Bubble Finance Hub Oxfordshire

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Bubble Finance Hub Oxfordshire Mortgage & Insurance Broker with over 20 years experience in Financial Services Registered Office: 18 Freemans Lane, Burbage, Leicestershire.

Bubble Finance Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. LE10 2HZ
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This fee will typically be £495.

GETTING HELP WITH A DEPOSIT? YOU'RE NOT ALONE 🙌🏻More buyers than ever are getting a leg up from family — and that's abso...
25/08/2026

GETTING HELP WITH A DEPOSIT? YOU'RE NOT ALONE 🙌🏻

More buyers than ever are getting a leg up from family — and that's absolutely fine 🏡

A couple of ways this can work…

⭐ Gifted deposits — family giving (not lending) money towards your deposit
⭐ Guarantor or joint borrower options — family supporting your application without necessarily being on the property itself

**The important bit**

Lenders need to see it's clearly a gift, not a loan, usually with a signed letter confirming that
📊

It sounds like a lot of paperwork — it isn't, we will fully explain how your available options
work…

Get in touch to start your mortgage journey with us today 💬

📍 Bubble Finance Hub | Oxfordshire

Your home may be repossessed if you do not keep up repayments on your mortgage.

TEACHERS — THE HOLIDAYS AREN'T OVER YET 🍎There's still time to tick "sort the mortgage" off your list — while you've act...
22/08/2026

TEACHERS — THE HOLIDAYS AREN'T OVER YET 🍎

There's still time to tick "sort the mortgage" off your list — while you've actually got headspace to do it…

Why now works so well for teachers specifically…?

⭐ No dashing to calls between lessons or during lunch duty
⭐ Time to properly gather payslips and paperwork
⭐ Options out there designed around teaching salaries — worth knowing what's available
to you*

Once term starts, this has a habit of sliding straight to the bottom of the pile again ⏰

Let's get it moving while you've still got the time…

Get in touch to start your mortgage journey with us today 💬

📍 Bubble Finance Hub | Oxfordshire

Your home may be repossessed if you do not keep up repayments on your mortgage.

*Subject to lenders eligibility/criteria.

GCSE RESULTS DAY 🎓To everyone opening an envelope (or a phone screen) today — however it reads, well donefor getting thr...
20/08/2026

GCSE RESULTS DAY 🎓

To everyone opening an envelope (or a phone screen) today — however it reads, well done
for getting through it 🙌🏻

Big days like this have a way of leading somewhere good 💪🏻

We'll be here whenever the next chapter includes a place of your own…

📍 Bubble Finance Hub | Oxfordshire

We get messages every week that start with "this might be a stupid question but…" 😳It never is. Here are a few we hear a...
19/08/2026

We get messages every week that start with "this might be a stupid question but…" 😳

It never is. Here are a few we hear all the time ❓

"Is it too early to talk to a broker if I haven't even started looking?"
Never too early — knowing your numbers first makes house-hunting so much easier 💪🏻

"Will checking my options affect my credit score?"
Not at this stage — we can look at things without leaving a mark, so there's no risk in just
asking 🙌🏻

"What if my deposit is smaller than I think I need?"
Let's find out what's actually possible before you assume the answer's no ⭐

Ask away — that's genuinely what we're here for… 💬

Get in touch to start your mortgage journey with us today 💬

📍 Bubble Finance Hub | Oxfordshire

Your home may be repossessed if you do not keep up repayments on your mortgage.

18/08/2026

YOU CAN LOCK IN YOUR NEXT RATE BEFORE YOU EVEN NEED IT 👀

You can actually secure your next rate up to 6 months before your current deal ends 📊

Why that's a big deal…

⭐ No scrambling when your fixed rate finishes
⭐ No default onto your lender's (higher) Standard Variable Rate
⭐ First pick of what's available — not just whatever's left ⏰

And here's the bit we do behind the scenes… 🎥

We keep an eye on rates for you — so if something better comes along before you complete, we can switch you onto it instead 💪🏻

You don't need a renewal letter to land on the mat before we can start this conversation 💬

Get in touch to start your mortgage journey with us today 💬

📍 Bubble Finance Hub | Oxfordshire

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.

Here at Bubble Finance Hub Oxfordshire we are proud to score FIVE STARS on our Google Reviews! ⭐️⭐️⭐️⭐️⭐️ We love to hea...
17/08/2026

Here at Bubble Finance Hub Oxfordshire we are proud to score FIVE STARS on our Google Reviews! ⭐️⭐️⭐️⭐️⭐️

We love to hear your feedback, here is one of our latest reviews.. 🫶

If you would like support with your Mortgage journey, please do get in touch…💬

HOWEVER IT WENT - WELL DONE FOR GETTING THERE 🎓Whether it's exactly what you hoped for, or a different path opening up… ...
14/08/2026

HOWEVER IT WENT - WELL DONE FOR GETTING THERE 🎓

Whether it's exactly what you hoped for, or a different path opening up… 💪🏻

…the next few years have a way of surprising you 🙌🏻

One day — whenever that is for you — a place of your own might be part of that story 🏡

No rush, no pressure. We'll just be here when that day comes 💬

Get in touch to start your mortgage journey with us today 💬

📍 Bubble Finance Hub | Oxfordshire

Your home may be repossessed if you do not keep up repayments on your mortgage.

Today's one that confuses everyone: **ERC** 🤔(Early Repayment Charge)So what actually is it? 💬It's a fee some lenders ch...
13/08/2026

Today's one that confuses everyone: **ERC** 🤔

(Early Repayment Charge)

So what actually is it? 💬

It's a fee some lenders charge if you leave your mortgage deal early — before the fixed or
discounted period ends 📊

⭐ Not every mortgage has one, but most fixed deals do
⭐ It's usually a percentage of what you still owe, and often reduces the longer you're in the
deal
⭐ It's worth knowing before you switch, overpay heavily, or move house early

One thing to remember… an ERC doesn't mean you're stuck — it just means the cost of moving needs working out first 💪🏻

And don't worry — we'll always check this before recommending a switch 🙌🏻

Get in touch to start your mortgage journey with us today 💬

📍 Bubble Finance Hub | Oxfordshire

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage

LANDLORDS — WHEN DID YOU LAST CHECK YOUR MOTGAGE RATE? 🏘️If it's been a while, you're not alone 😅Buy-to-let deals end ju...
11/08/2026

LANDLORDS — WHEN DID YOU LAST CHECK YOUR MOTGAGE RATE? 🏘️

If it's been a while, you're not alone 😅

Buy-to-let deals end just like residential ones — quietly, and onto a much higher rate if nothing's arranged ⏰

Take five minutes to check…

⭐ What rate are you actually on right now?
⭐ When does your current deal end?
⭐ Could switching free up more of your rental income? 📊
Whether you've got one property or a portfolio, it's worth knowing where you stand and we
are here to help…

Get in touch to start your mortgage journey with us today 💬

📍 Bubble Finance Hub | Oxfordshire

Your property may be repossessed if you do not keep up repayments on your mortgage.
Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.
You may have to pay an early repayment charge to your existing lender if you remortgage.

08/08/2026

DO I NEED A 10% DEPOSIT? 🤔

The short answer is — NO!

We get asked this a lot, because it's one of the most common things first-time buyers assume — and it puts people off before they've even started 🏡

There are lots of options that need less than 10% — it will depend on your circumstances, the property, and the lender…

⭐ 5% deposit mortgages — available on plenty of new build and existing properties
⭐ First time buyer schemes to help you get on the ladder with a smaller than 10% deposit
⭐ Guarantor / family-assisted mortgages — a family member's savings or property can help
top up your deposit
⭐ Shared Ownership — buy a share of a home and pay rent on the rest
⭐ Some schemes even go as low as no deposit at all, depending on eligibility

Don't rule yourself out before you've even had the conversation…

Get in touch to start your mortgage journey with us today 💬

📍 Bubble Finance Hub | Oxfordshire

Your home may be repossessed if you do not keep up repayments on your mortgage.

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