John Hallam - Spolton Mortgages

28/01/2026

Thank you to my lovely customers, best wishes 🍻

06/10/2025

Feeling very happy with a ⭐️⭐️⭐️⭐️⭐️ review from a lovely client buying their first home 🏠😊

03/10/2025

Feeling proud to be achieving 5 Star Reviews from my clients 🤩🥂

02/10/2025

📢 We’re Open as Usual – Just in a New Spot (for now!)

Spolton Mortgages in Sleaford has temporarily relocated while building repairs are completed – but don’t worry, our doors are open and our service is as strong as ever.

You’ll now find us at:
📍 Station View, London Road, Sleaford, NG34 7LF

✅ Our telephone number 01529 300500 is unchanged
✅ You can still get in touch by phone, online, or by calling in to see us
✅ Our friendly team of mortgage advisers, backed by our brilliant admin support, are here and ready to help

Whether you’re a first-time buyer, looking to remortgage, moving home, or exploring buy-to-let mortgages, our advisers are based in Sleaford and across Lincolnshire to support you every step of the way.

Expect nothing less than the same 5⭐ service that Spolton Mortgages is known for.

👉 Get in touch today:
📞 Call us on 01529 300500

🏢 Call in to see us at Station View, London Road, Sleaford, NG34 7LF

💻 Visit our website and fill in our easy online contact form



Our service is free until you receive a fully approved mortgage offer. Then there may be a charge which, depending on your circumstances, will typically be £299 on receipt of an approved
mortgage offer.

Spolton Ltd, trading as Spolton Mortgages (FCA Number 993383) is an appointed representative
of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority.

Founded in 7 August 2017, Spolton Mortgages is a trading name of Spolton Ltd. Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire, NG34
7TW. Registered Company Number: 10903440 Registered in England & Wales.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage

Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority

30/09/2025

🚧 Important Update from Spolton Mortgages 🚧

Our Spolton Mortgages office has unfortunately been damaged and is temporarily closed while structural engineers and builders complete essential repairs.

➡️ Please rest assured that our team is still fully available and committed to providing you with the same high-quality mortgage advice and service you expect from us.

📱 You can continue to contact us via our office mobile 07498 011472 and 📧 email as normal.

✅ We are also working hard to secure a temporary office space so we can meet clients in person again very soon.

👉 If you have an upcoming appointment, please keep an eye out for further updates. We will be contacting all affected clients directly by close of business on Wednesday 1st October to rearrange as needed.

Your mortgage journey is important to us, and while our office doors may be temporarily closed, our dedication to our clients remains stronger than ever.

Thank you for your understanding and continued trust in Spolton Mortgages – your local mortgage experts.

Our service is free until you receive a fully approved mortgage offer. Then there may be a charge which, depending on your circumstances, will typically be £299 on receipt of an approved
mortgage offer.

Spolton Ltd, trading as Spolton Mortgages (FCA Number 993383) is an appointed representative
of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority.

Founded in 7 August 2017, Spolton Mortgages is a trading name of Spolton Ltd. Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire, NG34
7TW. Registered Company Number: 10903440 Registered in England & Wales.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your existing lender if you remortgage

Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority

🔑

29/07/2025

So nice of a lovely couple buying their first home to come and say thank the day before they get their keys. 🙏🏻😊🏡🔑

25/07/2025

What a fantastic way to end the week!

It was great to represent Spolton Mortgages at RAF Coningsby Family Day with Spolton Mortgages - Tom Clifton. 😎🛫

15/07/2025

I love what I do but to receive a thank you card is always touching. 🙏🏻😊

09/06/2025

What a fantastic way to start the week with a thank you card from some lovely clients I have helped. 🏡🔑

05/06/2025

🔍 Case Study: How We Helped Our Clients Save Thousands – Even After Their Bank Declined Their Mortgage Application.

At Spolton Mortgages, we recently supported a couple who were excited to move home, planning to port their existing mortgage and borrow a bit more to complete the purchase.

They initially applied directly with their existing bank, assuming it would be straightforward. But their application was declined, leaving them facing a substantial early repayment charge and the loss of a favourable mortgage rate – a rate no other lender could match in today’s market.

Understandably, they were frustrated and concerned about the additional costs.

That’s when they contacted us.

🔹 We took the time to gather a comprehensive understanding of their financial position.
🔹 We reviewed their original application and identified where the details hadn’t been fully optimised.
🔹 We reapplied to the same bank, ensuring every part of the case was accurately and clearly presented.

📈 The result? Approved.

They were able to port their mortgage, secure the additional borrowing, and avoid thousands of pounds in fees and higher interest payments.

💡 Key Takeaways:
✅ Porting a mortgage can be a highly valuable option in a rising interest rate environment – if done correctly.
✅ A mortgage broker adds real value by presenting your application in the best possible light and exploring all viable options.
✅ Even if a lender says "no", it doesn’t always mean the door is closed.

At Spolton Mortgages, we pride ourselves on digging deeper and finding the solution others may miss.

📩 If you're moving home and unsure of your mortgage options – let's have a conversation.



Our service is free until you receive a fully approved mortgage offer. Then there may be a charge which, depending on your circumstances, will typically be £299 on receipt of an approved mortgage offer.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Spolton Ltd, trading as Spolton Mortgages (FCA Number 993383) is an appointed representative of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority.
Spolton Mortgages is a trading name of Spolton Ltd. Registered Office: Spolton Ltd, Spolton Mortgages, 6 Mill House, Carre Street, Sleaford, Lincolnshire, NG34 7TW. Registered Company Number: 10903440 Registered in England & Wales.

05/06/2025

26/05/2025