Mainly Mortgages

Mainly Mortgages Mortgage & Insurance Consultants Bad Credit Mortgages. Apply Today For Bad Credit Remortgage. CCJ & Defaults Accepted.

We Offer The Best Rates For Your First Time Buyer Or Remortgage Application. Call Our Experienced Specialist For The Offers And Get Approved In One Hour. We Are Trusted Bad Credit Mortgage Broker In Aylesbury.

27/01/2025

Can I get a mortgage with a poor credit history? 🤔

The answer is YES! 🎉

Our specialist team of experts works with lenders who understand your circumstances. Message us today to discuss your options. 📩

Dreaming of your own home? 🌟 Don’t let a less-than-perfect credit score hold you back. We're here to help you unlock the...
27/01/2025

Dreaming of your own home? 🌟 Don’t let a less-than-perfect credit score hold you back. We're here to help you unlock the door to homeownership 🏠💪

27/01/2025

Can’t afford a full deposit? Shared ownership might be the solution.

With shared ownership, you buy a percentage of the property and pay rent on the rest.

Pros: Lower deposit requirements, reduced monthly costs.
Cons: You won’t fully own the property right away.

Interested in exploring this option? We can help you decide if it’s the right fit for you!

27/01/2025

Getting a mortgage? Start gathering these documents early:

📄 Proof of income (pay slips or tax returns for self-employed).
📄 Proof of ID (passport or driver’s license).
📄 Bank statements (last 3-6 months).
📄 Proof of deposit source.

Having these ready speeds up the process. Need help? We’ll guide you through each step!

27/01/2025

Still renting? Here are three key benefits of owning your own home:

1️⃣ Stability: Your payments build equity, not someone else’s wealth.
2️⃣ Freedom: Renovate, decorate, and make it truly yours.
3️⃣ Long-term savings: With fixed rates, you avoid rent increases.

Ready to make the leap? We’re here to guide you from renter to homeowner, step by step.

27/01/2025

How much mortgage can you afford?
Lenders use affordability checks to ensure you’re not overstretching your finances.

Tip: A common rule is to keep monthly mortgage payments under 30% of your income.
Tip: Don’t forget to budget for bills, insurance, and maintenance costs.

We can help you calculate what works best for your budget—reach out for a free affordability consultation!

27/01/2025

Strengthening your credit is one of the best ways to improve your mortgage options. Here are three quick tips:

1️⃣ Try to pay bills on time.
2️⃣ Keep credit card balances low.
3️⃣ Check your credit report for errors and dispute them.

Need more tailored advice? Let’s work together to make your credit mortgage-ready!

27/01/2025

If you’ve been turned down by traditional lenders, a specialist mortgage broker like us can be the solution.

✅ Access to niche lenders who understand your situation.
✅ Personalised advice for improving your application.
✅ Support at every step of the process.

Don’t let a ‘no’ stop you. We specialise in helping people with imperfect credit achieve their homeownership dreams. Let’s chat today!

27/01/2025

When you meet with our mortgage experts, make sure to ask these key questions:

1️⃣ What’s the best mortgage type for my situation?
2️⃣ What fees should I expect during the process?
3️⃣ How much deposit do I need?
4️⃣ What’s the difference between fixed and variable rates?
5️⃣ Are there options for someone with my credit history?

We’re here to answer all of these and more—message us today to get started!

10/01/2025

Thinking of buying a home? Get pre-approved first! Here’s why:

Know your budget: Avoid falling in love with homes outside your price range.
Faster offers: Sellers take pre-approved buyers more seriously.
Avoid surprises: Understand how much you can borrow before you start viewing.

Our team of experts makes pre-approval quick and hassle-free. Let us help you take the first step toward your dream home!

10/01/2025

5 Steps to Improve Your Mortgage Application

Want to increase your chances of mortgage approval? Focus on these five steps:

1️⃣ Check your credit score and fix errors.
2️⃣ Avoid applying for new credit before your mortgage.
3️⃣ Save for a larger deposit, if possible.
4️⃣ Prepare all necessary documents early.
5️⃣ Work with a mortgage experts (like us!) to navigate the process.

With the right preparation, you can turn a stressful process into a smooth one. Message us to get started!

Applying for a mortgage? Avoid these pitfalls:🚫 Not checking your credit report beforehand.🚫 Overestimating what you can...
09/01/2025

Applying for a mortgage? Avoid these pitfalls:

🚫 Not checking your credit report beforehand.
🚫 Overestimating what you can afford.
🚫 Switching jobs mid-application.
🚫 Not seeking professional advice.

We’re here to help you navigate the process without the stress. Got questions? Drop them in the comments or send us a message!

Address

Tring

Opening Hours

Monday 8am - 6:30pm
Tuesday 8am - 6:30pm
Wednesday 8am - 6:30pm
Thursday 8am - 6:30pm
Friday 8am - 5pm
Saturday 9am - 1pm

Telephone

+443301596627

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We think outside of the box

With over 10 years experience with the mortgage industry, Mainly Mortgages was created to ensure that people with a less than perfect history still has access to expert mortgage advice and competitive mortgage products.