Lets Move Mortgages

Lets Move Mortgages Mortgage Broker based in East Hertfordshire. The Financial Services Register number is 301173. Registered in England No. 04427489

Lets Move Mortgages is a trading style of Access Financial Services Ltd that is regulated by the Financial Conduct Authority.

📢 Bank of England Rate Update – Out Today! 📢With the latest interest rate decision just announced, now is the perfect ti...
07/08/2025

📢 Bank of England Rate Update – Out Today! 📢

With the latest interest rate decision just announced, now is the perfect time to review your mortgage options. Whether you’re:

🏡 Thinking of moving home
🔁 Looking to remortgage
🔑 A first-time buyer ready to take the leap

We’re here to help you navigate the market with clear, honest advice.

📞 Get in touch today and let’s see how we can save you money or get you moving!

📍

🏡 Why Choose LetsMove Mortgages?💼 Expert Mortgage Advice⚡ Fast, Hassle-Free Process🔍 Tailored to Your Needs📞 Personal, F...
27/07/2025

🏡 Why Choose LetsMove Mortgages?

💼 Expert Mortgage Advice
⚡ Fast, Hassle-Free Process
🔍 Tailored to Your Needs
📞 Personal, Friendly Service
✅ We Work for YOU – Not the Banks

Let’s move forward, together.
📲 DM us today for a free consultation.

🏡 Thinking of buying a home? 1. You don’t need 20% deposit. 2. Credit scores aren’t everything. 3. Pre-approval is not f...
20/07/2025

🏡 Thinking of buying a home?

1. You don’t need 20% deposit.
2. Credit scores aren’t everything.
3. Pre-approval is not final approval.
4. You can shop for better rates – and should.

Buying a home is the biggest financial decision you’ll make. Don’t go in blind. 👀
DM me if you’re not sure where to start.

🏠 First-Time Buyers ReliefIf you’re a first-time buyer, you can get relief: • 0% on the first £425,000 • 5% on the porti...
18/07/2025

🏠 First-Time Buyers Relief

If you’re a first-time buyer, you can get relief:
• 0% on the first £425,000
• 5% on the portion between £425,001 and £625,000

If the property costs more than £625,000, you don’t get this relief.



🏘️ Second Homes or Buy-to-Let Properties

There is a 3% surcharge on top of the standard rates for:
• Second homes
• Buy-to-let properties
• Holiday homes



💻 SDLT Calculator

You can use HMRC’s official SDLT calculator to work out exactly how much you’ll owe.

🏡 Ready to buy your dream home?Let’s talk mortgages — without the confusing jargon.✅ Fixed vs. Adjustable Rates✅ How Muc...
11/07/2025

🏡 Ready to buy your dream home?
Let’s talk mortgages — without the confusing jargon.

✅ Fixed vs. Adjustable Rates
✅ How Much Can You Afford?
✅ First-Time Buyer Tips
✅ Credit Score Secrets
✅ Pre-Approval = Power 💪

☎️ Call us for a FREE mortgage review.

📈 Buying smart starts here.

Wondering what your mortgage actually might cost? Let’s break it down with real numbers 💡🏠 Home price: £300,000💰 Deposit...
28/05/2025

Wondering what your mortgage actually might cost? Let’s break it down with real numbers 💡

🏠 Home price: £300,000
💰 Deposit: £45,000 (15%)
📄 Mortgage needed: £255,000
📊 Interest rate: 3.99% (fixed, 5 years)
⏳ Term: 25 years
💸 Monthly repayment: approx. £1,360

📌 Tip: Always work out your comfortable monthly limit, not just what the bank approves.

Need help figuring out your numbers? Drop us a message — we’re here for the big decisions. 👋

It’s Bank Holiday Monday, aka the perfect time to reset and get a little plan in place.No need to go all in overnight. W...
21/04/2025

It’s Bank Holiday Monday, aka the perfect time to reset and get a little plan in place.
No need to go all in overnight. Whether it’s £50/month or simply checking your budget, today’s a good day to get ahead.

If you’re tired of watching your rent vanish every month, it might be time to start putting that money to work for you.L...
14/04/2025

If you’re tired of watching your rent vanish every month, it might be time to start putting that money to work for you.

Let’s talk options, breakdowns, and how we can get you moving toward the keys.

Let’s talk about the April rises… 📢 With council tax, water bills, and energy costs all increasing, the average househol...
18/03/2025

Let’s talk about the April rises… 📢 With council tax, water bills, and energy costs all increasing, the average household is going to feel the pinch. But before you just accept higher bills, here’s some small changes that could help:

💡 Council Tax: Check your band, many people are in the wrong one and could be overpaying. You can challenge it through your local council. Also, if you pay in 10 monthly instalments, ask to spread it over 12 to lower your monthly payments.

🚰 Water Bills: Consider switching to a water meter if you’re in a smaller household, you only pay for what you use. Also, simple tweaks like using a dishwasher efficiently, fixing leaks, and cutting down shower time can reduce usage.

⚡ Energy Bills: With the price cap going up, it’s worth checking if you’re on the best tariff. Compare rates and consider fixing if you find a good deal. Small changes, like using smart plugs, adjusting heating timers, and being mindful of peak rates can also keep costs down.

A little off subject today but I hope it helps someone.

Just like planting roots in the ground, buying a home creates a solid foundation for your future. It gives you a place t...
03/01/2025

Just like planting roots in the ground, buying a home creates a solid foundation for your future. It gives you a place to call your own, providing security and stability that renting simply can’t match. Homeownership is an investment in yourself - it’s a step toward long-term financial stability and independence. 🌱🏡

The Bank of England is set to meet on February 6th, and all eyes are on whether they’ll cut interest rates again. Here’s...
02/01/2025

The Bank of England is set to meet on February 6th, and all eyes are on whether they’ll cut interest rates again. Here’s what experts predict for the year ahead:

👉 Rates may fall further, making mortgages less expensive.
👉 Savings rates could take a hit, so it’s a good time to review your accounts.
👉 Don’t expect a return to the ultra-low rates of the past decade but there’s still opportunity to secure a great deal.

What you can do now:
✔️ Lock in a mortgage rate up to 6 months ahead especially if your fixed deal is ending.
✔️ Speak to a broker to make sure you’re getting the best deal for your situation.
✔️ Review your savings and debts to ensure they’re in the right place.

2025 could bring financial opportunities for those who plan ahead. Are you ready? Let us know if advice!

Address

Stanstead Abbots
Stanstead Abbots

Alerts

Be the first to know and let us send you an email when Lets Move Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Lets Move Mortgages:

Share