Rachael Payne - Mortgage Broker

Rachael Payne - Mortgage Broker Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Rachael Payne - Mortgage Broker, Mortgage brokers, Weymouth.

Mortgage Broker
07800873648
[email protected]

Ask Rachael Mortgages is a trading style of Rachael Payne, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

09/09/2026

What was the mortgage market like in the 1980s?

Mortgage rates were eye-wateringly high — often around 10–15%! 😳 Most mortgages were variable-rate, building societies dominated, and fixed-rate deals were barely a thing.

Meanwhile, house prices were soaring, particularly towards the end of the decade. 📈

Imagine buying a home with a 14% mortgage rate… 😬

🏡

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

07/09/2026
07/09/2026

When you’ve been working hard all week on a clients mortgage… then BOOM! The emails comes ‘MORTGAGE OFFER ACCEPTED’



A big thank you to my crazy friends who give up their bank holiday weekends to help me make business TikTok’s (before we celebrate)

🚨 I am extremely sorry to announce some deeply disappointing news… 🚨Today marks the end of the summer holidays. 💔Effecti...
02/09/2026

🚨 I am extremely sorry to announce some deeply disappointing news… 🚨

Today marks the end of the summer holidays. 💔

Effective immediately, I shall no longer be juggling holiday club drop-offs, pick-ups and working around the children.

Instead, I will once again be able to dedicate ALL of my working hours to actually working. 😭😂

But unfortunately, that’s not even the worst of it…

Today also marks the end of a very special Mummy era for me.

My baby is going to BIG BOY SCHOOL. 🥹💔

I’m sorry I got emotional at your first school drop-off. I’m sorry I had feelings. I’m sorry I stood there trying to convince myself that you’re definitely still my little boy… even though you’re clearly ready for this next adventure.

But most of all, I am SO excited for you. ❤️

And I’m excited for me too.

Excited to have my time back.
Excited to pour that time into my business.
Excited to work hard, build something I’m proud of, and show you exactly what hard work, consistency and believing in yourself can achieve.

So yes… today is a sad day.

But it’s also the beginning of something new. ✨

Goodbye, summer holidays. Goodbye, little boy era. Hello, BIG school… and hello, business growth. 🥹❤️

🏡✨ Well done, Emily, on completing on your very first home! 🎉It’s always a privilege to help friends turn their dreams i...
31/08/2026

🏡✨ Well done, Emily, on completing on your very first home! 🎉

It’s always a privilege to help friends turn their dreams into reality, but helping my friend’s little sister achieve this milestone makes it extra special. ❤️

I know your family are incredibly proud of you and everything you’ve achieved. Here’s to making many happy memories in your beautiful new home! 🥂🔑

A huge thank you to Kieran Taylor, Yaz Halland Hannah Lois Yelland-Taylor for recommending me to your sister, Emily. It means so much to have your trust and support. ❤️ Emily House

And, of course, a big thank you to all the amazing local businesses who help make up our completion hampers and allow us to add that extra special touch for our clients. 🎁✨ Supporting local is so important! S.D.S Treeworks
Prestige Valeting
Blush Hair & Beauty
Bloom and Bramble Florist
Clean by Naomi
and for Direct Moves Estate Agents for getting this one over the line!

Congratulations, Emily — enjoy your new home! 🏡🥂🔑

The biggest compliment of my career came today.The mortgage element of my job has always been the exciting part for me. ...
27/08/2026

The biggest compliment of my career came today.

The mortgage element of my job has always been the exciting part for me. But life insurance and protection? That’s the backbone — and the MOST important part of what I do.

That’s why, unlike many brokers, this is where I started. Learning and working for a life insurance provider gave me the best possible foundation for a career in financial services. It taught me early on that protecting people and their families when life takes an unexpected turn is where our work can have the greatest impact.

Today, a client told me that they will be forever in my debt, and that I am one of the very few people in the world they trust implicitly.
I will never forget that.

I have supported this client through some of the most obscenely upsetting circumstances imaginable. To hear her gratitude and thanks, particularly at such an incredibly difficult point in their lives, was genuinely overwhelming.
For me, this is what being a professional is ultimately about.
It’s not just about the mortgage, the rate, the lender or getting the deal over the line.

It’s about being there when people need you most.

To be able to shed a tear with a client, show genuine empathy, earn their trust, and know that the way you handled one of the hardest periods of their life has made a lasting difference — that is the greatest reward I could ever receive.

And there is an important reason I’m sharing this.

If you don’t currently have life insurance or protection in place — whether that’s for yourself, your partner or your family — please don’t put it off.

The only reason I was able to help this client in the way I did was because, previously, I had advised them on the importance of putting protection in place.

That advice mattered.
The policy mattered.

And ultimately, being prepared
Even if you already have protection in place, it’s worth reviewing it to make sure it still reflects your circumstances, your family and your financial commitments.
If you’d like to discuss it, please reach out.

Do you have sufficient family protection in place???

I’m more than happy to review your existing provisions or advise you on your options completely free of charge.
Many major life events can be the reason to trigger a life insurance review.

Growing mortgage, growing family, change in circumstances (and many more)
Sometimes the most important financial decision you make isn’t about what you can afford today.
It’s about making sure the people you love are protected if tomorrow looks very different.

26/08/2026
Buy cheap, buy twice!!Do you remember my first-time buyer who had previously been let down by his mortgage broker?Well, ...
26/08/2026

Buy cheap, buy twice!!

Do you remember my first-time buyer who had previously been let down by his mortgage broker?

Well, he’s now going through absolute turmoil with his solicitor. Days of chasing for updates with no response, only to finally be told that they’re waiting on outstanding enquiries — enquiries that were raised nearly two months ago. 😩

And honestly, it really frustrates me because buying a house doesn’t need to be like this.

Experiences like this can give people such a negative view of buying a home, when with the right professionals around you, the process can be so much smoother.

Having the right people in your corner is absolutely paramount to the service and experience you receive.

Yes, you might think you’re saving yourself money by choosing an online solicitor or a “no-fee” mortgage broker. But if you end up spending more time chasing, dealing with unnecessary stress, delays and potentially even additional costs, was that small saving really worth it?

25/08/2026

We are hiring!

We are looking for a Legal Administrator to provide efficient clerical and administrative support to lawyers in our Commercial Property department at our Blandford Office.

If you'd like to know more about the role, get in touch with our HR team or to apply, visit our website. Follow our page to stay informed of new opportunities to join our teams across Dorset.

https://blanchardsbailey.co.uk/careers/legal-administrator-commercial-property

25/08/2026

Address

Weymouth

Telephone

+447800873648

Website

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