Toms George,Mortgage and Protection advisor

04/04/2026

21/02/2026

Heartfelt congratulations, Anilan and Anjana! 🎉
We are truly thrilled for both of you on the purchase of your beautiful new home! 🏡
May your new residence be filled with endless joy, love, and treasured memories...

Are you prepared to discover your ideal home?
We will support you at every stage of the process!

Toms George (Mortgage Advisor)
📞 07405259151
📧 [email protected]

03/02/2026

Santander launches five-year, 98% LTV ‘My First Mortgage’ helping first-time buyers achieve homeownership dream

Aspiring first-time buyers could see their dreams of owning a home become reality sooner than expected as Santander UK today launches ‘My First Mortgage’, a 98% five-year fixed rate mortgage product, with a rate of 5.19%, zero product fee and £250 cashback1.

‘My First Mortgage’ is available exclusively to first-time buyers, via a Santander mortgage adviser or mortgage broker, and marks Santander’s latest step towards helping more would-be buyers onto the property ladder. Data from the lender shows that more than half (52%) of UK adults said they found saving money for a deposit to be the biggest barrier to buying a property2.

The new product requires a minimum £10,000 deposit, with maximum lending up to £500,000 repayable over a term of between five and 40 years. Lending above 95% and up to 98% is available on existing houses only3, with data from the lender showing that two thirds of first-time buyers purchased a house in 2025. All lending remains subject to Santander’s broader affordability checks, including a maximum loan to income multiple of 4.45x salary. Customers looking to purchase a new build property or flat are able to continue to access borrowing up to a maximum 95% LTV.

03/10/2025

A big congratulations to Jemin, Benson, and the kids for receiving the keys to your very first home! 🏡💫 May you all experience endless joy and create wonderful memories in your new space ❤️

04/09/2025

ഓണം ആശംസകൾ

30/07/2025

Congratulations, Baiju and Bindu, on your new home! I'm so glad I could help you secure your mortgage. It's been wonderful to see all the hard work you've put in over the past four months to transform it into such a beautiful home. Enjoy every moment in your new place!

30/06/2025

Congratulations to Siji and Anu!!!!

A new chapter is starting - your very first home.,🏡🏠... I wish you both a lifetime filled with happiness, love, and unforgettable memories in your new space!!!!!

It has been an absolute privilege to be part of your journey towards fresh starts and exciting new beginnings!!!

Warm wishes from Excellent Financial Services LTD! !!!!!

Are you looking to find your dream home?? We will guide you every step of the way! !!!!

Toms George (Mortgage Advisor) 07405259151, 07450507878, [email protected]

08/06/2025

🏠💫 Congratulations to Bobby Mathew Vadamattam & Bincy 💫🏠

A fresh chapter commences — your very first home!

Wishing you both infinite happiness, love, and wonderful experiences in your new abode.

It has been an honor to be involved in your path to homeownership.

Here’s to new beginnings!❤️