Cleerly

Cleerly 🏡 Mortgage specialists
🔑 Helping those with complex incomes
🌟 Rated ‘Excellent’ on Trustpilot
📞 Call Cleerly today on 02394 212 912

Cleerly can advise on the most cost-effective mortgage options available to you.Here's a breakdown of the various costs ...
28/08/2025

Cleerly can advise on the most cost-effective mortgage options available to you.

Here's a breakdown of the various costs you may encounter when moving house and securing a mortgage loan:

🏡 Stamp Duty
Stamp Duty is the tax you pay when purchasing a property or land over a certain value in the UK. We recommend the UK Government's Stamp Duty calculator to find out how much you'll need to pay.

🏡 Mortgage valuation
Your lender will arrange a mortgage valuation on the property you want to buy. This ensures the property is worth the amount you wish to borrow and is suitable as mortgage security. You can also opt for additional house surveys to get more information on any potential future work or the structural integrity of the property.

🏡 Conveyancing/solicitors’ fees
After accepting your mortgage offer, your conveyancer or solicitor will handle all the paperwork for your new property.

🏡 Home insurance
All lenders require that you have buildings insurance on your new property, unless this is already covered.

🏡 Mortgage broker fee
Mortgage brokers usually charge a fee for arranging your moving house mortgage. This fee will be discussed during your initial meeting with your adviser.

🏡 Removal fees
If you don't plan on moving your belongings yourself, you'll likely need a removal company.

🏡 Product fee
If you're porting your mortgage with your existing lender and need to borrow a larger amount, your lender may charge a product fee.

🏡 Early Repayment Charges (ERCs)
You will incur an ERC if you pay off your current mortgage before the introductory period ends to switch to a new product.

🏡 Lender’s arrangement fee
This fee covers the cost of setting up your mortgage and can be either a flat fee or a percentage. Your lender will inform you of the amount.

🏡 Booking fees
A booking fee is a one-time application fee to book and reserve the mortgage rate while your request is processed.

At Cleerly, we work to find the most cost-effective solution for your mortgage. Reach out today to discuss your requirements and find out what you can borrow.

📞 02394 212 912
🏡 www.cleerly.co.uk

🏠 At Cleerly, we aim to take the stress out of choosing and arranging your mortgage by providing comprehensive, independ...
26/08/2025

🏠 At Cleerly, we aim to take the stress out of choosing and arranging your mortgage by providing comprehensive, independent advice:

✅ Extensive Lender Network: We source the most suitable mortgage options for your needs from over 90 lenders

✅ End-to-End Management: Our dedicated UK mortgage consultancy team handles the entire process, from application to successful completion

By managing the application process, we maintain greater control and keep you updated at every stage. Your solicitor will handle the legal aspects of your property purchase or remortgage, especially once the mortgage offer is released and the funds are being prepared for completion. Throughout this process, we remain available to assist and answer any questions you may have.

Reach out today to discuss your next mortgage.

📞 02394 212 912
🏡 www.cleerly.co.uk

🏠 A discount mortgage, sometimes referred to as a 'discounted variable mortgage', is a type of variable rate mortgage wh...
21/08/2025

🏠 A discount mortgage, sometimes referred to as a 'discounted variable mortgage', is a type of variable rate mortgage where the interest rate is set below the lender’s standard variable rate (SVR).

Speak with the Cleerly team today to discuss the pros and cons of a discount mortgage, and whether this could be a suitable option for your circumstances.

📞 02394 212 912
🏡 www.cleerly.co.uk

Income protection insurance is designed to provide essential financial relief if illness or injury prevents you from wor...
19/08/2025

Income protection insurance is designed to provide essential financial relief if illness or injury prevents you from working for an extended period.

An income protection policy ensures a steady flow of income, helping you meet important expenses like mortgage payments and household bills for a specified period. You can select from a range of coverage options, both short-term and long-term, to suit your individual requirements. During unforeseen circumstances, this insurance can lessen the financial strain on your family, granting peace of mind and stability.

Cleerly specialists evaluate a spectrum of income protection options available to residents in the UK, including standard income protection insurance, self-employed income protection, and budget income protection.

Find out more at: https://www.cleerly.co.uk/protections/income-protection/

📞 02394 212 912
🏡 www.cleerly.co.uk

⭐️ Delighted to receive another 5-star Trustpilot review, highlighting our customer service and efficiency. ⭐️Speak with...
14/08/2025

⭐️ Delighted to receive another 5-star Trustpilot review, highlighting our customer service and efficiency. ⭐️

Speak with our team today to find out how Cleerly can make the mortgage process straightforward for you.

📞 02394 212 912
🏡 www.cleerly.co.uk

🚨 Are you a young professional looking to secure your perfect mortgage? 🚨We work with young professionals at the outset ...
12/08/2025

🚨 Are you a young professional looking to secure your perfect mortgage? 🚨

We work with young professionals at the outset of their careers to secure mortgage deals tailored to their circumstances. By identifying lenders who appreciate the potential of young professionals, we ensure their future income and career growth are factored into the mortgage process.

📞 02394 212 912
🏡 www.cleerly.co.uk

❓ How do secured loans work?🏠 If you own a house, car, or another valuable asset, a secured loan could be a viable optio...
07/08/2025

❓ How do secured loans work?

🏠 If you own a house, car, or another valuable asset, a secured loan could be a viable option for obtaining the funds you need.

This type of financing is particularly useful for those seeking a larger loan amount, an extended repayment period of over five years, or for individuals who have faced challenges in qualifying for a personal loan.

However, it's crucial to be aware that secured loans involve the risk of losing your assets. Therefore, understanding all of the details is essential before making a commitment.

Learn more at www.cleerly.co.uk/mortgages/secured-loans

Speak with a Cleerly adviser today to discuss your individual requirements and find out the best way to finance your property.

📞 02394 212 912
🏡 www.cleerly.co.uk

🙂 We are here to make the mortgage process simple for you. We cut through the jargon, making the journey to securing you...
05/08/2025

🙂 We are here to make the mortgage process simple for you. We cut through the jargon, making the journey to securing your perfect mortgage stress-free and straightforward.

Speak with Cleerly today to find out how simple the process of getting your next mortgage can be.

📞 02394 212 912
🏡 www.cleerly.co.uk

🏡 Wondering how much you could borrow on a mortgage for your dream home? Try our mortgage calculator today on www.cleerl...
29/07/2025

🏡 Wondering how much you could borrow on a mortgage for your dream home? Try our mortgage calculator today on www.cleerly.co.uk

📞 02394 212 912
🏡 www.cleerly.co.uk

A buy-to-let mortgage is designed for individuals looking to purchase a property to rent out rather than live in. While ...
24/07/2025

A buy-to-let mortgage is designed for individuals looking to purchase a property to rent out rather than live in. While these mortgages share similarities with standard residential mortgages, there are several important distinctions:

✅ Buy-to-let mortgages typically require a larger deposit compared to residential mortgages
✅ Interest rates for buy-to-let mortgages are usually higher
✅ The associated fees can also be greater
✅ The amount you can borrow is generally based on the potential rental income from the property
✅ Many of these mortgages are 'interest only,' meaning you only pay the interest each month and will need to repay the entire loan amount at the end of the mortgage term

The application process for a buy-to-let mortgage can be tricky to navigate, especially for those with complex or multiple income streams, meaning a specialist mortgage broker like Cleerly can provide huge value.

Speak with Cleerly today to start your buy-to-let journey.

📞 02394 212 912
🏡 www.cleerly.co.uk

Our mission is to help those with all types of income situations to find the most competitive mortgage rates. Our team i...
22/07/2025

Our mission is to help those with all types of income situations to find the most competitive mortgage rates. Our team is dedicated to offering industry-leading advice, with unrivalled mortgage solutions and income protection cover.

Whether you're looking to start your journey in home ownership, or want to see how you could improve your current mortgage situation, get in contact with Cleerly today and our team would be happy to advise.

📞 02394 212 912
🏡 www.cleerly.co.uk

Struggling to find a mortgage that takes your offshore income into account? Cleerly can help!We work with lenders who co...
17/07/2025

Struggling to find a mortgage that takes your offshore income into account? Cleerly can help!

We work with lenders who consider offshore income as part of your mortgage application, such as salaries from overseas employers or rental income from foreign properties.

Reach out to Cleerly today to find out how much you can borrow, taking your complex income into account.

📞 02394 212 912
🏡 www.cleerly.co.uk

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Victory Park
Whiteley
PO157FN

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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