Capital B Property Finance

Capital B Property Finance Specialising in property finance and making financial dreams a reality

Are you looking to start your first development?When it comes to financing, your number may not start at zero.While you ...
03/09/2026

Are you looking to start your first development?

When it comes to financing, your number may not start at zero.

While you might not have a track record to share, lenders can look at the wider picture.

That could include:

• Your experience in property or a related sector
• The strength of the project and location itself
• Your professional team working with you
• Your proposed costs and timescales
• How much you're investing yourself
• Your plans for repaying the finance

An important thing to remember is how you present the project. Documenting everything clearly and approaching lenders whose criteria fit your circumstances.

For a good starting point, download our Development Finance Guide - https://cbpf.co.uk/development-finance-advice/

Auction finance…Would you like a quick reminder of the basics?1: The finance process can look very different to a standa...
02/09/2026

Auction finance…

Would you like a quick reminder of the basics?

1: The finance process can look very different to a standard purchase – so it’s important to have a funding strategy in place before you bid.

2: They often involve tighter timescales, so preparation before bidding is key.

3: Research your chosen property well. Not every auction property will be suitable for a standard mortgage, particularly where significant refurbishment is required.

4: Get to know the auction terms, so that you know what is going on during the auction process.

5: Understand how quickly completion is required for the property you are bidding on.

Getting your preparation sorted upfront can help avoid unnecessary pressure if you have the winning bid.

If you have a property you’d like to bid on and want to explore your finance options – we’d love to help - https://cbpf.co.uk/contact-us/

Selling part of a property can create some unexpected financing challenges.Our clients had agreed the sale of the baseme...
01/09/2026

Selling part of a property can create some unexpected financing challenges.

Our clients had agreed the sale of the basement section of their property, but the legal title had not yet been split and the sale proceeds weren’t enough to repay their existing mortgage in full.

We arranged a £165,000 regulated bridging loan to cover the shortfall, with a lender that also agreed to the title changes needed for the sale to progress.

Once the title split was complete, the clients moved onto a residential mortgage, repaying the bridge and raising additional funds for legal works and property renovations.

A great example of how the right bridging solution can help keep a more unusual property transaction moving.

Read the full case study: https://cbpf.co.uk/case-studies/property-sale-title-split-short-term-finance/

September. A new month. A new chapter.There's something about September that always feels like a fresh start.For us at C...
01/09/2026

September. A new month. A new chapter.

There's something about September that always feels like a fresh start.

For us at Capital B Property Finance, this September marks the beginning of an exciting new chapter.

📍 We're opening our new office in Wokingham.

Over the last few weeks, we've been busy getting everything ready...

💻 Laptops are set up.

📒 Fresh Capital B notebooks are waiting to be filled with new ideas, new opportunities and, hopefully, lots of completed deals.

And perhaps most exciting of all...

👋 Four new team members join us next week, strengthening our offering even further as we continue to grow.

When we started Capital B, our ambition was simple: build a brokerage where great people could do great business, with clients always at the heart of what we do.

Eight years later, it's incredibly rewarding to see that vision continuing to grow.

To everyone who has supported us along the way—our team, introducers, lenders, solicitors and, most importantly, our clients—thank you.

We're excited for what comes next.

Here's to new beginnings, new colleagues, new opportunities... and another month of helping people achieve their property ambitions.

Welcome to September. Let's make it a good one.

Sometimes it's the little wins that mean the most.The other day, LinkedIn asked if I'd like to compare our page performa...
28/08/2026

Sometimes it's the little wins that mean the most.

The other day, LinkedIn asked if I'd like to compare our page performance against similar businesses.

I'll be honest... I clicked "Yes" expecting us to sit somewhere in the middle of the pack.

After all, we're up against businesses with much bigger marketing budgets, larger teams and dedicated marketing departments.

Instead, I was genuinely surprised.

Across the five categories LinkedIn compared, Capital B Property Finance came out on top in four of them.

Now, before anyone points it out...

Yes, we're down compared to last month (we did go slightly World Cup mad ⚽😂).

And yes, I know these are only LinkedIn metrics.

But I'll take it.

Because it shows that consistency, authenticity and creating content people actually want to engage with can compete against far bigger organisations.
It also reminds me just how much hard work goes on behind the scenes.

A huge thank you to everyone involved in our marketing efforts—our team, everyone who appears in the videos (sometimes reluctantly!), those who come up with ideas, film content, edit it, write it and, of course, everyone who comments, likes and shares our posts.

We're incredibly proud to be mentioned alongside businesses whose marketing I genuinely admire.

We're still learning.

We're still improving.

But it's nice to know we're heading in the right direction.

Now... let's see if we can make it five out of five next month. 🚀

🏌️‍♂️ The shirts have arrived... the rain has arrived... now all we need is you!With just a few weeks to go until the Ca...
27/08/2026

🏌️‍♂️ The shirts have arrived... the rain has arrived... now all we need is you!

With just a few weeks to go until the Capital B Charity Golf Day, excitement is building.

The forecast might be trying to tell us otherwise, but we're confident of two things...

☀️ The sun will be shining.

💙 We'll be raising a fantastic amount of money for Project Le Monde.

It's set to be a brilliant day with great golf, fantastic company, plenty of food and drink, some amazing prizes and, most importantly, raising money for an incredible cause.

⛳ We still have a handful of team and individual spaces available, but they won't be around for long.

If you've been thinking about joining us, now's the time.

Because if you miss out... we're pretty sure the FOMO will last a lot longer than the British summer! 😉

📅 24th September
📍 Brickendon Grange Golf Club

Get in touch to book your place—we'd love to see you there.

We’ve found that mixed-use properties don't always fit neatly into standard lending criteria.The lenders we work with ma...
27/08/2026

We’ve found that mixed-use properties don't always fit neatly into standard lending criteria.

The lenders we work with may look at factors such as the balance between commercial and residential space, the strength of the rental income and, in some cases, the property's future potential.

In one recent case, our client was looking to refinance a mixed-use investment while releasing equity for future acquisitions. By understanding both the property's current position and its longer-term potential, we identified a lender whose criteria matched the opportunity.

The result – we helped our client to secure a £1.85m commercial refinance that supported both the immediate requirement and the client's wider investment strategy.

Read the full case study here - https://cbpf.co.uk/case-studies/commercial-mortgage-mixed-use-refinancing/

Bridging finance continues to prove its value in a changing market.The latest Bridging Trends Q2 2026 report shows that ...
26/08/2026

Bridging finance continues to prove its value in a changing market.

The latest Bridging Trends Q2 2026 report shows that while overall lending volumes eased slightly, borrowers are continuing to use bridging finance to keep transactions moving and unlock new opportunities.

Some of the key highlights include:

🏡 Chain breaks and investment purchases were the joint most common uses of bridging finance (18% each).

📈 Regulated bridging saw its biggest quarterly increase since 2022.

🔨 Demand for auction finance and heavy refurbishment projects continued to grow.

⚡ Average completion times improved from 53 days to just 46 days.

At Capital B, this reflects exactly what we're seeing. Bridging finance is no longer a last resort—it's becoming a strategic funding solution for homeowners, investors and developers who need speed, flexibility and certainty.

Andre Bartlett, CEO & Co-founder of Capital B Property Finance, said:

"The latest figures reinforce what we're seeing every day. Clients aren't standing still despite market uncertainty—they're adapting. Bridging finance is helping homeowners save chains, investors move quickly on opportunities and developers unlock projects that might otherwise be delayed. As lenders continue to innovate and completion times improve, specialist finance is becoming an increasingly important part of the property market."

If you're a property investor, developer, homeowner, or a broker with a complex case, we'd love to show you what's possible.

📞 Get in touch with the team at Capital B Property Finance.

Buying property in the UK as a foreign national?You may have more property finance options than you realise.Lenders can ...
26/08/2026

Buying property in the UK as a foreign national?

You may have more property finance options than you realise.

Lenders can take different approaches to foreign national applications, looking at factors such as where you live, your residency or visa status, how and where you earn your income, the currency you're paid in and the deposit you have available.

Your UK credit history and the documents you can provide may also form part of the assessment.

The important thing to know is that lender criteria can vary considerably.

Some lenders are more comfortable with international circumstances than others, so understanding which lenders are likely to consider your particular situation can be an important part of the process.

Our Expat & Foreign National Property Finance Guide explains some of the key considerations and what you can expect when applying for UK property finance.

Download our free guide to find out more - https://cbpf.co.uk/expat-foreign-national-property-finance-advice/

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