29/05/2026
You might think you know what you earn… but lenders might see it differently 👀
When it comes to mortgages, it’s not always as simple as your basic salary. Things like:
💼 Overtime
💰 Bonuses & commission
📊 Self-employed income
📄 Contract type (zero hours, temp work, etc.)
They all play a part. And every lender looks at them in different ways.
For example, some lenders will only count bonuses if you’ve received them consistently for 2+ years. Others may be more flexible depending on your situation.
That’s why speaking to a mortgage adviser early is so important.
At Mortgage Tribe, we:
✔️ Break down your real affordability
✔️ Match you with lenders suited to your situation
✔️ Save you time by doing the legwork for you
So you can focus on the exciting part… finding your next home 🏡
Got a slightly complex income? Or just not sure where you stand?
📩 Let’s have a chat
📧 [email protected] | 📲 0118 227 6466
🌐 https://www.mortgagetribe.co.uk
Your home/property may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for arranging a mortgage of up to £495.