Lisa Rideout - Future Thinking Finance

Lisa Rideout - Future Thinking Finance Approved by The Openwork Partnership on 19/03/2026 ADV 33123

Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Offset mortgages link your savings to your mortgage. Instead of earning interest on savings, the balance can reduce the ...
03/06/2026

Offset mortgages link your savings to your mortgage. Instead of earning interest on savings, the balance can reduce the amount of mortgage interest charged.

This can be useful for some higher earners, self-employed clients or those who want access to savings while reducing mortgage interest.

It will not suit everyone, but it can be a valuable option in the right circumstances.

πŸ“© Curious whether offset could work for you? Let’s talk it through. πŸ“© 07944 275735 / [email protected] πŸ“žπŸ“§



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 08/05/2026

πŸ” Consolidating unsecured debt into a mortgage can reduce monthly outgoings in some situations, but it also means short-...
29/05/2026

πŸ” Consolidating unsecured debt into a mortgage can reduce monthly outgoings in some situations, but it also means short-term borrowing could be spread over a much longer period and becomes secured against your home.

This is why advice matters - it is not just about whether it can be done, but whether it is appropriate and sustainable.

πŸ“© If you want to review your remortgage options and understand the wider impact, send me a message. πŸ“© 07944 275735 / [email protected] πŸ“žπŸ“§

πŸ’· Your income helps keep everything going - from the household bills, your mortgage or rent, everyday expenses and all t...
25/05/2026

πŸ’· Your income helps keep everything going - from the household bills, your mortgage or rent, everyday expenses and all the other little things you enjoy.

If illness or injury stopped you from working, would your finances cope?

Income protection can help provide financial support while your off work, offering valuable reassurance when it matters most.

πŸ“© Speak to me today to explore your options. πŸ“© 07944 275735 / [email protected] πŸ“žπŸ“§



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 17/04/2026

15/05/2026

🌼 May can be a useful time to pause and look at you’re spending before making a mortgage application.

Lenders do not only look at income - they also assess committed expenditure, credit usage and how your accounts are managed. A few months of cleaner financial habits can sometimes make a noticeable difference to how a case is viewed.

πŸ’¬ If you are planning to apply this year and want to understand what lenders may focus on, send me a message. πŸ“© 07944 275735 / [email protected] πŸ“žπŸ“§



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 17/04/2026

11/05/2026

πŸ’ Spring and early summer often bring big life milestones - moving in together, marriage, buying a first home or starting a family.

These moments usually increase financial responsibility, which is why protection becomes even more important. It is not about fear; it is about making sure plans can continue if life changes unexpectedly.

πŸ“© If your circumstances are changing this year, message me to review the protection that could support those plans. πŸ“© 07944 275735 / [email protected] πŸ“žπŸ“§



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 17/04/2026

Worried about reviewing your mortgage or talking about your buying potential due to your credit score?😟You're not alone-...
01/05/2026

Worried about reviewing your mortgage or talking about your buying potential due to your credit score?😟

You're not alone- and you do not need to feel embarrassed.

Life happens.

Circumstance's change.

Credit scores go up⬆️ and down⬇️.

None of this defines you. None of it should stop you from getting clear, professional advice.

As a Mortgage & Protection Adviser, our role is simple: to listen, understand your situation and help you move forward with clarity and confidence- never judgement.

Whether you haven't reviewed your mortgage in years, feel nervous about your credit history, or just aren't sure where to start with the process of buying a property, we are here to make the process calm, clear and completely confidential.

A friendly conversation could save you money, reduce stress and open up options you didn't realise were available πŸ™‚

Reach out to us - advice should feel supportive, not scary. πŸ“© 07944 275735 / [email protected] πŸ“žπŸ“§



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 17/04/2026

23/04/2026

Spring is a good reminder to review the things that matter and your mortgage is one of them.

Has your deal changed? Has your income changed? Are your plans different from when you first took your mortgage out?

A review can help you stay aligned with your goals.

Book in for a mortgage check-in by sending me a message today πŸ“© 07944 275735 / [email protected] πŸ“žπŸ“§



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 19/03/2026

If sport is a big part of your life, an injury could affect more than just your time on the pitch. βš½πŸ‰πŸ›‘οΈWhether you play ...
16/04/2026

If sport is a big part of your life, an injury could affect more than just your time on the pitch. βš½πŸ‰πŸ›‘οΈ

Whether you play competitively, semi-professionally, or as part of an active lifestyle, being unable to work due to injury or illness could have a real impact on your finances.

Protection can help provide support when life doesn’t go to plan.

It’s worth thinking about how you’d manage financially if you were sidelined for weeks or months.

Message us to talk through protection options that could help keep you covered πŸ“©



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 19/03/2026

Getting a mortgage is about more than just finding a rate online.A mortgage adviser can help you understand your options...
09/04/2026

Getting a mortgage is about more than just finding a rate online.

A mortgage adviser can help you understand your options, explain the process clearly, and support you from enquiry through to completion.

That can be especially helpful if your circumstances are a little more complex, you’re short on time, or you simply want guidance along the way.

It’s about having someone in your corner to help make the journey feel less overwhelming and more informed.

Message us if you’d like support with your mortgage journey 07944 275735 / [email protected] πŸ“žπŸ“§



Future Thinking Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 19/03/2026

03/04/2026

Wishing you all a lovely Easter Weekend!🐣πŸ₯š
From all of us here at Future Thinking Finance πŸ§‘β€πŸ§‘β€πŸ§’β€πŸ§’πŸ‘ πŸš€



Jamie Dungworth - Future Thinking Finance
James Cross - Future Thinking Finance
Michael Auton - Future Thinking Finance

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