Hari Aujla - Mortgage & Protection Adviser

30/10/2021

“People have got used to fixed rates continually going down - this is a sharp reminder that it’s not one-way traffic when it comes to rates. If you are waiting for a cheaper deal then you have probably missed it.”

As interest rate changes are coming ‘thick and fast’, owners may face big rises in their repayments

25/08/2021

Another positive review :-)

This really was an extremely complicated case - First Time Buyer, First Time Landlord with a property being purchased at 50% of market value with an immediate family member as the tenant! Oh, and the property was situated near a MINESHAFT!!!!! Fast forward a few setbacks, several conferences with various underwriters and one Mining Report later, an offer was forthcoming and this client now has the mortgage they thought they’d never have - very pleased indeed.

Complicated? Unconventional? Extraordinary? Adverse Credit? I LOVE these cases!! Please get in touch for a FREE initial consultation.

"Hari was extremely helpful with an unusual case and despite some setbacks was able to get the r ..."

06/07/2021

It's official! 🥇 👏

02/07/2021

Calling all BTL landlords and prospective property investors:

13/05/2021

What a fantastic start to the day! Always great to get positive reviews - it's why I do what I do :-)

31/03/2021

19/03/2021

"Yopa has provided the best estate agency experience I have had. The service was exceptional. Th ..."

16/03/2021

5% DEPOSITS ARE BACK (FOR FIRST-TIME BUYERS!):

First-time buyers with just a 5% deposit will receive a boost from tomorrow (Wednesday 17th March) as intermediary-only mortgage provider, Accord, become the first lender to return to the 95% LTV market.

They’re launching a five-year fixed rate mortgage – exclusively to first-time buyers. The new product has a fixed rate of 3.99% and comes with a £995 fee and FREE standard valuation. It’s available up to a maximum borrowing of £500,000.

Accord will not be using the government’s mortgage guarantee scheme for this product and, unfortunately, it’s NOT available for flats, new builds or properties in Northern Ireland.

To qualify for the new product, first-time buyers will be able to borrow a maximum of 4.49 times their income.

As the first new 5% deposit mortgage to come back onto the market, it’s sure to be massively popular so could be withdrawn at relatively short notice.

Get in touch for more details.

04/03/2021

Hope (finally) for First Time Buyers recently priced out of the property market? The rates and fees being contemplated by lenders will be a key factor - “The scheme will begin in April and will be available on new mortgages taken out until 31 December 2022. People from every country in the UK will have access to them.”

Rishi Sunak announced a plan to help home buyers get mortgages with deposits of just five per cent in today's Budget. But which lenders will offer them and how soon can people apply?

03/03/2021

Not long to go until we know what the Spring Budget will mean for the housing and lending markets - keep your fingers crossed!! 🤞 🍀