Financial Literacy Freedom from Poverty

Financial Literacy Freedom from Poverty Financial Literacy Freedom from Poverty helping people to educate how they can manage propely their

21/01/2023

May great blessings, good health, great opportunities and prosperity never cease for you and your family this Lunar New Year.

Happy Chinese New Year from Kaiser International Healthgroup!

01/09/2022

Kagandahan ng Kaiser 3 in 1

๐Ÿ‘Mawala man tayo may maiiwan tayo sa pamilya natin
๐Ÿ‘Magkasakit man tayo may aasahan tayong pampagamot
๐Ÿ‘Kung tumagal man tayo sa mundo, may aasahan tayong retirement fund

Ang mga OFW/breadwinner/magulang ay sadyang masisipag at tinitiis na mapalayo sa pamilya at magpakapagod para kumita. Pero kailangan natin kumita at hayaan natin tulungan tayo ng pera na pinaghirapan natin na kumita din para sa atin.
Nag iipon tayo pero sa banko na kung saan less than 1% lang ang kinita plus nagkakaron pa ng tax at tumataas ang inflation rate.
Samantalang kung ito ay iinvest mo sa mutual funds mababa na ang 12% ang kitain mo,

Sa Kaiser 3 in 1 ay investment hindi po sya gastos kasi aside from may investment ka na insured ka pa mapa (health and life).

K45 to K1million ang kasier plans pero eto ang mga common plans ng Kaiser ๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

๐Ÿ’10-40 years old~k45
Monthly : 2,647.00
Quarterly : 7,676.00
S.Annual : 14,294.00
Annual : 29,470.00
Life Insurance: 202,500.00 (cause of illness but it will doubled to 405,000 if the cause of death is accident)
Contract Amount: 185,288.00
LTC MATURITY: 524,776.00 (earnings)

๐Ÿ’10-40 years old~k50
Monthly : 2,941.00
Quarterly : 8,529.00
S. Annual : 15,882.00
ANNUAL : 29,411.00
Life Insurance: 225,000.00 (cause of illness but it will doubled to 450,000 if the cause of death is accident)
Contract Amount: 205,875.00
LTC MATURITY: 583,084.00 (earnings)

๐Ÿ’41-50 years old~k60
Monthly : 3,529.00
Quarterly : 10,235.00
S.Annual : 19,058.00
ANNUAL : 35,293.00
Life Insurance : 270,000.00 (cause of illness but it will doubled to 540,000 if the cause of death is accident)
Contract Amount: 247,050.00
LTC MATURITY: 699,701.00 (earnings)

๐Ÿ’51-60 years old~k75
Monthly : 4,412.00
Quarter : 12,794.00
S.Annual : 23,823.00
ANNUAL : 44,116.00
Life Insurance: 337,500.00 (cause of illness but it will doubled to 675,000 if the cause of death is accident)
Contract Amount: 308,813.00
LTC MATURITY: 874,626.00 (earnings)

๐Ÿ’ savers choice plan k100
Monthly : 5,882.00
Quarter : 17,058,00
S.Annual : 31,764.00
ANNUAL : 58,821.00
Life Insurance: 450,000.00 (cause of illness but it will doubled to 900,000 if the cause of death is accident)
Contract Price: 411,750.00
LTC MATURITY: 1,166,168.00 (earnings)

LEGALITY
1. Kaiser is duly accredited with DOH
2. SEC registered (CS200408739) as a health provider with authorized capital stock of Php 160M
3. Insurance Commission with licenses # HMO-2017-04-R
4. Dr. Leah Uy Medical Director and an active officer of PAHMOC
5. Corporate Account of Kaiser are SENATE, SUPREME COURT, COURT OF APPEALS, PEZA AND PHIL. COAST GUARD

PM FOR MORE INFO ๐Ÿ’Œ๐Ÿ’Œ๐Ÿ’Œ

OR GET YOUR D.I.Y FREE QUOTATION
https://123457hk.imgcorp.com/quote/kaiser

Ayaw mong kumuha ng KAISER kasi may SSS, Philhealth at Savings sa Bangko?ANO ang pagkaka-iba ng BENEPISYO NG KAISER, sa ...
12/06/2022

Ayaw mong kumuha ng KAISER kasi may SSS, Philhealth at Savings sa Bangko?

ANO ang pagkaka-iba ng BENEPISYO NG KAISER, sa ibang HMO at PHILHEALTH? ๐€๐ง๐จ ๐›๐š ๐ฆ๐ž๐ซ๐จ๐ง ๐ฌ๐š ๐Š๐€๐ˆ๐’๐„๐‘ ๐ง๐š ๐๐š๐ฉ๐š๐ญ ๐ฆ๐จ๐ง๐  ๐ฉ๐š๐  ๐ข๐ฌ๐ข๐ฉ๐š๐ง?

Read till the End to know better ๐Ÿ˜Š

โ€ผ๐—ฅ๐—ฒ๐—ด๐˜‚๐—น๐—ฎ๐—ฟ ๐—›๐— ๐—ข
โžณ Taon-taon ka mag babayad para ikaw ay covered at tumataas ang binabayaran mo kasi nadadagdagan ang edad mo.
โžณ Hindi kana makakaavail kung may sakit ka sa panahon na ikaw ay nag apply, kahit regular kang client.
โžณ No rebate pag di mo nagamit dahil healthy ka that year.

โ€ผ๐—ฃ๐—ต๐—ถ๐—น๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต
โžณ Sa PhilHealth up to 60 years old tayo magrerenew. Hindi magagamit kung hindi din tuloy-tuloy ang pag hulog.
โžณ 15% to 20% lang ang discount sa hospital bills mo at hindi lahat ng sakit ay covered.
โžณ No assistance for beneficiaries beyond the age of 19 y.o.

โ€ผ ๐Š๐€๐ˆ๐’๐„๐‘ ๐‡๐„๐€๐‹๐“๐‡ ๐๐”๐ˆ๐‹๐ƒ๐„๐‘ ๐๐‹๐€๐ (๐Ÿ‘-๐ข๐ง-๐Ÿ):
โœ… 3 in 1 product na. May ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„ + ๐ˆ๐๐‚๐Ž๐Œ๐„ ๐‘๐„๐๐‹๐€๐‚๐„๐Œ๐„๐๐“ + ๐ˆ๐๐•๐„๐’๐“๐Œ๐„๐๐“ ka nang magagamit. Wala kang extrang babayaran para e-avail isa isa. Kaya makakatipid at may peace of mind ka.
โœ… ๐Ÿ†…๐Ÿ…ด๐Ÿ†๐Ÿ†ˆ ๐Ÿ…ฐ๐Ÿ…ต๐Ÿ…ต๐Ÿ…พ๐Ÿ†๐Ÿ…ณ๐Ÿ…ฐ๐Ÿ…ฑ๐Ÿ…ป๐Ÿ…ด. 7 years ka lang mag-iipon. Mabuhay ka man hanggang 100 years may healthcare ka pa rin.
โœ… Covered lahat ng sakit, kahit pre-existing after the ๐€๐‚๐‚๐”๐Œ๐”๐‹๐€๐“๐ˆ๐Ž๐ ๐๐„๐‘๐ˆ๐Ž๐ƒ.
โœ…Sagot ang hospital bills, from room accommodation, doctors fee- ang ๐Ÿ…ป๐Ÿ…ธ๐Ÿ…ผ๐Ÿ…ธ๐Ÿ†ƒ ay depende sa plan na kinuha mo. ๐˜œ๐˜ถ๐˜ธ๐˜ช ๐˜ฌ๐˜ข๐˜ฏ๐˜จ ๐˜ฎ๐˜ข๐˜บ ๐˜ฏ๐˜จ๐˜ช๐˜ต๐˜ช ๐˜ด๐˜ข ๐˜ญ๐˜ข๐˜ฃ๐˜ช ๐˜ข๐˜ต ๐˜ธ๐˜ข๐˜ญ๐˜ข๐˜ฏ๐˜จ ๐˜ช๐˜ฏ๐˜ช๐˜ช๐˜ด๐˜ช๐˜ฑ ๐˜ฏ๐˜ข ๐˜ถ๐˜ต๐˜ข๐˜ฏ๐˜จ.
โœ… ๐๐„ ๐€๐ ๐ˆ๐Œ๐† ๐Œ๐„๐Œ๐๐„๐‘ para magkaroon ng ๐ฎ๐ง๐ฅ๐ข๐ฆ๐ข๐ญ๐ž๐ ๐Ÿ๐ซ๐ž๐ž ๐œ๐จ๐ง๐ฌ๐ฎ๐ฅ๐ญ๐š๐ญ๐ข๐จ๐ง๐ฌ sa lahat ng Kaiser Medical Centers. Kahit araw araw at iba ibang sakit ang iyong ipapacheck up sagot yan ng benefit mo as member.
โœ… Kung magkano ang amount na binabayaran mo pagkasign mo ng plan kay Kaiser, yun lang din ang babayarn mo for 7 years. ๐๐Ž ๐€๐ƒ๐ƒ๐ˆ๐“๐ˆ๐Ž๐๐€๐‹ ๐…๐„๐„๐’ ๐๐„๐„๐ƒ๐„๐ƒ.
โœ… ๐–๐ข๐ญ๐ก ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐€๐ฌ๐ฌ๐ข๐ฌ๐ญ๐š๐ง๐œ๐ž. ๐˜”๐˜ข๐˜ข๐˜ข๐˜ณ๐˜ช ๐˜ฎ๐˜ฐ๐˜ฏ๐˜จ ๐˜ช๐˜ฑ๐˜ข๐˜จ๐˜ข๐˜ฎ๐˜ช๐˜ต ๐˜ด๐˜ข ๐˜ช๐˜ฎ๐˜ฎ๐˜ฆ๐˜ฅ๐˜ช๐˜ข๐˜ต๐˜ฆ ๐˜ง๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜ฎ๐˜ฐ๐˜ฏ๐˜จ ๐˜ฏ๐˜ข๐˜จ๐˜ฌ๐˜ข๐˜ด๐˜ข๐˜ฌ๐˜ช๐˜ต (subject for approval from Kaiser).
โœ… May ๐’๐“๐Ž๐‚๐Š๐Œ๐€๐‘๐Š๐„๐“ ๐Ÿ…ธ๐Ÿ…ฝ๐Ÿ†…๐Ÿ…ด๐Ÿ†‚๐Ÿ†ƒ๐Ÿ…ผ๐Ÿ…ด๐Ÿ…ฝ๐Ÿ†ƒ na 6 ๐˜ต๐˜ฐ 10% na pwede mong gamitin o ipamana sa iyong principal beneficiary pagdating ng maturity.
โœ… Kung Healthy ka while paying your policy for 7 years, ๐Ÿ–๐Ÿ“% ๐Ÿ…ฒ๐Ÿ…ฐ๐Ÿ†‚๐Ÿ…ท ๐Ÿ†๐Ÿ…ด๐Ÿ…ฑ๐Ÿ…ฐ๐Ÿ†ƒ๐Ÿ…ด ang mababalik sayo na palalaguin mo kasabay ng ๐’๐“๐Ž๐‚๐Š๐Œ๐€๐‘๐Š๐„๐“ ๐Ÿ…ธ๐Ÿ…ฝ๐Ÿ†…๐Ÿ…ด๐Ÿ†‚๐Ÿ†ƒ๐Ÿ…ผ๐Ÿ…ด๐Ÿ…ฝ๐Ÿ†ƒ mo.

So alin nga ba ang mas maganda?

Kung ako ang tatanungin, dapat meron ka pareho. Pero malaki po ang pagkaka iba nila. ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ ๐ฐ๐ข๐ฌ๐ž๐ฅ๐ฒ.

๐‚๐จ๐ฆ๐ฆ๐ž๐ง๐ญ or ๐๐‘๐„๐’๐’ ๐ญ๐ก๐ž ๐ฌ๐ž๐ง๐ ๐ฆ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐›๐ฎ๐ญ๐ญ๐จ๐ง to know more about ๐Š๐š๐ข๐ฌ๐ž๐ซ ๐‡๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐ž.

LET YOUR MONEY WORK FOR YOU!Be one of the Investors!Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee ...
07/06/2022

LET YOUR MONEY WORK FOR YOU!

Be one of the Investors!

Alam mo ba sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Company thru MUTUAL FUND!

Ang galing di ba?! Dati you'll need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang!
Build your kids College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.

Financial literacy is the key!
Join our FREE INVESTMENT TALK NOW!!

Do not let your hard-earned money be wiped out by a single emergency in your family. Get your Kaiser 3-1 (Healthcare, Li...
07/06/2022

Do not let your hard-earned money be wiped out by a single emergency in your family.

Get your Kaiser 3-1 (Healthcare, Life Insurance and Investment) now.

Message me for FREE Quotation! :)

THIS IS HOW KAISER LONG TERM HEALTHCARE WORKS! Hindi mo man magagamit ito sa ngayun but im sure in the long run pasasal...
07/06/2022

THIS IS HOW KAISER LONG TERM HEALTHCARE WORKS!

Hindi mo man magagamit ito sa ngayun but im sure in the long run pasasalamatan mo ito.

HOW KAISER LONGTERM Healthcare is very important? ๐Ÿ˜ƒ

โœ”Kapag hindi ka na employed, hindi ka magwoworry kung maospital ka.

โœ”Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care.
Marereceive mo ang guaranteed Long-term care bonus sa maturity.

โœ”May kasama na syang insurance for income protection sa family just in case may nangyari sa policy holder.

โœ”Nakainvest pa sa mutual fund ang health fund kaya nag-eearn sya ng 10% at may variable earning pa depende sa performance ng stock market.

โœ”Waived na ang payment kung may nangyari sa policy holder, mapapasa pa ang health coverage sa beneficiary.

โœ”Good as cash sya pagdating ng maturity,
So pede ka magwithdraw gamit ang visa card. Hanggat may fund ang card, patuloy lang ang pag-earn ng interest.

โœ”Covered ka kahit beyond 60 ka na, as long as you live!

โœ”In case of emergency, pede magamit as family assistance.

โœ”Pede ka magkaroon nito sa halagang PhpP88.00 pesos saving a day.

Kung kaya mo.mag ipon ng Php88 / day
usap tayo.

Depends on Age...
10-40 yrs old K45, K50, K60, K75, K100,

41-50 yrs old K60, k75, K100, ...K1000

51-60 yrs old K75, K100, ...K1000

Message me for more information

https://123457hk.imgcorp.com/quote/kaiser

Paano magsimula sa IMG at MUTUAL FUNDS?Step by step guidance kung Paano magsimula sa Mutual Funds, Stocks, Building Fina...
06/06/2022

Paano magsimula sa IMG at MUTUAL FUNDS?

Step by step guidance kung Paano magsimula sa Mutual Funds, Stocks, Building Financial Security sa maliit na puhunan. Thru IMG MEMBERSHIP PLATFORM.๐Ÿ‘‡

1. Ang Membership fee na 5,500 pesos sa IMG ay enrollment fee mo yan para maka avail ka sa mga benefits.

2. Pagka member mo pa lang automatic investor ka na meron ka na kaagad Initial opening na 1,000 pesos para sa investment mo sa SOLDIVO MUTUAL Funds.
( Pwede ka na magdagdag at magipon ng paunti-unti kahit magsimula ka sa 500 pesos)

3. May Libreng 100k na Personal Accident insurance for Pinas/local code.

4. May Libreng 700k na Personal Accident Insurance for International code (OFW)

5. May 50k Basic Insurance coverage na 500 pesos lang ang babayaran, one time payment (for Final Expenses)

6. May Libreng Memorial Concierge Service pa.

7. May Libreng 2 eyeframes at Vision Check.

8. May Libreng consultation sa any kaiser medical center. (UNLIMITED)

9. May Business opportunity, become a Financial Educator. At Mag share, magturo ng tamang pagiipon at pagiinvest, and you can achieve the income you want.

10. Sa kasalukuyan..May total na 48 BENEFITS para sa mga Member si IMG at madagdagan pa yan.

Para malaman pa ang ibang mga benefits, kindly Message meโ˜บ๏ธโ˜บ๏ธ

Mutual fund is for you if:

You have a high appetite for risk and willing to invest for the long-term.

You want to invest your funds in both blue-chips stocks and second-liners (alpha stocks).

You have no immediate need for your investments and are willing to invest for the long term.

Disclaimer: IMG does not sell Mutual funds. All Mutual funds under IMG's benefits are sold by RAMPVER FINANCIALS.

We are happy to guide you.

IMG. We educate. We care. Messages me for more details..

Ang IMG po ay Membership Benefits,Kapag nagpamember ka, sa Membership Fee na (P5,500.00) Tama po ganyan lang kamura, per...
06/06/2022

Ang IMG po ay Membership Benefits,
Kapag nagpamember ka, sa Membership Fee na (P5,500.00) Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.
โœ”๏ธ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:
โœ”๏ธ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits
โœ”๏ธ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, โ€œ Paano nga ba makapag-umpisa?โ€ Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.
โœ”๏ธ Manila Bankers Life 100K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos para sa kanila diba?๏ฟฝ๏ฟฝโœ”๏ธ Calamity & Emergency Financial Assistance Program up to 50,000 pesos for Floods, Typhoon, Landslide, Earthquake and Fire for every member.
โœ”๏ธ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!
โœ”๏ธ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision
โœ”๏ธ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.
โœ”๏ธ24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.
โœจSulit ang membership fee ( one time payment ) dahil lifetime na tayong member sa IMG and sa sobrang daming benefits for you and your family. I will be your Financial Coach that will guide you all the way.

Ito yung lagi namin pinapa alala sa mga tao as Financial Educators. Kahit anong sipag mo, laki ng kinikita/income mo nun...
23/03/2022

Ito yung lagi namin pinapa alala sa mga tao as Financial Educators. Kahit anong sipag mo, laki ng kinikita/income mo nung malakas ka pa kung hindi mo paghahandaan ang future self mo mahihirapan ka talaga. "You only live once" sabi ng iba kaya dapat ienjoy ang buhay. Wala naman masama sa pag enjoy ng buhay pero lagi mo tatandaan na "You also grow old" Need mo ibalance ang pag eenjoy at pag save/invest.

Sa case ni Dagul, Nararamdaman nya na yung hirap sa finances lalo't tumatanda na sya and di na sya ganun ka lakas to work and provide for his family. Preparation is the key talaga. Wag lang mag focus sa active income(You work hard for money), dapat meron ka ding passive income(money working for you) para pag dumating ang araw na di mo na kaya mag work dahil matanda kana, may passive income na makakatulong/magproprovide sa pangangailangan mo and ng family mo.

Pag may na meet ka na Financial Educator/Advisor. Makinig ka at igalang mo sila dahil gusto lang nila ang mabuti para sainyo.

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