IMG International Membership for ofw's worldwide

IMG International Membership for ofw's worldwide bit.ly/mjimgbenefits

๐ŸŽฏ Proud Being part of IMG Community ๐Ÿซถ๐ŸŽฏ Weโ€™re not just gaining knowledge, but we're surrounded by people who uplift, guid...
04/05/2026

๐ŸŽฏ Proud Being
part of IMG Community ๐Ÿซถ
๐ŸŽฏ Weโ€™re not just gaining knowledge, but we're surrounded by people who uplift, guide and grow with us.

๐ŸŽฏ Financial Education becomes a life-changing journey, opening doors to smarter decisions, stronger confidence, and a future built with purpose ๐Ÿ’ž

WArriors Team
HongKong Campaigners ๐Ÿซถ
Join Us Now โ€ผ๏ธ
Contact Me for free financial classes
nearest you ๐Ÿ“ฒ๐Ÿ’š๐Ÿ“ž
โœ๏ธ m.me/ginaruizmj
โž–โž–โž–โž–โž–โž–โž–

Shout out to my newest followers! Excited to have you onboard! Liezel Dela Cruz Felix, Marilou Montesa Mayor, Daniel Map...
02/05/2026

Shout out to my newest followers! Excited to have you onboard! Liezel Dela Cruz Felix, Marilou Montesa Mayor, Daniel Mapalo Ruiz, Reo Uzir, Jef Violeta

Message Me for free financial classes
nearest you ๐Ÿ“ฒ
โœ๏ธ m.me/ginaruizmj
๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ

02/05/2026

๐ŸŽฏ Siguraduhin ang Kinabukasan Mo at ng Iyong Pamilyaโ€”
Ngayon naโ€ผ๏ธ

๐ŸŽฏ Na isip mo na ba kung paano mo mapo protektahan hindi lang ang sarili mo, kundi pati ang kinabukasan ng mga mahal mo sa buhay?

๐ŸŽฏ Ipinapakilala ang Kaiser International Healthgroupโ€”isang makabagong 3-in-1 savings program na magbibigay saโ€™yo ng:

๐ŸŽฏ 1) Life Insurance โ€“ Para sa seguridad ng iyong pamilya. Handa ka man o hindi, may sasalo sa kanila.

๐ŸŽฏ 2) Healthcare โ€“ Ang kalusugan ay kayamanan. Makakatanggap ka ng tamang pag-aalaga sa oras na pinaka-kailangan mo ito.

๐ŸŽฏ 3) Investment โ€“ Palaguin ang iyong pera at maghanda para sa isang maginhawang pagreretiro.

โœ… Bakit Kaiser ang Dapat Piliin?
Mababang buwanang hulog, abot-kaya ng bawat Pilipino:
- Edad 10โ€“40: โ‚ฑ2,647/month sa loob ng 7 taon
- Edad 41โ€“50: โ‚ฑ3,529/month sa loob ng 7 taon
- Edad 51โ€“60: โ‚ฑ4,412/month sa loob ng 7 taon

โœ… Perfect para sa mga OFWs, professionals, at self-employed
โœ… Isang planong siguradong makakatulong sa'yo ngayon, bukas, at sa mga darating pang panahon

Huwag mo nang ipagpaliban pa. Ang kinabukasan ay ngayon nagsisimula.

โœ๏ธ Message Me ๐Ÿ“ฒ
โœ๏ธ m.me/ginaruizmj
๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ

Mag-invest para sa sarili moโ€”magpapasalamat
ang future self mo!
Para sa sarili.
Para sa pamilya.
Para sa kinabukasan.

๐—•๐—”๐—›๐—”๐—Ÿ๐—” ๐—ก๐—”!Mas masakit pa sa karayom ng swero ang makita ang total sa billing statement dahil lang naging kampante tayo s...
01/05/2026

๐—•๐—”๐—›๐—”๐—Ÿ๐—” ๐—ก๐—”!
Mas masakit pa sa karayom ng swero ang makita ang total sa billing statement dahil lang naging kampante tayo sa bahala na.

๐—›๐—ถ๐—ป๐—ฑ๐—ถ ๐˜€๐—ฎ๐—ฝ๐—ฎ๐˜ ๐—ฎ๐—ป๐—ด ๐—ฃ๐—ต๐—ถ๐—น๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—น๐—ฎ๐—ป๐—ด ๐˜€๐—ฎ ๐—ฝ๐—ฎ๐—ป๐—ฎ๐—ต๐—ผ๐—ป ๐—ป๐—ด๐—ฎ๐˜†๐—ผ๐—ป.
Kaya mahalaga na may dagdag kang coverage tulad ng Kaiser Ultimate Health Care bukod sa PhilHealth.

๐—ก๐—”๐—ฅ๐—œ๐—ง๐—ข ๐—ž๐—จ๐—ก๐—š ๐—•๐—”๐—ž๐—œ๐—ง?

๐Ÿญ. ๐—Ÿ๐—ถ๐—บ๐—ถ๐˜๐—ฒ๐—ฑ ๐—น๐—ฎ๐—ป๐—ด ๐—ฎ๐—ป๐—ด ๐˜€๐—ฎ๐—ด๐—ผ๐˜ ๐—ป๐—ถ ๐—ฃ๐—ต๐—ถ๐—น๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต
Ang PhilHealth ay may tinatawag na case rate โ€” ibig sabihin fixed amount lang ang ibinabawas sa bill.
๐Ÿ‘‰ Halimbawa:
Kung ang hospital bill mo ay โ‚ฑ100,000, posible na โ‚ฑ10kโ€“โ‚ฑ30k lang ang mabawas.

Resulta: Malaki pa rin ang ilalabas mong pera.

๐Ÿฎ. ๐— ๐—ฎ๐˜† โ€œ๐—ด๐—ฎ๐—ฝโ€ ๐—ป๐—ฎ ๐—ธ๐—ฎ๐—ถ๐—น๐—ฎ๐—ป๐—ด๐—ฎ๐—ป๐—ด ๐—ฝ๐˜‚๐—ป๐—ฎ๐—ป
Dito papasok ang Kaiser Ultimate Health Care
๐Ÿ‘‰ Siya ang sasalo sa natitirang gastos tulad ng:
โœ” Room & board
โœ” Professional fees ng doktor
โœ” Laboratory at procedures

Goal: Mabawasan o halos wala kang ilalabas na cash.

๐Ÿฏ. ๐—›๐— ๐—ข + ๐—Ÿ๐—ผ๐—ป๐—ด-๐˜๐—ฒ๐—ฟ๐—บ ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ณ๐˜‚๐—ป๐—ฑ (๐—ต๐—ถ๐—ป๐—ฑ๐—ถ ๐—น๐—ฎ๐—ป๐—ด ๐—ด๐—ฎ๐˜€๐˜๐—ผ๐˜€, ๐—บ๐—ฎ๐˜† ๐—ถ๐—ฝ๐—ผ๐—ป ๐—ฝ๐—ฎ)

Ang kakaiba sa Kaiser Ultimate Health Care:
โœ” May healthcare coverage (parang HMO)
โœ” May long-term savings component
โœ” Pwedeng magamit sa future kahit hindi ka magkasakit

๐Ÿ‘‰ Ibig sabihin: hindi lang proteksyon, may ipon ka rin para sa future health needs

๐Ÿฐ. ๐— ๐—ฎ๐˜€ ๐—ฝ๐—ฟ๐—ฒ๐—ฝ๐—ฎ๐—ฟ๐—ฒ๐—ฑ ๐—ธ๐—ฎ ๐˜€๐—ฎ ๐—ฒ๐—บ๐—ฒ๐—ฟ๐—ด๐—ฒ๐—ป๐—ฐ๐—ถ๐—ฒ๐˜€
Kapag may sakit o emergency:
โœ” Sa PhilHealth โ†’ may tulong pero limitado
โœ” Sa Kaiser โ†’ may dagdag na safety net

๐Ÿ‘‰ Resulta: hindi ka mababaon sa utang o mapipilitang mangutang

๐Ÿฑ. ๐—ฃ๐—ฒ๐—ฎ๐—ฐ๐—ฒ ๐—ผ๐—ณ ๐—บ๐—ถ๐—ป๐—ฑ ๐—ฝ๐—ฎ๐—ฟ๐—ฎ ๐˜€๐—ฎ ๐—ฝ๐—ฎ๐—บ๐—ถ๐—น๐˜†๐—ฎ
Hindi lang para saโ€™yo, kundi para sa pamilya mo:
โœ”Hindi sila mabibigla sa gastos
โœ” Hindi mauubos ipon nyo
โœ” May system ka na naka-ready

๐Ÿ”ฅ Simple Summary:
๐Ÿ‘‰๐—ฃ๐—ต๐—ถ๐—น๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต = Basic support
๐Ÿ‘‰๐—ž๐—ฎ๐—ถ๐˜€๐—ฒ๐—ฟ= Full protection + health fund

Alagang Kaiser ๐Ÿ’š Alaga Ka kapatid โฃ๏ธ

Contact Me for
free Quote ๐Ÿ“ฒ
โœ๏ธ m.me/ginaruizmj ๐Ÿ“ฉ

๐ŸŽฏ Kabayan, kung iniisip mo yung future after ๐ŸŒ => this is for youโ€ผ๏ธ โœ… =โฉ ngayon + long-term growth na puwede mag...
23/04/2026

๐ŸŽฏ Kabayan,
kung iniisip mo
yung future after
๐ŸŒ
=> this is for youโ€ผ๏ธ

โœ… =
โฉ
ngayon + long-term growth na puwede maging retirement fund.
โฉ
โฉ

๐ŸŽฏ Isang plan, tatlong benefits. Gusto mo malaman magkano at paano mag-start?

โœ๏ธ Message me for free financial classes
nearest you ๐Ÿ“ฑ
โœ๏ธ m.me/ginaruizmj
โž–โž–โž–โž–โž–โž–โž–โž–
Financial Literacy
is the Key ๐Ÿ”‘
๐Ÿ’ž
๐Ÿ’
๐Ÿซถ โค๏ธ
๐Ÿ’™
๐Ÿ’š

โฉ โ€œWhat if an emergency happensโ€”are you truly prepared?โ€ ๐Ÿ˜Ÿ๐Ÿ’ญ โฉ Life is unpredictable, but your health, familyโ€™s future, ...
22/04/2026

โฉ โ€œWhat if an emergency happensโ€”
are you truly prepared?โ€ ๐Ÿ˜Ÿ๐Ÿ’ญ โฉ Life is unpredictable, but your health, familyโ€™s future, and financial stability donโ€™t have to be.
With Kaiserโ€™s 3-in-1 Savings Plan, you can secure:
โœ… โ€“ Get the medical support you need, when you need it โœ…
โ€“ Protect your loved ones from financial burdens โœ… โ€“ Build long-term financial security for a brighter future Your family deserves peace of mind and financial freedom. Donโ€™t wait until itโ€™s too lateโ€”
start securing your future today!

โœ๏ธ Message me now and letโ€™s make sure you and your loved ones are prepared for anythingโ€ผ๏ธ
โœ๏ธ m.me/ginaruizmj ๐Ÿ“ฑ

Financial Literacy
is the Key ๐Ÿ”‘

We are the International Marketing Group (IMG).We help people Move from Dreaming to Doing. We bring life-changing financ...
21/04/2026

We are the International Marketing Group (IMG).

We help people Move from Dreaming to Doing. We bring life-changing financial concepts and solutions to middle income individuals and families who are overlooked by the financial industry.

Whether youโ€™re a
man or woman, old,
young, married, unmarried...Even if youโ€™re buried in debts or simply want to live a free, rich life?
..this will work for you!

With IMG, youโ€™ll discoverโ€ฆ

How you get educated on all aspects of personal finance...even if you donโ€™t have no idea at all!

How to access hundreds of financial products and services.

How you can receive training and support to manage your money!

How you can save money on various products and services.

How you can Earn by sharing their know-how with associates in fast-growing industries!

Know how you can become your own money manager and financial educator!

โœ๏ธ Contact Me for free financial classes nearest you ๐Ÿ“ฒ
โœ๏ธ m.me/ginaruizmj
๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ ๐Ÿ“ฉ




13/04/2026

Hindi biro ang magkasakit o mawalan sa buhay. Kaya mahalagang may ka na hindi lang nagbibigay ng proteksyon, kundi may kasamang at para sa
iyong kinabukasan.

Salamat,
๐Ÿซถ
dahil nasa iyo na ang kumpletong solusyon
para sa aming pangangailangan.๐Ÿ’™

Samahan ninyo kami sa pagbuo ng isang komunidad na may matibay na pundasyon para sa kalusugan, seguridad,at mas
magandang bukas.๐Ÿ’ž

Contact Me for
free Quote ๐Ÿ“ฒ
โœ๏ธ m.me/ginaruizmj ๐Ÿ“ฉ
โž–โž–โž–โž–โž–โž–โž–

Kasama si Ms. Cheryl Cosim at ang Kaiser International HealthGroup, tayo ay maging protektado sa kahit anong pagsubok
sa buhay. โœจ๐Ÿ’™๐Ÿ’š




๐Ÿ’

With Reyna Jean Dela Noche โ€“ I just got recognized as one of their top fans! ๐ŸŽ‰
11/04/2026

With Reyna Jean Dela Noche โ€“ I just got recognized as one of their top fans! ๐ŸŽ‰

11/04/2026

๐Ÿ“Œ Mas madali mag-ipon ng 3,000 kada buwan kaysa maghanap ng 100k-500k na biglaan. ๐Ÿ’ฏ

๐Ÿ“Œ Have enough
and coverage for you and
your loved ones. ๐Ÿซถ

๐Ÿ“Œ Let's how to and our hard earned money..
โœ๏ธ Preparation
is the Key.

๐Ÿ“Œ There is no Replacement for preparation ๐Ÿ‘Š

โœ๏ธ Get your
now๐Ÿ“ฉ

๐Ÿ“Œ
Ultimate Health
Builder.๐Ÿ’

๐Ÿ“Œ Tandaan:
is not


Contact me for free financial classes
nearest you โ˜Ž๏ธ

โœ๏ธ m.me/ginaruizmj
๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ๐Ÿ“ฉ

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With Roldan Alcober Astrologo โ€“ I just got recognized as one of their top fans! ๐ŸŽ‰
06/04/2026

With Roldan Alcober Astrologo โ€“ I just got recognized as one of their top fans! ๐ŸŽ‰

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