C J Ramsay & Associates

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Friendly North Yorkshire accountants helping small businesses with bookkeeping, payroll, VAT & tax.
❌ No fixed fees; Only pay for the support you need 🤝
📩 Send us a message or call us for a friendly chat. Specialist INDEPENDENT ACCOUNTANTS - SOLE TRADERS, PARTNERSHIPS, LTD COMPANIES, BOOKKEEPING, VAT RETURNS, PAYROLL, CASHFLOWS, ACCOUNTS, TAX RETURNS call for a FREE CONSULTATION.

For many business owners, an accountant is someone they speak to once a year when their accounts are due.But we believe ...
05/06/2026

For many business owners, an accountant is someone they speak to once a year when their accounts are due.

But we believe good accountancy support should be more than that.

Your accounts aren’t just paperwork for HMRC, they tell the story of your business.

They can help you understand:

✔ How your business is performing
✔ Where your money is going
✔ When cashflow may become tighter
✔ How to make better decisions moving forward

Yes, we prepare year end accounts and submit tax returns,but we also help our clients understand their numbers throughout the year, so there are fewer surprises and more confidence.

Because running a business is much easier when you know exactly where you stand.

📩 If you’d like accountancy support that helps you understand your business, not just tick a box once a year, send us a message for a friendly chat 😀

A quick reminder for VAT registered businesses 👇The VAT return and payment deadline is approaching for businesses with V...
04/06/2026

A quick reminder for VAT registered businesses 👇

The VAT return and payment deadline is approaching for businesses with VAT periods ending 30th April 2026.
📅 Deadline: 7th June 2026

Keeping on top of your VAT throughout the year can make deadlines feel much less stressful.
Regular bookkeeping means:

✔ Your records are organised
✔ You have a clearer picture of your figures
✔ There’s less last-minute panic when deadlines come around

📩 Need support staying on top of your VAT returns? Send us a message for a friendly chat.

Every business is different.So we’ve never believed your accountancy support should be one-size-fits-all.Some businesses...
03/06/2026

Every business is different.
So we’ve never believed your accountancy support should be one-size-fits-all.

Some businesses need regular bookkeeping, payroll support and ongoing advice. Others simply need help with their year end accounts or specific areas of their finances.

That’s why at CJ Ramsay & Associates, we charge based on the time we spend supporting your business.

✔ No fixed packages
✔ No paying for services you don’t need
✔ Flexible support tailored to your business

Our aim has always been simple, to give business owners the support they actually need, allowing them to focus on what they do best. Running their business!

📩 Looking for accountancy support that works around your business? Send us a message for a friendly chat.

When I founded CJ Ramsay & Associates back in 1998, there was one thing I wanted to do differently.After spending 12 yea...
02/06/2026

When I founded CJ Ramsay & Associates back in 1998, there was one thing I wanted to do differently.

After spending 12 years working in accountancy, I felt frustrated that many businesses only saw accountants as someone who kept HMRC happy. But I knew good accountancy support could offer so much more than that.

My aim was to build a practice that didn’t just prepare year end accounts and submit tax returns, but genuinely helped business owners understand and manage their finances.

Because when you know your numbers, you can make better decisions for your business.

Over the years, we’ve supported clients with everything from bookkeeping, VAT returns, CIS, payroll, management accounts and cashflow forecasting. But we’ve always kept the same approach:

💰Providing the support each business actually needs.
💰No unnecessary extras.
💰No fixed packages.
💰No one-size-fits-all approach.
💰We charge by the hour because we believe it’s the fairest way, you pay for the time spent supporting your business, not for services you don’t use.

Our goal has always been simple. To take the stress of accounts away from business owners so they can focus on doing what they do best, running their business.

Chris
Founder, CJ Ramsay & Associates

📩 Looking for accountancy support that works around your business? Send us a message for a friendly chat.

5 quick jobs to do before the end of the month to make your accounts easier 👇A little bit of organisation now can save a...
29/05/2026

5 quick jobs to do before the end of the month to make your accounts easier 👇

A little bit of organisation now can save a lot of stress later, especially when tax return season comes around.

Here are 5 quick jobs worth doing before the end of the month:

✔ Chase any unpaid invoices
✔ Upload or organise receipts
✔ Check business expenses are recorded properly
✔ Reconcile your bank transactions
✔ Put money aside for tax & VAT

It doesn’t have to take hours, but staying on top of things monthly makes a huge difference long-term.

One of the biggest causes of stress we see is business owners leaving everything until the end of the year and then trying to remember what happened months ago 😅

Future you will definitely thank you for getting organised now.
📩 If keeping on top of paperwork keeps slipping down the list, we’re here to help.

And honestly, the answer is usually:“It depends.” 😂What you can claim as a business expense depends on whether the cost ...
27/05/2026

And honestly, the answer is usually:

“It depends.” 😂

What you can claim as a business expense depends on whether the cost is considered “wholly and exclusively” for business use by HMRC.

Some expenses are straightforward.
Others can be a bit more of a grey area.

One of the biggest mistakes business owners make is either:

❌ Claiming things they shouldn’t
OR
❌ Missing legitimate expenses completely

Getting advice early can help you stay compliant while making sure you’re not paying more tax than necessary.

📩 Unsure what you can and can’t claim for your business? Feel free to send us a message.

Meet today’s office assistant, although productivity levels may be questionable 🤣🐾One thing about running a small busine...
26/05/2026

Meet today’s office assistant, although productivity levels may be questionable 🤣🐾

One thing about running a small business, no two work days are ever the same.
Some days it’s payroll, VAT returns and bookkeeping…

Other days it’s trying to work around a cat who’s decided your desk is now their bed.

At CJ Ramsay & Associates, we know accountancy can feel quite serious and overwhelming at times, but we’re real people behind the business too, and usually with pets somewhere nearby supervising everything 👀

Safe to say there’s never a dull moment in our office!

We’d love to know do your pets “help” you work from home too? 👀🐾

The VAT registration threshold is currently £90,000 turnover. But here's what catches many business owners out👇It’s not ...
22/05/2026

The VAT registration threshold is currently £90,000 turnover. But here's what catches many business owners out👇

It’s not based on profit.
It’s based on taxable turnover.

We often see growing businesses accidentally creeping towards the threshold without realising how close they are.

Leaving it too late can lead to stress, unexpected VAT bills and HMRC issues.
Keeping a close eye on your figures throughout the year is so important as your business grows.

📩 Not sure if you need to register for VAT? Feel free to message us for advice.

One of the biggest mistakes we’re seeing this year?Business owners leaving bookkeeping until months later and then tryin...
20/05/2026

One of the biggest mistakes we’re seeing this year?

Business owners leaving bookkeeping until months later and then trying to piece everything together at tax return time. It usually leads to:

❌ Missing expenses
❌ Stress and overwhelm
❌ Poor visibility of cashflow
❌ Last-minute panic
❌ Feeling completely behind

Even spending 10 minutes a week staying organised can make next year’s tax return much easier and far less stressful.

A simple system now saves a huge headache later.

📩 If bookkeeping keeps ending up at the bottom of your to-do list, we can help 😀

Many self-employed business owners and landlords earning over £50,000 now need to start preparing for Making Tax Digital...
19/05/2026

Many self-employed business owners and landlords earning over £50,000 now need to start preparing for Making Tax Digital for Income Tax.

This means👇
✔ Keeping digital records
✔ Using compatible software
✔ Sending quarterly updates to HMRC instead of one yearly return

And honestly, a lot of people still don’t fully realise how much this is going to change the way they manage their accounts.

The businesses who get organised early will likely find the transition much less stressful than those leaving it until the last minute.

Even simple things like improving bookkeeping habits and using the right systems now can make a huge difference long-term.

📩 Not sure whether Making Tax Digital applies to your business? Feel free to send us a message and we’ll happily help point you in the right direction 😀

Address

Brigante Place, Boroughbridge
York
YO519SB

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+447989390914

Website

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