CKN Mortgages

29/07/2025

We are absolutely delighted to share that Vicky is now a fully qualified Mortgage Advisor! 🎉

Having worked alongside Chirag for over 10 years — and with more than 20 years of experience in the mortgage industry — Vicky brings a wealth of knowledge, dedication, and care to everything she does.

This new qualification is a major milestone in her career, and one that reflects her incredible hard work and continued professional growth.

Her commitment to our clients and her consistently high standards make this achievement even more special and we couldn’t be prouder!

Please join us in congratulating Vicky on this well-earned success! 👏

08/07/2025

🌞 **CKN Mortgages – June Newsletter Highlights** 🏡

https://cknmortgages.co.uk/news/

This month, we’re covering some *must-read* topics for homeowners and buyers alike:

💣 **Mortgage Timebomb** – Millions could face a sharp rise in monthly repayments soon. Are you prepared?

🛠️ **Add Value This Summer** – Discover simple DIY projects that could boost your home’s value by thousands.

🔑 **First-Time Buyers: Be Ready** – Our summer guide walks you through getting mortgage-ready and taking your first big step onto the property ladder.

🛡️ **Summer Risks & Insurance** – Is your home properly protected? Make sure your insurance covers key seasonal risks.

📬 Check out the full newsletter and stay one step ahead this summer!

Our blog offers valuable insights to guide you through the mortgage process and help you make informed decisions.

02/06/2025

📬 **Our Latest Client Newsletter Is Out Now!**

https://cknmortgages.co.uk/news

We've covered four important topics to keep you informed and ahead of the game when it comes to property and mortgages:

1️⃣ **Could This 100% Mortgage Help Your Kids Buy a Home Without a Deposit?**
A look at April Mortgages’ new no-deposit mortgage option for eligible first-time buyers.

2️⃣ **Is Your Heating at Risk?**
Why 900,000 UK homes need to upgrade their electricity meters before **30th June 2025**.

3️⃣ **Coming to the End of Your Mortgage Deal?**
Here’s why it’s worth speaking to an adviser before going direct to a lender.

4️⃣ **The Renters’ Rights Bill – What Landlords Need to Know**
Key points on proposed changes and how they could affect you.

Please be aware that by clicking on to the above links you are leaving CKN Mortgages website. Please note that CKN Mortgages nor HL Partnership Limited are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.

28/02/2025

🚨 February Newsletter Alert🚨:

Insights for Homeowners, Landlords, and Developers

Here’s what you’ll find inside:

https://cknmortgages.co.uk/news/

🔑 Is Your 2-Year Fixed Rate Coming to an End?

Now’s the time to explore whether you could secure a better deal. Don’t miss out on potential savings!

🏠 How to Protect Your Home & Future

Government support alone may not be enough. Learn why it’s crucial to plan ahead for long-term financial security.

🏗️ The Government’s Help to Build Scheme

Looking to build your dream home? Discover how this scheme is making custom and self-build homes more accessible.

💡 Landlords Facing £15,000 EPC Upgrade Bill

With the 2030 deadline fast approaching, landlords will need to act fast to comply with new energy efficiency standards. Are you ready?

If you have any questions or need advice on these topics, feel free to reach out!

Is Your 2-Year Fixed Rate Coming to an End? Let’s See if You Could Get a Better Deal If your two-year fixed mortgage is about to expire, you might potentially be in for some positive news. Back in early 2023, many borrowers locked Read More »

06/02/2025

📉 The Bank of England Reduces Interest Rates to 4.50%

The Bank of England has announced that interest rates are being reduced again, now down to 4.50%. This marks the second reduction in recent months, following a peak of 5.25%—a 16-year high!

🔍 What Could This Mean for My Mortgage?

➡️ Fixed-rate mortgages: No immediate changes, but rate reductions may lead to more attractive deals in the coming months. If your fixed-rate term is ending soon, now's a great time to review your options! 🗓️

➡️ Variable-rate mortgages: If you're on a tracker mortgage or Standard Variable Rate (SVR), expect changes to your monthly repayments depending on your lender and deal. 💸

🤝 Let Us Help You Navigate Your Mortgage Options

Navigating all the information online can be overwhelming and sometimes confusing. We're here to guide you through, providing tailored advice and helping you make informed decisions.

🏡🔍 Time to Review Your Mortgage

With the mortgage market constantly evolving, it's the ideal time to revisit your mortgage. Whether you're moving home or considering remortgaging, we’re here to help you understand how changes in rates could affect your costs.

Rates may differ from your last remortgage, but recent changes might soften the impact, leaving you pleasantly surprised by your options.

We offer bespoke advice, with access to a wide range of deals not found on the High Street.

⚠️ Please note: Your home may be repossessed if you do not keep up repayments on your mortgage.

📚 Sources:

🔗 Bank of England (2025) Current Bank Rate

🔗 Bank of England (2025) Official Bank Rate History

All information correct as of 6th February 2025.

The Bank of England (BoE) is the UK's central bank. Our mission is to deliver monetary and financial stability for the people of the United Kingdom.

20/12/2024

🎉🎶 A Decade of Dedication – Thankyou Vicky 🎶🎉

Ten years have flown, what a ride,
With Vicky by my side,
You’ve shown what it means to do things right,
Creating a reputation that shine’s bright,
The laughs we’ve shared, the moments of cheer,
Your support always near.

In every task, with skill and grace,
You brighten up this working space,
Here’s to many more years to come,
With you, Vicky, the job always gets done!
Thank you for all that you do,
A decade of dedication, and the friendship too! 💐

12/12/2024

🚀 Exciting News from CKN Mortgages! 🚀

We’re thrilled to announce the launch of our brand-new website! 🌐✨ After months of hard work and collaboration, our refreshed online home is live and ready to serve you better.

Whether you're buying your first home, refinancing, or exploring your mortgage options, our new website is designed to be faster, easier, and more informative than ever before. 🏡

👉

CKN The purpose of a mortgage broker is to help clients make informed decisions and manage the whole process

05/07/2024

🎙️**Exciting Milestone: Recording My First Ever Podcast Series!*🎙️

I'm thrilled to share that I’ve just wrapped up recording my first five podcast episodes this week, which will be released as part of our new website soon!

It’s been an exciting experience diving into some of the most Googled questions on different topics
related to UK mortgages. Here’s a sneak peek at the topics we covered:

🏡 **What Does A Mortgage Broker Do?**
Demystifying the role of a mortgage broker and how we can help simplify the home-buying process for you.

🏡**First-Time Buyers**
Navigating the often overwhelming world of first-time home buying with tips and insights for making it a smooth journey.

🏡**High Net Worth Mortgages**
Exploring tailored mortgage solutions for high net worth individuals, ensuring they get the best possible deals.

🏡**Remortgages**
Discussing the benefits and considerations of remortgaging, and how it can be a smart financial move.

🏡**Buy to Let Mortgages**
Unpacking the essentials of buy to let mortgages for aspiring landlords and property investors.

Recording this podcast series really took me outside my comfort zone.

However, It was a excellent opportunity to leverage over 25 years of experience and it felt exhilarating by the end of the process.

A massive thanks to Tessa Snart, who was my host for the series. She couldn’t have been more supportive, encouraging, and patient throughout the entire process! 🌟

I'm off to cheer the England football team and hope they make us proud! 🤞🏾

Have a fantastic weekend everyone!

28/06/2024

📰 CKN Newsletter - Latest Edition 📰

This edition features the following topics:

✍ 1. **Could the General Election have an impact on your mortgage?**
A balanced feature that looks into the deeper impacts of General Elections on economics, interest rates, and housing that can affect the average homeowner.

🏠 2. **Clever Storage Solutions to Maximise Space in Your Home**
A seasonal lifestyle feature with inspirational ideas for clients on how to get more from their home.

🚘 3. **Car Insurance for New Drivers**
Highlighting some useful tips that can help to save money on insurance premiums for new drivers.

💳 4. **What to do if you’re dealing with debt**
Some signposting and awareness for clients who may be struggling with debt, and who to turn to in such a situation.

🖱 Please click the following link to read the full newsletter:
https://www.clientnews.co.uk/emailview.php?id=VdlUzZVRaNlYHpkdXxmVhN2aKVVVB1TP&m==AFVxIkVWZ1RltWMhN1aSx2YsB3VUhlTXdlRaBjVtBHahNjQ0VFbsNlUs5EWRxmUVN2MShVVB1TP

💻 If you would like to be added to our mailing list, please let us know.

14/06/2024

🌟 Embracing Change and Growth at CKN Mortgages! 🌟

As a Mortgage Consultant over the last decade, I've received the generosity of referrals from financial advisors and existing clients, for which I am incredibly grateful. 🙏

However, to achieve the next stage of growth, we have recognised the importance of embracing digital marketing.💻

Therefore, I am delighted to announce our exciting new partnership with “The Lead Engine” who specialise in helping brokers navigate and thrive in the digital marketing landscape.

We met their fantastic team on Thursday, comprising Daniel Yetton, Tessa Snart, Hannah S., Stephanie Duffin and Joanne Bish who couldn't have been more warm, receptive, and supportive of our goals and aspirations. 🤝

We look forward to our journey together and are eager to see where this collaboration will take us!🚀

07/06/2024

🤝 We are always looking to help our clients 🤝

📰 One way we do this is sending a regular newsletter, containing relevant topics about their personal finances.

This month’s edition includes features on the following topics:

👨‍🌾 Add Value to Your Garden This Spring – A seasonal feature highlighting how much a garden can boost the value of a property, and top tips to increase its appeal.

🏡 How to Save Money When Buying a Home – Consumer guidance on the home buying process, with practical advice on money-saving opportunities at each stage.

😎 Secure Your Home for a Stress-Free Summer Holiday – With holiday season almost upon us, we look at ways that clients can protect homes and deter unwanted attention while away.

🏦 How Do You Know if Your Savings are Safe? – With interest rates prompting more consumers to save, we take a timely look at the measures put in place to protect client’s savings since the 2008 banking crisis.

Please click the following link to access the newsletter:

https://www.clientnews.co.uk/emailview.php?id=VZlWXRlVaNVTVFjeTxmVhN2aKVVVB1TP&m==AFVxIkVWZ1RltWMhN1aSx2YsB3VUhlTXdlRaBjVtBHahNjQ0VFbsNlUs5EWRxmUVN2MShVVB1TP

If you would like to be added to our mailing list, please let us know.