Mortgage Studio

Mortgage Studio Mortgage advice tailored to you. Helping first-time buyers, home movers and remortgage clients in Worthing, Sussex and beyond.

Thinking your salary is the only thing lenders look at for a mortgage? 🤔 It's not the whole story!Affordability is asses...
23/08/2026

Thinking your salary is the only thing lenders look at for a mortgage? 🤔 It's not the whole story!

Affordability is assessed in loads of different ways, not just your income.

Your deposit, credit history, and even your monthly commitments all play a big part.

Did you know some lenders could even offer higher income multiples for eligible first-time buyers? 🏡

This means that you could borrow more to buy your dream home!

Our team is here to help you understand all of your options.

We compare the market to find suitable options that genuinely fit your circumstances.

We'll also provide you with an Agreement in Principle (AIP), which can give you a clear picture of your budget before you start looking at properties, taking away the guesswork.

Let's chat about your options. 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.

Approved by In Partnership FRN 192638 August 2026

Ever heard of a concessionary purchase? 🤔It's when you buy a property from a landlord at less than its market value.The ...
19/08/2026

Ever heard of a concessionary purchase? 🤔

It's when you buy a property from a landlord at less than its market value.

The discount can sometimes be used as your deposit, making homeownership a closer reality. 🤩

It’s a smart way to step onto the property ladder!
Our team understands the ins and outs.

We'll help gather all the details lenders need, like an independent valuation and your financial information like payslips, bank statements and your credit report.

And most importantly, we handle the research to find suitable mortgage options, as not all lenders offer this kind of mortgage.

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

Approved by In Partnership FRN 192638 August 2026

When you fall in love with a property, you want your offer to be taken seriously. 😍Without an AIP, sellers and estate ag...
17/08/2026

When you fall in love with a property, you want your offer to be taken seriously. 😍

Without an AIP, sellers and estate agents might see you as less prepared, especially if you're offering a bit below asking.

An AIP shows that a bank is provisionally ready to lend you the money.

It tells everyone you're a serious buyer, ready to move forward.

Our team helps you get this sorted, doing all the legwork to get you in that strong negotiating spot. 💪

It means your offer has more weight, making it more likely to be accepted.

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

Approved by In Partnership FRN 192638 August 2026

It's a surprising thought, but a third of people in the UK look for mortgage guidance from unregulated sources. 🤔While f...
16/08/2026

It's a surprising thought, but a third of people in the UK look for mortgage guidance from unregulated sources. 🤔

While friendly chats with mates or online forums can be helpful, advice from unregulated sources might land you in a spot of bother.

Our team is regulated for a good reason. We take the time to truly understand your needs and goals and adjust our advice and search based on your individual circumstances.

We handle the research, finding suitable options and making sure we find a lender and mortgage that fits you.

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

Approved by In Partnership FRN 192638 August 2026

Buying a home with a small deposit is becoming more possible than you might think.🏡We've seen at least five lenders offe...
14/08/2026

Buying a home with a small deposit is becoming more possible than you might think.🏡

We've seen at least five lenders offering some fantastic low-deposit mortgages lately.

This means you could be looking at buying with less than 5% down, with some even offering 2% or even 0%.

The criteria for these aren't the same as regular mortgages, which can feel a bit complex.🤔

But don't worry, our team knows exactly what these lenders are looking for.

We can help structure your application to give you a much better chance of getting a 'yes'.💪

We do the legwork, researching suitable options so you don't have to.

Let's chat about your options. 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.

Approved by In Partnership FRN 192638 August 2026

Life rarely stays the same for long, and your protection needs often change with it. 🛡️Those big life moments, like buyi...
13/08/2026

Life rarely stays the same for long, and your protection needs often change with it. 🛡️

Those big life moments, like buying a new house, getting married, or welcoming children, bring wonderful changes.

But they also bring new financial responsibilities. Your existing life insurance or critical illness cover might not quite fit your current situation anymore.

You could have too little, or even be paying for cover you no longer need.

That's where our team comes in! We're here to help you review your current policies. 🔎

We'll look at your options to make sure your protection still fits your lifestyle and financial goals, doing all the research for you. ✅

Let's chat about your options. 📞

The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Approved by In Partnership FRN 192638 August 2026

Getting your mortgage approved is a huge step, but so is protecting it. 🏡If illness strikes and you can’t work, or if th...
05/08/2026

Getting your mortgage approved is a huge step, but so is protecting it. 🏡

If illness strikes and you can’t work, or if the unthinkable happens, we want to ensure your family stays in their home.

Income protection can help keep those bills paid if you’re seriously ill by paying a portion of your salary while you're ill. 💷

Life insurance offers a lump sum to support your loved ones when they need it most. ❤️

We believe having protection in place is as crucial as getting the keys.

It gives you confidence that your home is protected, whatever life throws your way.

Let us help you secure your home and your family's future.

Get in touch today. ☎️

The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Approved by In Partnership FRN 192638 July 2026

That rumour you heard about 'now being the worst time to buy' could mean you're missing out. 🤔Mortgage rates and propert...
04/08/2026

That rumour you heard about 'now being the worst time to buy' could mean you're missing out. 🤔

Mortgage rates and property prices change daily, sometimes overnight. Relying on chat from friends or online hearsay can spread misinformation.

For instance, we've seen a few lenders cut their rates over the last few weeks, but things have changed in the last few days, with some now increasing their rates. ➕➖

That's why it's important to have us on your side!

We keep a close eye on the market and know how to strike while the iron is hot!

If rates drop before completion, you may even be able to switch to a lower rate before it's all said and done!

Our team focuses on your personal situation, handling the research to connect you with lenders who fit your needs. ✅

Let's chat about your options. 📞

Your home may be repossessed if you do not keep up repayments on your mortgage.

Approved by In Partnership FRN 192638 July 2026

As a hairdresser, your hands are your livelihood. No clients often means no pay. 😟A sudden injury like a broken hand or ...
03/08/2026

As a hairdresser, your hands are your livelihood. No clients often means no pay. 😟

A sudden injury like a broken hand or wrist could stop you working overnight. You might be left to recover for weeks.

That's where income protection comes in. It can provide financial support while you get back on your feet.

Income protection is designed to pay out a portion of your salary while you're too ill to work. 💷

It's not just your car or pet that needs insurance; the income that supports your life needs protection too!

Book a chat with us to explore your options 📲

The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.

Approved by In Partnership FRN 192638 July 2026

Remortgaging isn't just about switching deals – it could open up several opportunities for your home, finances and futur...
02/08/2026

Remortgaging isn't just about switching deals – it could open up several opportunities for your home, finances and future.

1. You could reduce your monthly mortgage payments by moving onto a more competitive deal before your lender's Standard Variable Rate takes effect. ✅

2. You may be able to borrow more if your circumstances have changed, whether it's for home improvements, debt consolidation or another major expense. 💷

3. You can check whether your current mortgage is still the right fit, giving you confidence that you're not paying more than you need to or missing out on features that better suit your needs. 🔎

Our team will do all the hard work, comparing suitable mortgages from a wide range of lenders to find one that matches your circumstances and future plans.

Get in touch today to see what's available. 📱

Your home may be repossessed if you do not keep up repayments on your mortgage.

Approved by In Partnership FRN 192638 July 2026

Address

Worthing

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441903337077

Website

Alerts

Be the first to know and let us send you an email when Mortgage Studio posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category