Finvest

06/03/2026

A modern pathway to home ownership is here. Finvest is proud to introduce a new, 100% Sharia-compliant Home Purchase Plan (HPP) designed to help families secure their future without interest.

Key Features:

Family Assist: A family member can support your affordability while you remain the sole owner of the property.

Gifted Equity: Purchase from a family member below market value and use the equity as your deposit.Potentially requiring no cash down.

Low Entry: Start with as little as a 5% deposit.

100% Sharia-compliant: Fully reviewed and endorsed by qualified Sharia scholars for total transparency.

Specialist Services:

We also offer Islamic finance on BTL Purchases, Limited Company BTL, and Auction Finance.

Take the next step toward ethical ownership today.

Call: 02080507475
Email: [email protected]

29/10/2025

05/09/2025

Remortgaging can raise funds if your home’s value has risen or you’ve paid off much of your mortgage. You could borrow more than your current balance and fund projects like a kitchen upgrade or loft extension. This is often cheaper than personal loans or credit cards. But it may extend your mortgage term or increase monthly payments.

📞 For any queries, call us at 02080507475 or email [email protected]

22/08/2025

Most UK mortgage lenders allow you to overpay up to 10% of your remaining balance each year without penalty. Even small overpayments—like £50 or £100 a month—can reduce your mortgage term and save you thousands in interest over time. Overpayments can be made monthly or as lump sums but always check with your lender.

📞 For any queries, call us at 02080507475 or email [email protected]

08/08/2025

Lenders don’t just look at your credit score. They also assess your income and affordability, debt-to-income ratio, job stability, and deposit size. Working with a mortgage broker can help you get tailored advice based on your full financial picture. Remember: being rejected for a mortgage can impact your credit score, so it’s worth getting expert guidance before applying.

📞 For any queries, call us at 0208 050 7475 or email [email protected]

01/08/2025

Specialist mortgage brokers can access exclusive deals and compare many lenders, often saving you thousands over your mortgage term. Unlike high street banks that offer limited products, brokers find options tailored to your needs. In fact, some specialist lenders often the ones willing to take on more complex or quirky cases will only accept applications through a broker.

📞 For any queries, call us at 0208 050 7475 or email [email protected]

25/07/2025

Choosing a fixed-rate mortgage for 1, 2, or 5 years can give you stability by locking in your monthly payments. Fixing your rate offers peace of mind and protection against future increases. A 1-year fix might suit you if you believe rates will drop soon, while longer terms offer more long-term certainty. It's all about finding the right balance for your situation.

📞 For any queries, call us at 0208 050 7475 or email [email protected]

18/07/2025

Shared Ownership could be the solution. It lets you buy a share of a home (usually between 25% and 75%) and pay rent on the rest, meaning you need a smaller deposit, and your monthly costs can be lower than buying outright. Over time, you can increase your ownership through a process called "staircasing." It’s a great option for first-time buyers looking for a more affordable way onto the property ladder.

For any queries, call us at 02080507475 or email [email protected]

11/07/2025

An Agreement in Principle (AIP) is a document that gives you an estimate of how much you can borrow based on your financial situation. It typically lasts 30 to 90 days and includes details such as your deposit amount, the loan you could qualify for, and your total potential purchase price. It also shows estate agents that you're a serious buyer, which can strengthen your position when making an offer.

For any queries, call us at 0208 050 7475 or email [email protected]