BridgeCross Finance

BridgeCross Finance Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from BridgeCross Finance, Brokerage Firm, Unit 29, Highcroft Industrial Estate, Waterlooville.

We provide advice on bridging loans, development finance, commercial mortgages, buy to let and secured loans.
☎️ 02392007973
📞 07729670075
📧 [email protected]
🌐 www.bridgecrossfinance.co.uk
or DM us your enquiries 👍

Development Finance is often made way more confusing than it needs to be.Borrow money against the site, usually get abou...
12/02/2026

Development Finance is often made way more confusing than it needs to be.

Borrow money against the site, usually get about 50-60% there.

Borrow all of the money for works.

No monthly payments, interest and fees go on top of the balance.

Usually works out at 10-12%.

You will not get mortgage rates when taking development finance, but you’ll also not get a mortgage.

DM for more information or contact us on the details in the pics 👍

Have you heard of an exit strategy, but dont know what it is? Its how you’ll pay back the loan, thats it. You need to sh...
11/02/2026

Have you heard of an exit strategy, but dont know what it is?

Its how you’ll pay back the loan, thats it.

You need to show its possible, thats it.

Finance can be very jargon-y - a lot of brokers do this to sound more impressive than they are.

We let our deals do the talking.

Bridging Finance is becoming a very popular tool.Have you wondered how to use it?A lot of developers over complicate it....
10/02/2026

Bridging Finance is becoming a very popular tool.

Have you wondered how to use it?

A lot of developers over complicate it.

Make sure you can pay it back
Make sure it's worthwhile doing
Make lots of money

Simple as that.

Lovely words from a happy client of ours.We provided advice to this client to take a bridging loan, in order to buy a pr...
03/02/2026

Lovely words from a happy client of ours.

We provided advice to this client to take a bridging loan, in order to buy a property in Cyprus, before selling theirs in the UK.

isnt just about flips and conversions 👌🏼

Bridging Finance is becoming one of the most popular forms of finance. What is it actually good for?Lots.Here are just s...
02/02/2026

Bridging Finance is becoming one of the most popular forms of finance. What is it actually good for?

Lots.

Here are just some examples.

‘Buy, Refurbish, Refinance’ - what’s realistic? I see hundreds of these projects and most importantly, hundreds of valua...
25/01/2026

‘Buy, Refurbish, Refinance’ - what’s realistic?

I see hundreds of these projects and most importantly, hundreds of valuations on them.

This is my favourite property strategy, it just makes sense to me, but…

The valuation after the works is what everything on these deals rides on.

This strategy has been made popular with ‘all money out’ examples, but in reality they dont happen that often.

I’m sorry to be the one to break that, but we dont live in 2018 anymore.

The cost of getting the work done is up, and there are more people trying to be property developers.

This means you end up paying more for the property on day 1.

Which means you make less profit on the deal.

Teaming up a ‘below market value’ purchase on day 1, whilst keeping your numbers tight, will of course bear fruits.

Do a good job and youve effectively put a tiny deposit down on a high finish, low maintenance, buy to let. That’s amazing.

But pulling all of your money back out, so you have effectively bought a property for free?

Unicorn 🦄

If you want some help assessing your purchase price, cost of works and done up value, get in contact.

I guarantee I will be the most switched on and honest broker you’ve ever worked with. DMs open.

BridgeCross Finance
02392007973 ☎️
07729670075 📞

A client came to me through an introducer recently, needing some help They were going through a separation with the wife...
06/12/2025

A client came to me through an introducer recently, needing some help

They were going through a separation with the wife, but not getting divorced, and wanted to buy the wife out of the marital home 🏠

The wife could then purchase her own new home and the husband could sort out the house before selling at a higher value…

The husband, my client, had a lot of assets which he thought he had to sell to be able to do this.

He is into engines and has some really quirky machines and locomotives and cars etc 🚂 ⚙️

Its his passion in life, he didnt want to part with them.

Really specialist antique rare items, which he thought he would have to sell and might not ever be able to replace

He’s in his 70s and retired from business, he couldnt get a mortgage in his situation and didnt want the long term debt with big ERCs.

By securing a bridging loan against his property, he is going to be able to hold on to these assets he loves.

I work with investors and developers mainly, but some cases I work on have more meaning behind them than just building wealth.

Exciting role available Looking for a broker to join us on a self employed basis. Very generous splits and some leads ca...
18/11/2025

Exciting role available

Looking for a broker to join us on a self employed basis.

Very generous splits and some leads can be provided.

Perfect for anyone employed who wants to go self employed or any mortgage and protection guys who want to learn bridging and development

Full training provided

DM for further details

Connor’s case study #4 📚 Our client came to us partway through renovation works on their residential property. The buil...
21/09/2025

Connor’s case study #4 📚

Our client came to us partway through renovation works on their residential property. The building was well underway, but the funds they were relying on had not yet come through.

They were due to receive an inheritance. Some of it had already arrived, but a portion was tied up in Jersey and going through the courts. This part of the process took longer than expected, and it left them short of funds at a critical point.

The builders were ready to walk off site unless they were paid within the week. Losing them would have meant serious delays. In that area, finding good tradespeople meant waiting at least six months.

We quickly assessed the client’s situation and the exit strategy. The exit would be the inheritance completing once the Jersey funds cleared. We knew this was solid, and we approached a lender we trust for speed and flexibility.

The lender we used is one of the fastest in the market. They have an internal legal team, which avoids the usual back and forth between solicitors. This helped us move quickly.

We packaged the deal and had terms agreed within 24 hours. Automated valuation followed immediately and was successful. From first enquiry to completion, the deal was done in 8 working days.

The funds allowed the client to pay the builders and keep the work on track. The property is now back on schedule, and the loan will be repaid in full once the inheritance completes.

This is a good example of how bridging can work when time is tight and the exit is clear.

If you’re in a similar situation or need help moving quickly, get in touch. We can talk through your options and help you take the right next step.

Connor’s Case Study #3A fairly impressive example of what BridgeCross Finance can do for clients.A client came to me lo...
13/09/2025

Connor’s Case Study #3

A fairly impressive example of what BridgeCross Finance can do for clients.

A client came to me looking to acquire a property which was historically a retail shop but had planning to be converted into 4 residential apartments.

Simple so far, but then the client explained to me that they had experienced quite a few credit blips and didn’t actually have the full money required themselves.

There was a fair explanation around the struggles and all I saw was a client trying to get ahead in life.

There were quite a number of mortgage arrears, defaults and CCJs, but you could see the client was now trending in the right direction and either was or had already been paying everything off.

Lenders don’t always spot this at first and you sometimes have to spoon feed this to them as a broker.

The client had an investor involved in the project who was fronting some cash and the client owns a construction business, meaning he will cover the conversion.

With some of my connections in the industry, I have managed to secure the client one of the best rates and products in the market and now the client is going to build a relationship with that lender, great for future opportunities.

Most brokers may not have given this client the time of day with their credit file looking how it did, but it just shows what a good broker with good relationships and contacts can do for clients.

📏 Types of Valuation – What’s the Difference?When you're arranging finance, the type of valuation the lender uses can af...
12/09/2025

📏 Types of Valuation – What’s the Difference?

When you're arranging finance, the type of valuation the lender uses can affect both speed and cost. Here's a quick breakdown:

🔹 AVM (Automated Valuation Model)
Computer-generated using data like recent sales and market trends.
No human input, no inspection. Fast and free, but only works on standard properties.

🔹 Desktop Valuation
A surveyor gives their opinion using online data and comparables.
No site visit, but more reliable than AVM. Used when the property is fairly straightforward.

🔹 Full Survey (Physical Valuation)
A chartered surveyor visits the property in person.
They check condition, layout, and anything that could affect value. This is the most accurate and is often required for development or unique properties.

At BridgeCross Finance, we’ll help manage the valuation process and set expectations early so there are no surprises.

📩 Want to know which type might apply to your deal? Get in touch.

Address

Unit 29, Highcroft Industrial Estate
Waterlooville
PO80BT

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 10am - 4pm

Website

Alerts

Be the first to know and let us send you an email when BridgeCross Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category