Hunter & Cole Associates

13/05/2026

🏡 FIRST TIME BUYER?

Struggling to save a big deposit? 👀

New low deposit mortgage options are becoming available for buyers with as little as £5,000 personal deposit.

✅ Employed & self-employed considered
✅ Up to £300,000 purchase price
✅ 5 year fixed options available
✅ Some new builds & terraced homes accepted

Good Credit Scores are required.

Getting on the property ladder may be closer than you think.

💬 DM for a free consultation and let’s explore your options.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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https://link.v1ce.co/huntercole

28/04/2026

16/01/2025

🏠 Renters' Rights Bill: Key Amendments Under Debate 🏠

MPs will debate amendments to rent caps and upfront tenancy payments when the Renters’ Rights Bill returns to parliament tomorrow.

The Bill, introduced in September, proposes:
✅ Banning Section 21 no-fault evictions
✅ Limiting rent increases to once a year
✅ Applying the Decent Homes Standard to the private rented sector for the first time

Among the proposed amendments is a cap on rent increases, ensuring they cannot exceed the Consumer Price Index level of inflation or wage growth (whichever is lower).

📊 Recent data shows average private rents in England rose by 9.3% in the year to November, outpacing wage growth of just 5.4%. Over 30 MPs are backing this amendment to make rent increases fairer.

Another amendment aims to ban landlords from demanding several months’ rent in advance, but critics argue this could create barriers for renters with poor credit histories.

Are you a landlord or considering expanding your property portfolio? Now is the time to navigate the market with confidence!

💼 We specialise in Buy-to-Let investments and can guide you through the changing property landscape to secure the best opportunities.

📞 Contact us today to explore your options:
📧 Email: [email protected]
📱 Call: 0331 6300 212 or 07769 296 288

Call now to connect with business.

09/01/2025

With many choosing to ditch alcohol this January, research from Santander shows how putting some - or all - of the money usually spent on alcohol each month towards mortgage overpayments could save homeowners thousands over the life of their mortgage.

According to statistics from ONS, the average cost of a pint of lager is £4.81 – a figure which is only set to increase. Calculations from Santander show that a homeowner putting the monthly price of twelve pints (£57) towards overpaying a 25-year mortgage of £200,000 at 4.5% over the life of the mortgage, would save £12,983 in interest and be mortgage-free two years and one month earlier than planned.

For heavier drinkers, the potential savings are even greater. Overpaying £144, the average price of thirty monthly pints, towards the same mortgage would save £28,373 in interest and reduce the term by four years and eight months.

Even committing just part of the savings could make a difference, with Santander accepting overpayments from as little as £10 per month, which, on a £200,000 mortgage, would save more than £2,490 in interest and shave four months off a customer’s mortgage term.

Get in touch with us today to explore personalised Mortgage Advise tailored to your needs for free.

www.huntercole.co.uk