Hunter & Cole Associates

18/03/2026

16/01/2025

🏠 Renters' Rights Bill: Key Amendments Under Debate 🏠

MPs will debate amendments to rent caps and upfront tenancy payments when the Renters’ Rights Bill returns to parliament tomorrow.

The Bill, introduced in September, proposes:
✅ Banning Section 21 no-fault evictions
✅ Limiting rent increases to once a year
✅ Applying the Decent Homes Standard to the private rented sector for the first time

Among the proposed amendments is a cap on rent increases, ensuring they cannot exceed the Consumer Price Index level of inflation or wage growth (whichever is lower).

📊 Recent data shows average private rents in England rose by 9.3% in the year to November, outpacing wage growth of just 5.4%. Over 30 MPs are backing this amendment to make rent increases fairer.

Another amendment aims to ban landlords from demanding several months’ rent in advance, but critics argue this could create barriers for renters with poor credit histories.

Are you a landlord or considering expanding your property portfolio? Now is the time to navigate the market with confidence!

💼 We specialise in Buy-to-Let investments and can guide you through the changing property landscape to secure the best opportunities.

📞 Contact us today to explore your options:
📧 Email: [email protected]
📱 Call: 0331 6300 212 or 07769 296 288

Call now to connect with business.

09/01/2025

With many choosing to ditch alcohol this January, research from Santander shows how putting some - or all - of the money usually spent on alcohol each month towards mortgage overpayments could save homeowners thousands over the life of their mortgage.

According to statistics from ONS, the average cost of a pint of lager is £4.81 – a figure which is only set to increase. Calculations from Santander show that a homeowner putting the monthly price of twelve pints (£57) towards overpaying a 25-year mortgage of £200,000 at 4.5% over the life of the mortgage, would save £12,983 in interest and be mortgage-free two years and one month earlier than planned.

For heavier drinkers, the potential savings are even greater. Overpaying £144, the average price of thirty monthly pints, towards the same mortgage would save £28,373 in interest and reduce the term by four years and eight months.

Even committing just part of the savings could make a difference, with Santander accepting overpayments from as little as £10 per month, which, on a £200,000 mortgage, would save more than £2,490 in interest and shave four months off a customer’s mortgage term.

Get in touch with us today to explore personalised Mortgage Advise tailored to your needs for free.

www.huntercole.co.uk

28/10/2024

🔍 Stay on Top of Your Mortgage & Property Value! 🔍

Curious to see if you could save on your mortgage or want to keep an eye on your property’s value? With a quick click, you can monitor it all in one place! 🏠💰

Use the link below to explore potential savings and see how your property is performing in today’s market. It’s an easy, efficient way to stay informed and possibly secure a better deal! 👇

https://dsly.co/ZsoxXcT

💬 Got questions? Feel free to message us or leave a comment below!

26/10/2024

A fantastic 5-star review from another happy client! 🌟

Thank you, Samantha, for your kind words. It was a pleasure helping you secure a mortgage that fits your needs. We understand that the process can seem overwhelming, especially if it’s your first time, and we’re here to guide you every step of the way.

At Hunter & Cole Associates we’re committed to providing a responsive, personalised service. Whether it’s answering questions after hours, navigating deadlines, or explaining the details, we’re here to make the journey smoother for you.

If you or anyone you know is looking for help with mortgages, Wills, Lasting Power of Attorney, or protecting their income, feel free to reach out. We’d be happy to help! 🏡

📧 [email protected]
🌐 www.huntercole.co.uk

23/10/2024

🌟 Another Happy Client! 🌟

We're delighted to share this wonderful review from a client we recently assisted with Wills and Lasting Power of Attorneys (LPAs). Planning for the future can feel overwhelming, but we're here to make the process simple and stress-free.

If you're thinking about setting up your Will or LPA, don’t hesitate to reach out!

📧 [email protected]
📞 0331 6300 212 | 07769 296 288

13/08/2024

FIVE GOOD REASONS TO MAKE A WILL

It’s all too easy to put off making a Will, but the difficulty is that we never know when it may be needed.

Experience shows that families who don’t plan ahead to cope with death or illness suffer high levels of stress, expense and delay compared to families with the right legal and financial protection in place.

Making a Will can give you peace of mind that your loved ones are protected.

1. You Decide who inherits - Not the Government
2. Choose people you trust to act as your executors.
3. Appoint guardians to look after young children - avoid them going into care
4. Avoid unnecessary exposure to inheritance tax.
5. Have peace of mind and reduce the potential for family conflict

Book an appointment for more information and advice

📞 0331 6300 212
🌐 www.huntercole.co.uk
📧 [email protected]

For financial planning services get in touch with Waterlooville based Hunter & Cole Associates. We can help with mortgages and property finance.

13/06/2024

🌞 Beat the Summer Expenses: Earn £100! 🎉

Earn £100 with Hunter & Cole Associates’ Referral Program! 💸

Struggling with summer expenses? We’ve got you covered. Know someone who needs a Will, insurance advice, or a mortgage?

Refer them to Hunter & Cole Associates, and for every successful referral, enjoy a generous £100 reward!

How It Works:

1. Refer a Friend, Family Member, or Colleague. 🤝
2. They Complete Their Will, Secure Expert Insurance Advice, or Get Help with Their Mortgage. 🏠
3. You Receive £100 as Our Thank You! 🙌

No limits. More referrals mean more cash in your pocket!

Start Earning Today! Referrals = Rewards. It’s That Simple. 🔥

🌐 www.huntercole.co.uk
📞 0331 6300 212
✉️ [email protected]