆŠ•่ณ‡่€…๏ผŒๆŽฅ้€ฃ้Œฏๅคฑไบ†้šจๅพŒ็พŽ่‚ก้ซ˜้” 40% ็š„ๅผทๅ‹ๅ‡ๅ‹ขใ€‚

ๅณๅˆป้–ฑ่ฎ€ Endowus ่‘ฃไบ‹้•ทๅ…ผ้›†ๅœ˜ๆŠ•่ณ‡็ธฝ็›ฃ Samuel Rhee ็š„ใ€Šๅ•†ๆฅญๆ™‚ๅ ฑใ€‹ๅฐˆๆฌ„ใ€Š่ฒกๅฏŒ็š„็ง‘ๅญธใ€‹๏ผˆScience of Wealth๏ผ‰๏ผŒๆทฑๅ…ฅไบ†่งฃ็พŽๅ‚ต่ƒŒๅพŒ็š„่ณ‡ๆœฌๅธ‚ๅ ดๅบ•ๅฑค้‚่ผฏใ€‚

้ปžๆ“Š้€ฃ็ต้–ฑ่ฎ€ๅ…จๆ–‡๏ผšhttps://hk.endw.us/SoW_Sep_HK

ๆŠ•่ณ‡ๆถ‰ๅŠ้ขจ้šชใ€‚่ซ‹ๅƒ้–ฑๆขๆฌพๅŠ็ดฐๅ‰‡ๅ’Œๅ…่ฒฌ่ฒๆ˜Ž๏ผš๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ-๐˜ต๐˜คใ€‚ๆœฌๅ…ฌๅธๅทฒ็ฒ่ญ‰็›ฃๆœƒ็™ผ็‰Œ๏ผˆไธญๅคฎ็ทจ่™Ÿ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง๏ผ‰๏ผŒๅฏๅพžไบ‹็ฌฌ๐Ÿฃ้กž๏ผˆ่ญ‰ๅˆธไบคๆ˜“๏ผ‰ใ€็ฌฌ๐Ÿฆ้กž๏ผˆๅฐฑ่ญ‰ๅˆธๆไพ›ๆ„่ฆ‹๏ผ‰ๅŠ็ฌฌ๐Ÿซ้กž๏ผˆๆไพ›่ณ‡็”ข็ฎก็†๏ผ‰ๅ—่ฆ็ฎกๆดปๅ‹•ใ€‚ๆญค่ฒผๆ–‡ๆœช็ถ“่ญ‰็›ฃๆœƒๅฏฉ้–ฑใ€‚

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๐Ÿ“ˆ Everyone's panicking about the US hitting US$40 trillion in debt. But they're missing the bigger picture.

A bank doesn't look at just income. It looks at what you own.

So what does the US actually own? US$184 trillion in household net worth, against US$81 trillion in debt.

That's not a family drowning in credit-card debt. That's a rich man borrowing against his assets.

But what matters more than getting a forecast wrong is repositioning your entire portfolio around one. Investors who dumped US assets in April 2025 missed a 40% rally in US equities.

Samuel Rhee, our Chairman and Group CIO, breaks it all down in his latest Science of Wealth column for The Business Times.

Click the link to read Samuelโ€™s latest column: https://hk.endw.us/SoW_Sep_HK

๐˜๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ฏ๐˜ท๐˜ฐ๐˜ญ๐˜ท๐˜ฆ๐˜ด ๐˜ณ๐˜ช๐˜ด๐˜ฌ. ๐˜—๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ณ๐˜ฆ๐˜ง๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜›&๐˜Š ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ๐˜ฆ๐˜ณ ๐˜ข๐˜ต ๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ. ๐˜–๐˜ถ๐˜ณ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ ๐˜ช๐˜ด ๐˜ญ๐˜ช๐˜ค๐˜ฆ๐˜ฏ๐˜ด๐˜ฆ๐˜ฅ (๐˜Š๐˜Œ ๐˜•๐˜ฐ. ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง) ๐˜ฃ๐˜บ ๐˜š๐˜๐˜Š ๐˜ง๐˜ฐ๐˜ณ ๐˜›๐˜บ๐˜ฑ๐˜ฆ ๐Ÿฃ (๐˜‹๐˜ฆ๐˜ข๐˜ญ๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด), ๐Ÿฆ (๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด) ๐˜ข๐˜ฏ๐˜ฅ ๐Ÿซ (๐˜ˆ๐˜ด๐˜ด๐˜ฆ๐˜ต ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต) ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ท๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ฑ๐˜ฐ๐˜ด๐˜ต ๐˜ฉ๐˜ข๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฃ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ณ๐˜ฆ๐˜ท๐˜ช๐˜ฆ๐˜ธ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜š๐˜๐˜Š.

๐Ÿ“œ Legacy planning ensures your assets go where you intend.A will is a good starting point. Those with larger, more compl...
09/09/2026

๐Ÿ“œ Legacy planning ensures your assets go where you intend.

A will is a good starting point. Those with larger, more complex estates may explore a trust. But planning is only half the equation. Investing is what grows the legacy you're planning to leave. As inflation erodes wealth over time, your portfolio should be built to match the legacy you intend to pass on.

Endowus' Co-founder and CEO Gregory Van closes out his 4-part series on RTHK 3's Money Talk.

Episode 4 is live now โ€” tune in and learn more: https://hk.endw.us/moneytalk-ep4



๐˜๐˜ฏ๐˜ท๐˜ฆ๐˜ด๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ช๐˜ฏ๐˜ท๐˜ฐ๐˜ญ๐˜ท๐˜ฆ๐˜ด ๐˜ณ๐˜ช๐˜ด๐˜ฌ. ๐˜—๐˜ญ๐˜ฆ๐˜ข๐˜ด๐˜ฆ ๐˜ณ๐˜ฆ๐˜ง๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜›&๐˜Š ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ๐˜ฆ๐˜ณ ๐˜ข๐˜ต ๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ. ๐˜–๐˜ถ๐˜ณ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ ๐˜ช๐˜ด ๐˜ญ๐˜ช๐˜ค๐˜ฆ๐˜ฏ๐˜ด๐˜ฆ๐˜ฅ (๐˜Š๐˜Œ ๐˜•๐˜ฐ. ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง) ๐˜ฃ๐˜บ ๐˜š๐˜๐˜Š ๐˜ง๐˜ฐ๐˜ณ ๐˜›๐˜บ๐˜ฑ๐˜ฆ ๐Ÿฃ (๐˜‹๐˜ฆ๐˜ข๐˜ญ๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด), ๐Ÿฆ (๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ฐ๐˜ฏ ๐˜š๐˜ฆ๐˜ค๐˜ถ๐˜ณ๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด) ๐˜ข๐˜ฏ๐˜ฅ ๐Ÿซ (๐˜ˆ๐˜ด๐˜ด๐˜ฆ๐˜ต ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜จ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต) ๐˜ณ๐˜ฆ๐˜จ๐˜ถ๐˜ญ๐˜ข๐˜ต๐˜ฆ๐˜ฅ ๐˜ข๐˜ค๐˜ต๐˜ช๐˜ท๐˜ช๐˜ต๐˜ช๐˜ฆ๐˜ด. ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ฑ๐˜ฐ๐˜ด๐˜ต ๐˜ฉ๐˜ข๐˜ด ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฃ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ณ๐˜ฆ๐˜ท๐˜ช๐˜ฆ๐˜ธ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜š๐˜๐˜Š.

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๐Ÿ“œ ๅ‚ณๆ‰ฟ้ƒจ็ฝฒๅ””้œ€่ฆ่ซ—ๅพ—ๅคช่ค‡้›œ๏ผŒๆœ€่ฆ็ทŠไฟ‚ๅ…ˆๅ•่‡ชๅทฑ Why๏ผˆ็†่ฒก็›ฎ็š„๏ผ‰ใ€‚

ๅ–บ 3 Money Talk 4 ้›†็ณปๅˆ—ๅ˜…ๆœ€ๅพŒไธ€้›†๏ผŒEndowus ๆ™บๅฎ‰ๆŠ• ่ฏๅˆๅ‰ต่พฆไบบๅ…ผ CEO Greg Van ๅˆ†ไบซๅˆฐ๏ผŒไธ่ซ–ไฟ‚็‚บไธ‹ไธ€ไปฃ้‹ช่ทฏ๏ผŒๅฎšไฟ‚็‚บ่‡ชๅทฑๅšๅฅฝ้€€ไผ‘ๆ‰“็ฎ—๏ผŒๆœ€้—œ้ตไฟ‚ๅ…ˆ้‡ๆธ…็›ฎๆจ™ใ€‚

้…ๅˆ Endowus ็จ็ซ‹ใ€้›ถๅˆฉ็›Š่ก็ชๅ˜…ๆžถๆง‹๏ผŒๅนซไฝ ่ฆๅŠƒๅฅฝ้•ท็ทšๆŠ•่ณ‡็ต„ๅˆ๏ผŒ่ฎ“่ฒกๅฏŒ้ป˜้ป˜ๅขžๅ€ผใ€‚ๅ””้œ€่ฆ้ ป็นๅนฒ้ ๏ผŒ็ญ‰ไฝ ๅฏไปฅ่ผ•้ฌ†ๅฏฆ่ธๅ‚ณๆ‰ฟ็›ฎๆจ™๏ผŒๅŒๆ™‚ๅฅฝๅฅฝไบซๅ—็”Ÿๆดป๏ผ

Episode 4 ็พๅทฒไธŠ็ทš๏ผŒๅณๅˆป้ปžๆ“Š้€ฃ็ตๆ”ถ่ฝ๏ผšhttps://hk.endw.us/moneytalk-ep4

#้€€ไผ‘่ฆๅŠƒ #ๆ™บๅฎ‰ๆŠ• #ๆ™บๅœจๆŠ•่ณ‡ๆ›ดๅฅฝ

ๆŠ•่ณ‡ๆถ‰ๅŠ้ขจ้šชใ€‚่ซ‹ๅƒ้–ฑๆขๆฌพๅŠ็ดฐๅ‰‡ๅ’Œๅ…่ฒฌ่ฒๆ˜Ž๏ผš๐˜ฉ๐˜ต๐˜ต๐˜ฑ๐˜ด://๐˜ฉ๐˜ฌ.๐˜ฆ๐˜ฏ๐˜ฅ๐˜ธ.๐˜ถ๐˜ด/๐˜ญ๐˜ฆ๐˜จ๐˜ข๐˜ญ-๐˜ต๐˜คใ€‚ๆœฌๅ…ฌๅธๅทฒ็ฒ่ญ‰็›ฃๆœƒ็™ผ็‰Œ๏ผˆไธญๅคฎ็ทจ่™Ÿ๐˜‰๐˜˜๐˜™๐Ÿค๐Ÿค๐Ÿง๏ผ‰๏ผŒๅฏๅพžไบ‹็ฌฌ๐Ÿฃ้กž๏ผˆ่ญ‰ๅˆธไบคๆ˜“๏ผ‰ใ€็ฌฌ๐Ÿฆ้กž๏ผˆๅฐฑ่ญ‰ๅˆธๆไพ›ๆ„่ฆ‹๏ผ‰ๅŠ็ฌฌ๐Ÿซ้กž๏ผˆๆไพ›่ณ‡็”ข็ฎก็†๏ผ‰ๅ—่ฆ็ฎกๆดปๅ‹•ใ€‚ๆญค่ฒผๆ–‡ๆœช็ถ“่ญ‰็›ฃๆœƒๅฏฉ้–ฑใ€‚

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