What are the opening hours?

Monday 9am - 6:30pm Tuesday 9am - 6:30pm Wednesday 9am - 6:30pm Thursday 9am - 6:30pm Friday 9am - 6:30pm

Mortgage360 Ltd

Home
United Kingdom
Solihull
Mortgage360 Ltd

🏡 Unbiased, friendly mortgage and insurance advice

07/08/2024

A truly magical wedding day ❤️

Mr & Mrs Watson 💍

09/07/2024

A heartfelt thank you to our amazing client for such a wonderful testimonial! 💬

🙏 Your kind words not only brighten our day but also reinforce our commitment to providing the best service possible. We believe in building strong relationships with our clients and it’s always rewarding to see how much of a positive impact we can make.

04/07/2024

You can get £116.75 per week Statutory Sick Pay (SSP) if you’re too ill to work. It’s paid by your employer for up to 28 weeks.. But let’s talk real – how long could you realistically manage on this amount? 🕰️💰

Here are some tips to help you prepare for unexpected sick leave:

Insurance – Consider income protection insurance to supplement SSP, ensuring you have enough if you're off work for an extended period. 🛡️

Budget Review – Take a good look at your monthly expenses. Knowing what’s essential can help you prioritize in tight situations. 📝✂️

Emergency Fund – Start building an emergency fund. Aim for three to six months of living expenses, giving you a cushion if you’re unable to earn. 💵

While SSP is a vital part of employee welfare, being prepared can make all the difference. What are your thoughts on the SSP rate? Could you manage on £116.75 a week? Share your views below or DM us for advice on navigating financial health! 🗨

02/07/2024

Are you a first-time home buyer with questions? You’re not alone! Here are the four most popular questions we hear from first-timers like you, answered! 💬

How Much Can I Borrow? – The amount you can borrow largely depends on your income, existing debts, and other financial commitments. Lenders use these to determine your affordability. It’s always best to speak with a mortgage advisor to get a precise figure tailored to your circumstances. 📊

What is the Minimum Deposit I Need? – The minimum deposit varies, but generally, you're looking at needing at least 5% of the property's purchase price. The larger your deposit, the better your mortgage rate could be! If you have less than 5% deposit, or no deposit at all - we still might be able to help. Contact us for more information 🔍

What Fees Should I Expect? – Beyond the deposit, be prepared for several fees: valuation fees, solicitor’s fees, mortgage product fees, broker fees and possibly Stamp Duty. Budgeting for these in advance can prevent any unpleasant surprises! 💸

What Types of Mortgages Are Available? – There are several types of mortgages – fixed-rate, variable-rate, tracker, and more. Each has its pros and cons, depending on your financial situation and risk tolerance. A mortgage advisor can help you understand which type might be best for you. 🔄📈

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it.

27/06/2024

Navigating the world of mortgages can seem daunting, but here are three things that can make the remortgage process smoother and more manageable:

6 month rule – aim to review your mortgage 6 months before your existing rate ends. This gives you time to get things in order. You can even reserve a new rate in advance, protecting against any future increases. On the flip side, if rates were to reduce, you could switch to a new lower rate! 📑✔️

Maintain a Healthy Credit Score – Your credit score plays a crucial role in determining your mortgage eligibility and interest rates. Keep your credit score in good shape by paying all bills on time, reducing debt where possible, and checking your credit report regularly for any errors. 📊💳

Gather Your Documents – Be prepared by gathering all necessary documents beforehand. This includes your ID, proof of address, proof of income and bank statements. Having these ready can speed up the process significantly. 📁🕒

Remember, the right preparation can take the stress out of applying for a mortgage. Need more advice or ready to get started? Contact us today!

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it.

25/06/2024

Thinking about remortgaging or stepping into the world of homeownership? Here’s what you need to know about the costs involved! 🗝️📜

Valuation Fees – Before a lender offers you a mortgage, they need to know the true value of your property, and if it is acceptable security. This might be free, but can sometimes cost a few hundred pounds, depending on the lender and/or property value.

Legal Fees – You’ll need a solicitor or conveyancer to handle the legal aspects of buying or remortgaging a home. Costs can vary widely, so it’s wise to shop around. We work with number of solicitors and can provide you a no-obligation quote.

Stamp Duty – If you're buying a property or buying in to one, don't forget about Stamp Duty Land Tax (SDLT), which can be a significant expense depending on the property price and your circumstances.

Mortgage Product and Broker Fees – Some lenders and brokers charge fees for arranging your mortgage, which can sometimes be added to your loan.

Buying or remortgaging a home involves various costs, but knowing what to expect can help you plan better and avoid stress. Want to know more? Drop us a message or leave a comment below! 💬

📩 [email protected]

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it.

20/06/2024

Spotlight on Matt Illingworth CeMAP® – Your Dream Home Enabler! 🏡

Since 2010, Matt has been dedicated to turning the complex world of mortgages into a smooth and straightforward journey for his clients.

With a deep-seated philosophy of client-first service, Matt ensures that every interaction is tailored to meet your needs, helping you secure the keys to your dream home with ease and confidence. 🔑💼 He prides himself on building long-lasting relationships, guiding you every step of the way.

Whether you’re a first-time buyer or looking to move up the property ladder, trust Matt to make your mortgage journey as harmonious as his favorite melody. 🏠 Join Matt in making your home ownership dreams a reality!

18/06/2024

Meet Gavin Watson CeMAP®, a true maestro in the world of mortgages and protection! 🏡💼

With a heart for service and an unwavering dedication to helping others, Gavin has been a cornerstone in the mortgage industry since passing his exams back in 2006. 🎓✨

Having assisted thousands of clients, Gavin's expertise is unmatched, making him a top-tier mortgage adviser. 🥇 Whether you're buying your first home, moving up the ladder or looking to protect your future, Gavin's your go-to guy!

When he's not crunching numbers or scouting the best deals for you, Gavin is all about making lasting memories with his family and friends. Whether it’s a family day out, or a week in the sun, he cherishes every moment spent with loved ones. ❤🌍

13/06/2024

Big News, Everyone! 🚀 We're thrilled to announce that we've embarked on a brand-new journey with a fresh rebrand!

Say hello to our new name, explore our sleek new website, and join us as we dive into exciting new adventures. 🌐🛤

But don’t worry! While our look has changed, our commitment to providing you with the same great service remains steadfast. 🙌 We're still the team you trust, just with a little extra sparkle!

🔗 Check out our new website mortgage360.co.uk to see what we've been up to and how we continue to serve you better.

Thank you for being a part of our journey so far, and here's to many more years of success together!

16/05/2024

We’re thrilled that you felt supported and satisfied with our services. Your success is what drives us, and your kind words affirm that we’re on the right track. 🏡

Thank you!

☎️ 0330 122 5022
📧 [email protected]
mortgage360.co.uk

14/05/2024

Mortgage Insurance is designed to pay off your mortgage if you die during the term of the policy. It provides a lump sum payment to your beneficiaries, which they can use to pay off the remaining mortgage balance, ensuring that your loved ones can keep the family home without the burden of mortgage repayments. You can also include Critical Illness cover to further protect you and your loved ones. 🚪

Still have questions on Mortgage Insurance? Drop us a message! We’re here to help you understand all your options and ensure you make the best decisions for your future home and family. 💌👍

☎️ 0330 122 5022
📧 [email protected]
mortgage360.co.uk

09/05/2024

Deciding on the length of your product term can feel like a big financial puzzle. Whether you're a first-time buyer or considering remortgaging, it's important to understand how different product terms impact your future. Here’s a quick guide to help you decide between a 2-year or a 5-year mortgage term:

🧐 Things to Consider:

Financial Goals: What are your long-term financial goals? Choose a term that aligns with where you see yourself in 2 or 5 years.
Economic Climate: Consider the current and projected economic environment. If rates are low, locking in a longer term might be beneficial.
Personal Comfort: How much monthly fluctuation in payments can you comfortably handle? Stability might trump flexibility for some, especially if budget consistency is crucial.

No matter which term you choose, make sure it fits your lifestyle and financial plans. Still unsure? Reach out to us! We’re here to help you navigate through your mortgage options and find the perfect fit for your needs! 🌟

☎️ 0330 122 5022
📧 [email protected]
mortgage360.co.uk

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it.

Address

Solihull

Opening Hours

Monday	9am - 6:30pm
Tuesday	9am - 6:30pm
Wednesday	9am - 6:30pm
Thursday	9am - 6:30pm
Friday	9am - 6:30pm

Telephone

+443301225022

Website

https://mortgage360.co.uk/

Alerts

Be the first to know and let us send you an email when Mortgage360 Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mortgage360 Ltd:

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Business
Claim ownership or report listing

Want your business to be the top-listed Finance Company in Solihull?