Trevor Downing Financial Management IFA Ltd

08/05/2026

Samantha Ripley - Head of Employee Benefits

With over 18 years experience in the industry, Samantha runs the Employee Benefits team with a broad knowledge spanning International and Domestic Markets, as well as being qualified across health and risk benefits. Multifaceted in her role, Samantha is always focused on the customer and prides herself in a holistic consultative approach, considering all aspects of businesses before making recommendations.

Her family keep her busy, with two young children and a rugby loving partner, her work extends out to our sponsorship of where she will be found every weekend supporting the club across the teams!

01/05/2026

Adam Devlin - Private Medical Insurance Specialist and Employee Benefits connoisseur!
Adam has been part of the family for the past 14 months, and has brought with him a wealth of policy knowledge, a can-do attitude, and despite not being a formal part of his job role, can regularly be found helping his less-than IT savvy colleagues with their tech issues!!
Having been in the industry for over 13 years, Adam has a complex knowledge of PMI schemes, across both business and personal lines, and as such is perfectly placed to aid his clients in best solutions.
An avid sports fan, who enjoys his life with his wife, and their two dogs, Tiny & Elton (who often like to make themselves known in a Teams meeting 🐶), Adam is a devoted member of the team who is always in support of a social event and centre of the fun!!

25/04/2026

Mishka - one of our chartered financial planners here at and a truly wonderful asset to our team. Mishka brings a smile and a warmth to her role that is always noted by everyone she interacts with - and takes great pride in ensuring she is providing tailored advice for each clients needs. Busy being a mum, a wife and enjoying family life with her dogs is life outside of the office for Mishka!

22/04/2026

It’s about time you met the team… starting with the man behind the business, the name above the door and the one who remains completely driven in providing first class service to clients, prospective and colleagues alike.
Trevor has been a trusted name within the industry for over 40 years, his wealth of knowledge and deep understanding of financial services guide all we do here

24/02/2026

LAST CALL FOR REGISTRATIONS

Join Dean and Oliver tomorrow at Master Park in Oxted where they'll provide simple and practical insight on how to keep as much of your estate with your family as possible and prevent HMRC from becoming your biggest beneficiary.

Ther'll be food, drink and our expert team on hand to answer any questions.

Register here: https://advice.downingfm.co.uk/seminars

18/02/2026

18/02/2026

Join us in Oxted for FREE Inheritance Tax advice

We're just one week away from our complimentary briefing session on inheritance tax, where we'll give you insights on our top strategies for ensuring that your family keep as much of your estate as possible.

Spaces are limited and can be secured here: https://advice.downingfm.co.uk/seminars

12/02/2026

Inheritance Tax strikes at the worst possible time, forcing families to sell homes and investments. But much of this tax is voluntary. At our complimentary seminar on 25th February, we’ll show you proven strategies to protect your wealth. Seats are limited.

Register for your seats here: https://advice.downingfm.co.uk/seminars

26/11/2025

We look forward to seeing you all at the Westerham Lights Switch On 🎄

15/10/2025

𝗟𝗮𝘀𝘁 𝗖𝗮𝗹𝗹 𝗳𝗼𝗿 𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻𝘀 - 𝗖𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗜𝗻𝗵𝗲𝗿𝗶𝘁𝗮𝗻𝗰𝗲 𝗧𝗮𝘅 𝗕𝗿𝗶𝗲𝗳𝗶𝗻𝗴

Join us at Squerryes Winery, Westerham tomorrow and discover strategies for securing your estate against inheritance tax.

Seats are limited. Register here:

https://advice.downingfm.co.uk/ineritance-tax-seminars

07/10/2025

𝗖𝗼𝗺𝗽𝗹𝗶𝗺𝗲𝗻𝘁𝗮𝗿𝘆 𝗜𝗻𝗵𝗲𝗿𝗶𝘁𝗮𝗻𝗰𝗲 𝗧𝗮𝘅 𝗕𝗿𝗶𝗲𝗳𝗶𝗻𝗴

Inheritance Tax strikes at the worst possible time, forcing families to sell homes and investments. But much of this tax can be saved with the right strategies.

Register to join us at our complimentary seminar at Squerryes Winery, Westerham on 16th October, we’ll share with you some proven strategies to protect your wealth and your families future.

Seats are limited. Register here today:

https://advice.downingfm.co.uk/ineritance-tax-seminars