What are the opening hours?

Monday 8:30am - 5:30pm Tuesday 8:30am - 5:30pm Wednesday 8:30am - 5:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 5:30pm

C J Ramsay & Associates

Home
United Kingdom
York
C J Ramsay & Associates

Call Website Contact the business

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from C J Ramsay & Associates, Financial service, Brigante Place, Boroughbridge, York.

Friendly North Yorkshire accountants helping small businesses with bookkeeping, payroll, VAT & tax.
❌ No fixed fees; Only pay for the support you need 🤝
📩 Send us a message or call us for a friendly chat. Specialist INDEPENDENT ACCOUNTANTS - SOLE TRADERS, PARTNERSHIPS, LTD COMPANIES, BOOKKEEPING, VAT RETURNS, PAYROLL, CASHFLOWS, ACCOUNTS, TAX RETURNS call for a FREE CONSULTATION.

21/10/2026

Quick reminder for anyone who still files their Self Assessment on paper.

Your 2025/26 paper return has to reach HMRC by Saturday 31 October 2026. That's 10 days away, and it needs to arrive by then, not just be in the post.

Miss it and the £100 late filing penalty applies straight away, even if you don't owe any tax.

If you file online, your deadline is 31 January 2027. But that's also the date your tax bill (and possibly your first payment on account for next year) is due, so knowing the number early really helps.

And for employers: the electronic PAYE and CIS payment for the month to 5 October is due tomorrow, Thursday 22 October.

📲 Not sure which deadline applies to you? Send us a message and we'll tell you straight away.

19/10/2026

Let's do something a bit different this Monday.

We work with some brilliant local businesses, and we'd love to meet more of you.

Drop a comment telling us:
📍 Where you're based
💼 What your business does
⭐ One thing you'd love more people to know about you

Then have a scroll through the comments and support a few of each other. Small businesses lifting each other up is what it's all about. 🤎

We'll go first: we're CJ Ramsay & Associates, friendly accountants covering North Yorkshire, and we only charge for the hours we actually work. 😊

16/10/2026

We've had lots of new faces following the page recently, so hello! 👋

We're a small, independent accountancy practice in North Yorkshire. We look after sole traders and small to medium businesses, builders, shops, farmers, a pub, a vet practice and plenty more.

And we're real people. Karen's usually at the yard with the horses once the working day is done, and Chris recently took on the Yorkshire Three Peaks for Macmillan (in sideways rain 🌧️).

If you've got a question about your accounts, we'd much rather you asked us than worried about it.

📲 Send us a message anytime.

14/10/2026

We get asked this a lot, so here it is in plain English.

Most accountants sell packages. Bronze, silver, gold. Which is fine, until you realise you're paying every month for things you never use.

We've never done it that way.

At CJ Ramsay & Associates you only pay for the time we actually spend on your accounts. Quiet year? You pay less. Need extra help with VAT or payroll for a few months? We do the work and charge for that.

✔ No fixed packages
✔ No paying for services you don't need
✔ Help by phone, email or even text when you've got a question
✔ Friendly people who'll explain what your numbers actually mean

It's how Chris set the practice up in 1998, and it's still how we work today.

📲 Want to know what that would look like for your business? Send us a message for a friendly, no-obligation chat.

12/10/2026

No judgement here. We've genuinely seen all four. 😂

Drop your letter in the comments 👇

(And if you answered C or D, it might be time we had a chat before January... 😉)

09/10/2026

If you've been reading about Making Tax Digital and thinking "that's only for people earning over £50,000", that's changing!

From 6 April 2027, MTD for Income Tax extends to sole traders and landlords with qualifying income over £30,000. And the figure HMRC looks at is your 2025/26 income, the tax return you're filing by 31 January.

So the return you send in this winter decides whether you're in from April.

If you are, that means:

✔ Keeping digital records in MTD-compatible software
✔ Sending HMRC an update every quarter
✔ A final MTD tax return at the end of the year

It's not complicated once it's set up. It just isn't something you want to be working out in March.

📲 Not sure if this applies to you? Send us a message and we'll tell you straight. Or comment CHECKLIST and we'll send you our free Self Assessment checklist.

08/10/2026

One of the most common reasons people put off getting an accountant is not knowing what they'll need to hand over.

So here it is. For most sole traders it's simply:

✔ Your UTR number and National Insurance number
✔ Your business income for 6 April 2025 to 5 April 2026 (invoices, sales records or bank statements)
✔ Receipts or records of your business expenses
✔ Your business mileage, if you use your own vehicle
✔ Any P60 or P45 if you were also employed
✔ Details of any other income, like rent, pensions or savings interest

Don't worry if it's not all neat and tidy. Bags of receipts and messy spreadsheets are very welcome here. 😅

October is the perfect time to get it over to us, well before the January rush. And as always, you only pay for the hours we actually spend on it.

📲 Send us a message and we'll take it from there.

05/10/2026

There comes a point in every growing business where doing your own bookkeeping stops being a money saving decision and starts being a very expensive one. Here is how to know if you have reached it.

✨ You are spending more time on admin than on your actual business.
If the financial side of things is regularly taking up evenings and weekends that should be spent on the work or on not working, that time has a real cost. And it is probably more than you think.

✨ You are not confident the numbers are right. If you have a nagging feeling that something might be wrong, a VAT return that does not look quite right, expenses you are not sure about, records that are not as organised as they should be, that feeling deserves attention rather than hope.

✨ You are missing deadlines or nearly missing them. One missed deadline is a warning. A pattern of near misses is a sign that the system is not working and something needs to change before it becomes something more serious.

✨ You do not actually know if you are paying the right amount of tax. This is the big one. If you have no idea whether you are over or underpaying, you need someone in your corner who does.

📲 Get in touch today the first conversation is completely free and no obligation.

02/10/2026

Switching accountants feels like a big deal. It really is not.

But knowing when it is time to make the move is important, because the wrong accountant is not a neutral thing. It costs you money, time, and peace of mind.

Here are three signs it might be time for a change.

1. You only hear from them at deadline time.
A good accountant is proactive. They flag upcoming deadlines before they arrive, identify opportunities you might have missed, and keep you informed throughout the year. If the only time you hear from yours is when they need something from you, that is not what a good accountancy relationship looks like.

2. You do not understand what you are paying for.
If your accountant cannot explain in plain English what they do for your business and what value they add, that is a problem. You should always know exactly what you are getting for your money.

3. You are not confident in their advice.
If you find yourself second guessing their recommendations or googling things they have told you to check whether they are right, trust that instinct. Confidence in your accountant is not a luxury. It is essential.

Switching to CJ Ramsey & Associates is straightforward and we handle the transition completely. You do not need to wait until the new year either, we can take you on at any point in the year.

📲 Get in touch today for a free no obligation conversation about making the switch. 😊

30/09/2026

The online Self Assessment deadline is 31 January 2027 four months away. That might still feel comfortable. But the business owners who find January the most stressful are almost always the ones who thought exactly that in September.

Here is what the next four months should look like if you want January to be straightforward.

October — get your records in order. Income, expenses, receipts, bank statements, mileage logs. Everything for the 2025/26 tax year in one place.

November — MTD Quarter 2 submission due 7 November if you are in scope. Get this done early rather than on the deadline day.

December — review your records with your accountant. Identify any gaps, any queries, anything that needs clarifying before the return is prepared.

January — file your return, pay what you owe, and get on with your year without the stress of doing it all in a rush at the last minute.

If you do not yet have an accountant helping you through this, October is genuinely the best time to get one on board. Not January.

📲 Get in touch today, let us make this your most stress free Self Assessment yet!

Address

Brigante Place, Boroughbridge
York
YO519SB

Opening Hours

Monday	8:30am - 5:30pm
Tuesday	8:30am - 5:30pm
Wednesday	8:30am - 5:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 5:30pm

Telephone

+447989390914

Website

https://www.cjramsayaccountants.co.uk/

Alerts

Be the first to know and let us send you an email when C J Ramsay & Associates posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to C J Ramsay & Associates:

Want your business to be the top-listed finance company in York?